{"id":106,"date":"2026-10-17T11:18:28","date_gmt":"2026-10-17T11:18:28","guid":{"rendered":"https:\/\/therisk.global\/digital-public-infrastructure\/?page_id=106"},"modified":"2026-10-21T11:46:42","modified_gmt":"2026-10-21T11:46:42","slug":"digital-payments-and-services","status":"publish","type":"page","link":"https:\/\/therisk.global\/digital-public-infrastructure\/topics\/digital-payments-and-services\/","title":{"rendered":"Digital payments and services"},"content":{"rendered":"\n<!-- Nexus network page \u00b7 https:\/\/therisk.global\/digital-public-infrastructure\/topics\/digital-payments-and-services\/ \u00b7 source authored \u00b7 generated by integrations\/wordpress\/network\/build.mjs, never edit this file --><script type=\"application\/json\" class=\"_iub_cs_skip\" id=\"nxe-water-data\" data-nx-pack=\"deflate\">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<\/script><script type=\"application\/json\" class=\"_iub_cs_skip\" id=\"nxe-water-gibs\" data-nx-pack=\"deflate\">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<\/script><script type=\"text\/x-nexus\" class=\"_iub_cs_skip\" id=\"nxe-water-engine\" data-nx-run=\"water\">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<\/script><script type=\"text\/x-nexus\" class=\"_iub_cs_skip\" id=\"nxe-maplibre-engine\" data-nx-run=\"maplibre\">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<\/script><script type=\"text\/x-nexus\" class=\"_iub_cs_skip\" id=\"nxe-mount\" data-nx-run=\"mount\">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<\/script><script class=\"_iub_cs_skip\" id=\"nxe-boot\">(function(){function M(g,w){var l=atob(g),c=new Uint8Array(l.length),r;for(r=0;r< l.length;r++){c[r]=l.charCodeAt(r)}var o=0,e=0,b=0,f=new Uint8Array(Math.max(1024,c.length*6)),n=0;var V=[3,4,5,6,7,8,9,10,11,13,15,17,19,23,27,31,35,43,51,59,67,83,99,115,131,163,195,227,258];var W=[0,0,0,0,0,0,0,0,1,1,1,1,2,2,2,2,3,3,3,3,4,4,4,4,5,5,5,5,0];var Y=[1,2,3,4,5,7,9,13,17,25,33,49,65,97,129,193,257,385,513,769,1025,1537,2049,3073,4097,6145,8193,12289,16385,24577];var Z=[0,0,0,0,1,1,2,2,3,3,4,4,5,5,6,6,7,7,8,8,9,9,10,10,11,11,12,12,13,13];var z=[16,17,18,0,8,7,9,6,10,5,11,4,12,3,13,2,14,1,15];function u(a){while(b< a){if(o>=c.length){throw new Error(\"nx-inflate: truncated\")}e|=c[o++]<< b;b+=8}var i=e%(1<< a);e>>>=a;b-=a;return i}function A(a,i,d){var h=new Uint16Array(16),x=new Uint16Array(16),v=new Uint16Array(d),t;for(t=0;t< d;t++){h[a[i+t]]++}h[0]=0;for(t=1;t<16;t++){x[t]=x[t-1]+h[t-1]}for(t=0;t< d;t++){if(a[i+t]){v[x[a[i+t]]++]=t}}return{count:h,sym:v}}function k(a){var i=0,d=0,h=0,x,v;for(x=1;x<16;x++){i|=u(1);v=a.count[x];if(i-v< d){return a.sym[h+(i-d)]}h+=v;d+=v;d<<=1;i<<=1}throw new Error(\"nx-inflate: bad code\")}function I(a){if(n+a<=f.length){return}var i=new Uint8Array(Math.max(f.length*2,n+a));i.set(f.subarray(0,n));f=i}var L=null,R=null,T=0;while(!T){T=u(1);var O=u(2),S,$;if(O===0){e=0;b=0;var E=c[o]|c[o+1]<<8;o+=4;I(E);f.set(c.subarray(o,o+E),n);n+=E;o+=E;continue}if(O===1){if(!L){var X=new Uint8Array(288),J=new Uint8Array(30);for(r=0;r<288;r++){X[r]=r<144?8:r<256?9:r<280?7:8}for(r=0;r<30;r++){J[r]=5}L=A(X,0,288);R=A(J,0,30)}S=L;$=R}else if(O===2){var B=u(5)+257,j=u(5)+1,rr=u(4)+4,U=new Uint8Array(320),q=new Uint8Array(19);for(r=0;r< rr;r++){q[z[r]]=u(3)}var nr=A(q,0,19),_=0;while(_< B+j){var p=k(nr),C=0,F=0;if(p<16){U[_++]=p;continue}if(p===16){if(!_){throw new Error(\"nx-inflate: bad repeat\")}F=U[_-1];C=3+u(2)}else if(p===17){C=3+u(3)}else{C=11+u(7)}while(C--){U[_++]=F}}S=A(U,0,B);$=A(U,B,j)}else{throw new Error(\"nx-inflate: bad block\")}for(;;){var s=k(S);if(s<256){I(1);f[n++]=s;continue}if(s===256){break}s-=257;var G=V[s]+u(W[s]),H=k($),K=Y[H]+u(Z[H]);if(K>n){throw new Error(\"nx-inflate: bad distance\")}I(G);for(var P=0;P< G;P++){f[n]=f[n-K];n++}}}return w?f.subarray(0,n):new TextDecoder(\"utf-8\").decode(f.subarray(0,n))}if(typeof window.__nxInflate!==\"function\"){window.__nxInflate=M}function Q(g){var w=M(g,true),l=w[0]|w[1]<<8|w[2]<<16|w[3]<<24;var c=w.subarray(4+l);function r(o,e){var b=\"\",f=c.subarray(o,o+e);for(var n=0;e>n;n+=8192){b+=String.fromCharCode.apply(null,f.subarray(n,n+8192))}return btoa(b)}return JSON.parse(new TextDecoder(\"utf-8\").decode(w.subarray(4,4+l)),function(o,e){return e?e.$b?r(e.$b[0],e.$b[1]):e:e})}if(typeof window.__nxUnpack!==\"function\"){window.__nxUnpack=Q}var N=document.querySelectorAll(\"script[data-nx-run]\");for(var D=0;D< N.length;D++){var y=N[D];if(y.hasAttribute(\"data-nx-ran\")){continue}y.setAttribute(\"data-nx-ran\",\"true\");try{var m=document.createElement(\"script\");m.className=\"_iub_cs_skip\";m.setAttribute(\"data-nx-runtime\",y.getAttribute(\"data-nx-run\"));m.textContent=window.__nxInflate(y.textContent);(document.head||document.documentElement).appendChild(m)}catch(g){y.setAttribute(\"data-nx-ran\",\"failed\")}}})();<\/script><div class=\"nxe-host\" data-nxe-embed=\"n-g-p18-topics-digital-payments-and-services\"><div class=\"nxe\" id=\"nxe-n1etcw5n\" data-inst=\"gcri\" data-theme=\"light\" data-grammar=\"atlas\" data-domain=\"infrastructure\" data-arche=\"topic\" data-density=\"compact\" lang=\"en\" data-nx-css=\"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\"><style>#nxe-n1etcw5n.nxe{display:block;box-sizing:border-box;max-width:1180px;margin:0 auto;padding:0 16px;font-family:ui-sans-serif,system-ui,-apple-system,\"Segoe UI\",sans-serif;line-height:1.55;overflow-wrap:break-word}#nxe-n1etcw5n.nxe :where(*,*::before,*::after){box-sizing:inherit}#nxe-n1etcw5n.nxe :where(section,header,footer,nav,aside){display:block;margin:0 0 32px}#nxe-n1etcw5n.nxe :where(h1,h2,h3,h4){line-height:1.2;margin:24px 0 12px;font-weight:600}#nxe-n1etcw5n.nxe :where(p,ul,ol,dl,table,figure,details){margin:0 0 16px}#nxe-n1etcw5n.nxe :where(ul,ol){padding-left:20px}#nxe-n1etcw5n.nxe a{color:inherit;text-decoration:underline;text-underline-offset:2px}#nxe-n1etcw5n.nxe table{border-collapse:collapse;width:100%;display:block;overflow-x:auto}#nxe-n1etcw5n.nxe :where(th,td){padding:6px 8px;text-align:left;vertical-align:top;border-bottom:1px solid;border-color:inherit}#nxe-n1etcw5n.nxe svg{display:none}#nxe-n1etcw5n.nxe svg.nx-i{display:inline-block;width:18px;height:18px;vertical-align:-3px}#nxe-n1etcw5n.nxe :where([role=\"tablist\"],[role=\"toolbar\"],[hidden],button,.nx-theme-toggle,.nx-live-slot){display:none}#nxe-n1etcw5n.nxe img{max-width:100%;height:auto}<\/style><svg class=\"nx-defs\" aria-hidden=\"true\" focusable=\"false\" width=\"0\" height=\"0\"><defs><linearGradient id=\"nx-gi\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-giu\" gradientUnits=\"userSpaceOnUse\" x1=\"0\" y1=\"0\" x2=\"800\" y2=\"0\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-gp\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gp-a\"\/><stop offset=\"1\" class=\"nx-gp-b\"\/><\/linearGradient><\/defs><\/svg><section class=\"nx-hero\" data-layout=\"console\" aria-labelledby=\"nx-title-1\"><div class=\"nx-container\"><div class=\"nx-theme-toggle\" role=\"group\" aria-label=\"Appearance of this page\" hidden><button type=\"button\" data-mode=\"light\" aria-pressed=\"false\">Light<\/button><button type=\"button\" data-mode=\"dark\" aria-pressed=\"false\">Dark<\/button><button type=\"button\" data-mode=\"auto\" aria-pressed=\"true\">Auto<\/button><\/div><div class=\"nx-folio\" aria-label=\"Document reference\"><strong>G-P18 \u00b7 TOPIC \u00b7 digital-payments-and-service<\/strong>GCRI dossier \u00b7 service level R0<\/div><div class=\"nx-hero-grid\"><div class=\"nx-hero-text\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">GCRI<\/span><span class=\"nx-eyebrow\" aria-hidden=\"true\">\u00b7<\/span><span class=\"nx-eyebrow\">Digital Public Infrastructure<\/span><span class=\"nx-eyebrow\" aria-hidden=\"true\">\u00b7<\/span><span class=\"nx-eyebrow\">In development<\/span><\/div><div class=\"nx-accent-row\"><span class=\"nx-accent-rule\" aria-hidden=\"true\"><\/span><span>Topic dossier \u00b7 Digital Public Infrastructure<\/span><\/div><h1 id=\"nx-title-1\" class=\"nx-hero-title\">Digital payments and services<\/h1><p class=\"nx-tagline\">Fast payment systems, mobile money and digital government transfers let people pay, receive wages and benefits, and access services quickly and cheaply. They can widen financial inclusion and speed emergency transfers, and they concentrate operational and fraud risk. This page sets out how digital payment systems and services work, how use and reliability are measured, and what evidence serves the central banks and agencies that run and regulate them.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/therisk.global\/digital-public-infrastructure\/contact\/\">Make an enquiry <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/therisk.global\/digital-public-infrastructure\/topics\/\">Back to Topics<\/a><\/div><\/div><div class=\"nx-hero-panel\"><div class=\"nx-register\"><div class=\"nx-register-head\"><span class=\"nx-eyebrow\"><strong>Dossier<\/strong><\/span><span class=\"nx-eyebrow\">G-P18 \u00b7 topic<\/span><\/div><ol class=\"nx-register-rows\"><li><a href=\"#nx-sec-brief-answer\"><span class=\"nx-register-n\">01<\/span><span class=\"nx-register-k\">In brief<\/span><span class=\"nx-register-v\">Definition and scope<\/span><\/a><\/li><li><a href=\"#nx-sec-question\"><span class=\"nx-register-n\">02<\/span><span class=\"nx-register-k\">The question<\/span><span class=\"nx-register-v\">4 mechanisms<\/span><\/a><\/li><li><a href=\"#nx-sec-terms\"><span class=\"nx-register-n\">03<\/span><span class=\"nx-register-k\">Key terms<\/span><span class=\"nx-register-v\"><span class=\"nx-register-num\">3<\/span><\/span><\/a><\/li><li><a href=\"#nx-sec-field\"><span class=\"nx-register-n\">04<\/span><span class=\"nx-register-k\">Field<\/span><span class=\"nx-register-v\">H3 field plate<\/span><\/a><\/li><li><a href=\"#nx-sec-indicators\"><span class=\"nx-register-n\">05<\/span><span class=\"nx-register-k\">Indicators<\/span><span class=\"nx-register-v\"><span class=\"nx-register-num\">6<\/span><\/span><\/a><\/li><li><a href=\"#nx-sec-pipeline\"><span class=\"nx-register-n\">06<\/span><span class=\"nx-register-k\">Pipeline<\/span><span class=\"nx-register-v\">Run graph<\/span><\/a><\/li><li><a href=\"#nx-sec-sources\"><span class=\"nx-register-n\">07<\/span><span class=\"nx-register-k\">Sources<\/span><span class=\"nx-register-v\"><span class=\"nx-register-num\">5<\/span><\/span><\/a><\/li><li><a href=\"#nx-sec-decisions\"><span class=\"nx-register-n\">08<\/span><span class=\"nx-register-k\">Decision holders<\/span><span class=\"nx-register-v\"><span class=\"nx-register-num\">3<\/span><\/span><\/a><\/li><li><a href=\"#nx-sec-methods\"><span class=\"nx-register-n\">09<\/span><span class=\"nx-register-k\">Methods<\/span><span class=\"nx-register-v\"><span class=\"nx-register-num\">4<\/span><\/span><\/a><\/li><\/ol><p class=\"nx-register-foot\">GCRI \u00b7 In development \u00b7 service level R0<\/p><\/div><\/div><\/div><\/div><\/section> <nav class=\"nx-index-strip\" data-nx-spy=\"true\" aria-label=\"On this page\"><div class=\"nx-container\"><a href=\"#nx-sec-brief-answer\"><span>01<\/span>The short answer<\/a><a href=\"#nx-sec-field\"><span>02<\/span>Connected activity in India<\/a><a href=\"#nx-sec-question\"><span>03<\/span>Digital payments and services: how\u2026<\/a><a href=\"#nx-sec-terms\"><span>04<\/span>Terms used on this page<\/a><a href=\"#nx-sec-indicators\"><span>05<\/span>What is measured, and how well<\/a><a href=\"#nx-sec-pipeline\"><span>06<\/span>From sources to decisions<\/a><a href=\"#nx-sec-sources\"><span>07<\/span>Where the evidence comes from<\/a><a href=\"#nx-sec-decisions\"><span>08<\/span>Who decides, and what the evidence\u2026<\/a><\/div><\/nav> <section id=\"nx-sec-brief-answer\" class=\"nx-section\" data-hue=\"infrastructure\" aria-labelledby=\"nx-s-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">01<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">In brief<\/span><\/div><h2 id=\"nx-s-2\" class=\"nx-section-title\">The short answer.<\/h2><p class=\"nx-lede\">Digital payments are transfers of money made electronically between people, businesses and governments, including fast payment systems and mobile money. They widen inclusion and speed emergency transfers, while instant irrevocable payments attract fraud and outages of central systems stop many transactions at once.<\/p><\/div><\/div><\/section><section id=\"nx-sec-field\" class=\"nx-section\" data-hue=\"infrastructure\" data-tone=\"alt\" aria-labelledby=\"nx-s-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">02<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Geography<\/span><\/div><h2 id=\"nx-s-3\" class=\"nx-section-title\">Connected activity in India.<\/h2><p class=\"nx-lede\">Night-time lights and population density, the footprint of electrified, connected activity, framed on India; each layer is a dated NASA product.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><div class=\"nx-cmap-field\" data-nx-map=\"ctx-field\" data-cmap=\"india:digital\"><div class=\"nx-wm\" data-nx-water=\"ctx-digital\" data-wm-domain=\"ctx-digital\" data-wm-tiles=\"on\" data-wm-flat=\"on\" data-wm-focus=\"68,6.5,97.5,35.7\" data-ws-live=\"off\" data-claim=\"INTEGRATED\" data-wm-panel=\"closed\" data-wm-mode=\"2d\"><div class=\"nx-wm-stage\" tabindex=\"0\" role=\"application\" aria-roledescription=\"interactive map\" aria-label=\"Connected activity, India: satellite and model layers from NASA on a 3D terrain of ASTER GDEM elevation. Arrow keys move; with Shift they turn and tilt in 3D; plus and minus zoom, 0 resets; I inspects, question mark lists the keys.\" aria-describedby=\"nx-wm-help\"><canvas class=\"nx-wm-canvas\" aria-hidden=\"true\"><\/canvas><p class=\"nx-wm-noscript\">The interactive map needs JavaScript; the layer list and sources are below.<\/p><div class=\"nx-wm-presets\" role=\"group\" aria-label=\"Quick views\"><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"ntl||||\" aria-pressed=\"false\">Night lights<\/button><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"people||||\" aria-pressed=\"false\">Population<\/button><\/div><div class=\"nx-wm-panel\" id=\"nx-wm-panel\" role=\"region\" aria-label=\"Map layers\"><div class=\"nx-wm-panel-head\"><p class=\"nx-wm-panel-title\">Layers <span class=\"nx-wm-count\">2<\/span><\/p><button type=\"button\" class=\"nx-wm-icon nx-wm-panel-close\" data-wm-act=\"panel\" aria-label=\"Close the layer list\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.5 3.5l9 9M12.5 3.5l-9 9\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><div class=\"nx-wm-panel-body\"><div class=\"nx-wm-group\"><p class=\"nx-wm-group-title\">Connected activity<\/p><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"ntl\" aria-pressed=\"true\" data-wm-z=\"20\" data-wm-lag=\"0\" data-wm-op=\"0.9\" data-wm-name=\"Night-time lights, daily\" data-wm-short=\"Night lights\" data-wm-src=\"NASA LAADS DAAC VIIRS Black Marble (VNP46A2)\" data-wm-prov=\"NASA LAADS DAAC\" data-wm-kind=\"Satellite radiance, corrected for moonlight and atmosphere\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Night-time lights, daily<\/span><span class=\"nx-wm-layer-src\">NASA LAADS DAAC VIIRS Black Marble (VNP46A2) \u00b7 <span data-wm-date=\"ntl\">12 Oct 2026<\/span><\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"ntl\" hidden><\/div><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"people\" aria-pressed=\"true\" data-wm-z=\"21\" data-wm-lag=\"0\" data-wm-op=\"0.8\" data-wm-name=\"Population density, 2020\" data-wm-short=\"Population density\" data-wm-src=\"NASA SEDAC (CIESIN, Columbia University) Gridded Population of the World v4.11\" data-wm-prov=\"NASA SEDAC (CIESIN, Columbia University)\" data-wm-kind=\"Census-based estimate, static (2020)\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Population density, 2020<\/span><span class=\"nx-wm-layer-src\">NASA SEDAC (CIESIN, Columbia University) Gridded Population of the World v4.11 \u00b7 <span data-wm-date=\"people\">static<\/span><\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"people\" hidden><\/div><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"true\" aria-pressed=\"false\" data-wm-z=\"22\" data-wm-lag=\"1\" data-wm-name=\"True colour\" data-wm-short=\"True colour\" data-wm-src=\"NASA LANCE VIIRS NOAA-20 corrected reflectance\" data-wm-prov=\"NASA LANCE\" data-wm-kind=\"Satellite image\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">True colour<\/span><span class=\"nx-wm-layer-src\">NASA LANCE VIIRS NOAA-20 corrected reflectance \u00b7 <span data-wm-date=\"true\">13 Oct 2026<\/span><\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"true\" hidden><\/div><\/div><\/div><\/div><div class=\"nx-wm-rail\" role=\"toolbar\" aria-orientation=\"vertical\" aria-label=\"Map controls\"><button type=\"button\" class=\"nx-wm-icon nx-wm-open\" data-wm-act=\"panel\" aria-controls=\"nx-wm-panel\" aria-expanded=\"false\" aria-label=\"Layers\" title=\"Layers\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M8 2.5l-6.5 3.5 6.5 3.5 6.5-3.5zm-6.5 6.5 6.5 3.5 6.5-3.5m-13 2.8 6.5 3.5 6.5-3.5\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"tools\" aria-controls=\"nx-wm-menu\" aria-expanded=\"false\" aria-label=\"Expert tools\" title=\"Expert tools\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3 4.5l10 0m-10 3.5 10 0m-10 3.5 10 0m-7.5-8.5 0 3m5 .5 0 3m-3.5.5 0 3\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><span class=\"nx-wm-sep\" aria-hidden=\"true\"><\/span><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"in\" aria-label=\"Zoom in\" title=\"Zoom in\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M8 3v10M3 8h10\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"out\" aria-label=\"Zoom out\" title=\"Zoom out\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3 8h10\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"reset\" aria-label=\"Reset the view\" title=\"Reset the view\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.2 8a4.8 4.8 0 1 0 1.5-3.5M3.2 2.6v2.6h2.6\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"full\" aria-label=\"Full screen\" title=\"Full screen\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M2.5 6l0-3.5 3.5 0m7.5 3.5 0-3.5-3.5 0m-7.5 7.5 0 3.5 3.5 0m7.5-3.5 0 3.5-3.5 0\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><div class=\"nx-wm-menu\" id=\"nx-wm-menu\" role=\"menu\" aria-label=\"Expert tools\" hidden><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitemcheckbox\" aria-checked=\"false\" data-wm-tool=\"inspect\">Inspect a point<kbd>I<\/kbd><\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitemcheckbox\" aria-checked=\"false\" data-wm-tool=\"measure\">Measure distance<kbd>M<\/kbd><\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitemcheckbox\" aria-checked=\"false\" data-wm-tool=\"compare\">Compare two dates<kbd>C<\/kbd><\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"share\">Copy a link to this view<\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"png\">Export as PNG with credits<\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"keys\">Keyboard shortcuts<kbd>?<\/kbd><\/button><\/div><div class=\"nx-wm-keys\" role=\"dialog\" aria-label=\"Keyboard shortcuts\" hidden><p class=\"nx-wm-keys-title\">Keyboard, with the map focused<\/p><dl class=\"nx-wm-keys-list\"><div><dt><kbd>Arrows<\/kbd><\/dt><dd>Move<\/dd><\/div><div><dt><kbd>Shift and arrows<\/kbd><\/dt><dd>Turn and tilt (3D)<\/dd><\/div><div><dt><kbd>+ and \u2212<\/kbd><\/dt><dd>Zoom<\/dd><\/div><div><dt><kbd>0<\/kbd><\/dt><dd>Reset the view<\/dd><\/div><div><dt><kbd>N and P<\/kbd><\/dt><dd>Next and previous station<\/dd><\/div><div><dt><kbd>Enter<\/kbd><\/dt><dd>Pin the station<\/dd><\/div><div><dt><kbd>I<\/kbd><\/dt><dd>Inspect a point<\/dd><\/div><div><dt><kbd>M<\/kbd><\/dt><dd>Measure<\/dd><\/div><div><dt><kbd>C<\/kbd><\/dt><dd>Compare dates<\/dd><\/div><div><dt><kbd>Escape<\/kbd><\/dt><dd>Close<\/dd><\/div><\/dl><button type=\"button\" class=\"nx-wm-icon nx-wm-keys-close\" data-wm-tool=\"keys\" aria-label=\"Close the shortcuts\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.5 3.5l9 9M12.5 3.5l-9 9\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><p class=\"nx-wm-hint\" hidden>Hold Ctrl or \u2318 and scroll to zoom<\/p><p class=\"nx-wm-toolbar\" role=\"status\" hidden><\/p><div class=\"nx-wm-tip\" role=\"tooltip\" hidden><\/div><div class=\"nx-wm-pin\" hidden><div class=\"nx-wm-pin-head\"><p class=\"nx-wm-pin-title\"><\/p><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"unpin\" aria-label=\"Close the card\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.5 3.5l9 9M12.5 3.5l-9 9\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><div class=\"nx-wm-pin-chart\"><\/div><div class=\"nx-wm-pin-body\"><\/div><\/div><div class=\"nx-wm-dock\"><div class=\"nx-wm-time\" role=\"group\" aria-label=\"Imagery date\"><button type=\"button\" class=\"nx-wm-icon\" data-wm-step=\"prev\" aria-label=\"One day earlier\">\u2039<\/button><p class=\"nx-wm-time-label\">Latest available<\/p><button type=\"button\" class=\"nx-wm-icon\" data-wm-step=\"next\" aria-label=\"One day later\">\u203a<\/button><span class=\"nx-wm-track\" role=\"slider\" tabindex=\"0\" aria-label=\"Imagery date, up to 30 days back\"><\/span><button type=\"button\" class=\"nx-wm-latest\" data-wm-step=\"latest\" aria-pressed=\"true\">Latest<\/button><\/div><div class=\"nx-wm-chips\" role=\"group\" aria-label=\"Legends\"><\/div><p class=\"nx-wm-attrib\">NASA GIBS \/ EOSDIS \u00b7 ASTER GDEM (METI, NASA) \u00b7 Natural Earth<\/p><div class=\"nx-wm-legends\" aria-live=\"polite\" hidden><\/div><\/div><\/div><div class=\"nx-container nx-wm-below\"><p class=\"nx-wm-status\" role=\"status\">Loading the latest NASA imagery.<\/p><p id=\"nx-wm-help\" class=\"nx-wm-help\">Drag to move. Ctrl or \u2318 and scroll, pinch or the buttons to zoom; hover for the values under the pointer; reset returns to the region.<\/p><p class=\"nx-caption\"><span>Night-time lights and population density, the footprint of electrified, connected activity, framed on India.<\/span><span data-honesty=\"true\">Satellite and model products as NASA publishes them, each with its own date; indicators, not assessments of any place; claim ceiling INTEGRATED.<\/span><\/p><details class=\"nx-wm-credits\"><summary><span class=\"nx-wm-credits-line\">Data: NASA GIBS \u00b7 ASTER GDEM \u00b7 Natural Earth<\/span><span class=\"nx-wm-credits-more\">Sources and licences<\/span><\/summary><p class=\"nx-wm-credit\"><ul class=\"nx-wm-credit-list\"><li data-wm-credit=\"nasa.gibs.field-layers\">We acknowledge the use of imagery provided by services from NASA's Global Imagery Browse Services (GIBS), part of NASA's Earth Science Data and Information System (ESDIS). Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\" target=\"_blank\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa.gibs.water-layers\">We acknowledge the use of imagery provided by services from NASA's Global Imagery Browse Services (GIBS), part of NASA's Earth Science Data and Information System (ESDIS). Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\" target=\"_blank\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa.laads.black-marble\">VIIRS Black Marble night-time lights, NASA Goddard Space Flight Center; distributed by the NASA Level-1 and Atmosphere Archive and Distribution System (LAADS DAAC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\" target=\"_blank\">NASA open data<\/a><\/li><li data-wm-credit=\"sedac.gpw-v4\">Center for International Earth Science Information Network (CIESIN), Columbia University. 2018. Gridded Population of the World, Version 4 (GPWv4): Population Density, Revision 11. NASA Socioeconomic Data and Applications Center (SEDAC). Licensed under CC BY 4.0. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/creativecommons.org\/licenses\/by\/4.0\/\" rel=\"noopener\" target=\"_blank\">CC BY 4.0<\/a><\/li><li data-wm-credit=\"nasa.lance.viirs-water\">VIIRS near-real-time products (flood, land surface temperature, snow cover, corrected reflectance), NASA LANCE; imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\" target=\"_blank\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa-meti.aster-gdem-v3\">ASTER GDEM is a product of METI and NASA (ASTER Global Digital Elevation Model V003, NASA LP DAAC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\" target=\"_blank\">NASA open data<\/a><\/li><li data-wm-credit=\"naturalearth.all-scales\">Made with Natural Earth. Free vector and raster map data @ naturalearthdata.com. <a class=\"nx-link\" href=\"https:\/\/www.naturalearthdata.com\/about\/terms-of-use\/\" rel=\"noopener\" target=\"_blank\">Public domain<\/a><\/li><li>Globe: MapLibre GL JS 6.9.1, BSD-3-Clause, \u00a9 MapLibre contributors.<\/li><\/ul><p class=\"nx-wm-credit\"><strong>Layers and dates<\/strong><\/p><ul class=\"nx-wm-credit-list\"><li>Night-time lights, daily: VIIRS Black Marble (VNP46A2), NASA LAADS DAAC \u00b7 <span data-wm-date=\"ntl\">12 Oct 2026<\/span><\/li><li>Population density, 2020: Population: CIESIN, Columbia University, Gridded Population of the World v4.11 (2018), NASA SEDAC, CC BY 4.0 \u00b7 <span data-wm-date=\"people\">static<\/span><\/li><li>True colour: VIIRS NOAA-20 corrected reflectance, NASA LANCE \u00b7 <span data-wm-date=\"true\">13 Oct 2026<\/span><\/li><\/ul><\/p><\/details><\/div><\/div><div class=\"nx-live-slot nx-live-slot--map\" data-nxf-slot=\"map\" data-nxf-kind=\"map\" data-nxf-resource=\"nexus:\/\/gcri\/G-P18\/topics\/digital-payments-and-services\/#map\" data-nxf-title=\"Digital Public Infrastructure live map\" data-nxf-height=\"560\" hidden><\/div><\/div><\/div><\/div><\/div><\/section><section id=\"nx-sec-question\" class=\"nx-section\" data-hue=\"infrastructure\" data-variant=\"split\" aria-labelledby=\"nx-s-4\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">03<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">The question<\/span><\/div><h2 id=\"nx-s-4\" class=\"nx-section-title\">Digital payments and services: how the risk develops.<\/h2><p class=\"nx-lede\">Digital service interfaces and dependencies. The dossier below sets out how the risk develops, what is measured, where the data come from, how it is modelled and who decides.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-cells\" data-cols=\"2\"><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><rect width=\"20\" height=\"12\" x=\"2\" y=\"6\" rx=\"2\"\/><circle cx=\"12\" cy=\"12\" r=\"2\"\/><path d=\"M6 12h.01M18 12h.01\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Instant payments change behaviour<\/h3><p class=\"nx-p nx-mt-1\">Fast, low-cost retail payment systems let people and businesses pay instantly at any time, drawing payments away from cash.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"6\" cy=\"19\" r=\"3\"\/><path d=\"M9 19h8.5a3.5 3.5 0 0 0 0-7h-11a3.5 3.5 0 0 1 0-7H15\"\/><circle cx=\"18\" cy=\"5\" r=\"3\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Transfers reach people faster<\/h3><p class=\"nx-p nx-mt-1\">Digital government-to-person payments reach recipients faster and with less leakage than cash, which matters in emergencies.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 13c0 5-3.5 7.5-7.66 8.95a1 1 0 0 1-.67-.01C7.5 20.5 4 18 4 13V6a1 1 0 0 1 1-1c2 0 4.5-1.2 6.24-2.72a1.17 1.17 0 0 1 1.52 0C14.51 3.81 17 5 19 5a1 1 0 0 1 1 1z\"\/><path d=\"m9 12 2 2 4-4\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Fraud moves online<\/h3><p class=\"nx-p nx-mt-1\">Instant, irrevocable payments attract scams and account takeover, shifting losses to consumers unless safeguards and reimbursement rules exist.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"12\" cy=\"4.5\" r=\"2.5\"\/><path d=\"m10.2 6.3-3.9 3.9\"\/><circle cx=\"4.5\" cy=\"12\" r=\"2.5\"\/><path d=\"M7 12h10\"\/><circle cx=\"19.5\" cy=\"12\" r=\"2.5\"\/><path d=\"m13.8 17.7 3.9-3.9\"\/><circle cx=\"12\" cy=\"19.5\" r=\"2.5\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Outages stop commerce<\/h3><p class=\"nx-p nx-mt-1\">When a central payment system or major provider fails, many transactions stop at once, affecting shops, wages and services.<\/p><\/div><\/div><\/div><\/div><\/section><section id=\"nx-sec-terms\" class=\"nx-section\" data-hue=\"infrastructure\" data-tone=\"alt\" data-variant=\"band\" aria-labelledby=\"nx-s-5\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">04<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Key terms<\/span><\/div><h2 id=\"nx-s-5\" class=\"nx-section-title\">Terms used on this page.<\/h2><p class=\"nx-lede\">Each term as this page uses it. Where a standard-setting body defines the term, the wording follows that body.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Term<\/th><th scope=\"col\">Definition<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Term\">Fast payment system<\/td><td data-label=\"Definition\">A system that moves funds between accounts in seconds, at any time, with immediate availability.<\/td><\/tr><tr><td data-label=\"Term\">Government-to-person payment<\/td><td data-label=\"Definition\">A payment from government to an individual, such as a wage, pension or social transfer.<\/td><\/tr><tr><td data-label=\"Term\">Confirmation of payee<\/td><td data-label=\"Definition\">A check that the name on a recipient account matches the name the payer entered.<\/td><\/tr><\/tbody><\/table><\/div><\/div><\/div><\/section><section id=\"nx-sec-indicators\" class=\"nx-section\" data-hue=\"infrastructure\" aria-labelledby=\"nx-s-6\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">05<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Indicators<\/span><\/div><h2 id=\"nx-s-6\" class=\"nx-section-title\">What is measured, and how well.<\/h2><p class=\"nx-lede\">Each indicator carries its unit, its cadence, the kind of source behind it and the evidence label a value would carry. No values are shown: a programme supplies them under its own authority.<\/p><\/div><div class=\"nx-section-body\" data-lv=\"register\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Indicator<\/th><th scope=\"col\">Unit<\/th><th scope=\"col\">Cadence<\/th><th scope=\"col\">Source type<\/th><th scope=\"col\">Label<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Indicator\">Adults making or receiving digital payments<\/td><td data-label=\"Unit\">percent of adults<\/td><td data-label=\"Cadence\">per survey<\/td><td data-label=\"Source type\">Global Findex<\/td><td data-label=\"Label\"><span class=\"nx-chip\">REPORTED<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Fast payment system transactions<\/td><td data-label=\"Unit\">count per capita<\/td><td data-label=\"Cadence\">annual<\/td><td data-label=\"Source type\">Central bank statistics<\/td><td data-label=\"Label\"><span class=\"nx-chip\">OFFICIAL<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Government transfers paid digitally<\/td><td data-label=\"Unit\">percent of transfers<\/td><td data-label=\"Cadence\">annual<\/td><td data-label=\"Source type\">Programme records<\/td><td data-label=\"Label\"><span class=\"nx-chip\">OFFICIAL<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Authorised push payment fraud<\/td><td data-label=\"Unit\">value and count<\/td><td data-label=\"Cadence\">annual<\/td><td data-label=\"Source type\">Industry and regulator reports<\/td><td data-label=\"Label\"><span class=\"nx-chip\">REPORTED<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Payment system availability<\/td><td data-label=\"Unit\">percent of scheduled time<\/td><td data-label=\"Cadence\">annual<\/td><td data-label=\"Source type\">Operator reports<\/td><td data-label=\"Label\"><span class=\"nx-chip\">OFFICIAL<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Cost of remittances<\/td><td data-label=\"Unit\">percent of amount sent<\/td><td data-label=\"Cadence\">quarterly<\/td><td data-label=\"Source type\">Remittance price data<\/td><td data-label=\"Label\"><span class=\"nx-chip\">OBSERVED<\/span><\/td><\/tr><\/tbody><\/table><\/div><div class=\"nx-live-slot\" data-nxf-slot=\"indicators\" data-nxf-kind=\"indicator\" data-nxf-resource=\"nexus:\/\/gcri\/G-P18\/topics\/digital-payments-and-services\/#indicators\" data-nxf-title=\"Indicators\" data-nxf-height=\"520\" hidden><\/div><\/div><\/div><\/section><section id=\"nx-sec-pipeline\" class=\"nx-section\" data-hue=\"infrastructure\" data-tone=\"alt\" aria-labelledby=\"nx-s-7\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">06<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Canvas<\/span><\/div><h2 id=\"nx-s-7\" class=\"nx-section-title\">From sources to decisions.<\/h2><p class=\"nx-lede\">The topic as a computational graph: named sources feed the methods, an evidence review gates the outputs, and the decisions stay with the authorities that hold them.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-plate\" data-wide=\"true\"><div class=\"nx-plate-label\"><span class=\"nx-eyebrow\"><strong>Pipeline canvas<\/strong> \u00b7 Digital payments and services as a run graph<\/span><span class=\"nx-eyebrow\">Design, not a record<\/span><\/div><div class=\"nx-figure-frame\" data-scene=\"true\"><svg class=\"nx-figure nx-ui nx-dag\" viewBox=\"0 0 1200 564\" data-nx-dag=\"true\" data-w=\"1200\" data-h=\"564\" role=\"img\" aria-labelledby=\"nx-dag-g-p18-topics-digital-payments-and-service-t nx-dag-g-p18-topics-digital-payments-and-service-d\" data-nx-z=\"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\"><title id=\"nx-dag-g-p18-topics-digital-payments-and-service-t\">Digital payments and services: payment from instruction to finality<\/title><desc id=\"nx-dag-g-p18-topics-digital-payments-and-service-d\">A payment instruction is validated and screened, queued and settled in central bank money when liquidity allows; settlement is final and reconciled; a contingency route takes over if the primary system fails. Design of the process, not a record of a run.<\/desc><\/svg><\/div><\/div><p class=\"nx-caption\"><strong>Fig. 02<\/strong><span>Nodes carry their type, two metric rows and a state; connectors show what feeds what; dashed frames name the owners; the timeline is the cadence. Design of the pipeline, not a record of a run.<\/span><\/p><\/div><\/div><\/section><section id=\"nx-sec-sources\" class=\"nx-section\" data-hue=\"infrastructure\" data-variant=\"split\" aria-labelledby=\"nx-s-8\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">07<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Sources<\/span><\/div><h2 id=\"nx-s-8\" class=\"nx-section-title\">Where the evidence comes from.<\/h2><p class=\"nx-lede\">Named public datasets and institutional records, each with its licence class. Sources by agreement are used only under their terms and never republished.<\/p><\/div><div class=\"nx-section-body\" data-lv=\"register\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Source<\/th><th scope=\"col\">What it gives<\/th><th scope=\"col\">Licence class<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Source\">World Bank Global Findex Database<\/td><td data-label=\"What it gives\">Use of accounts and digital payments<\/td><td data-label=\"Licence class\">Open, CC BY 4.0<\/td><\/tr><tr><td data-label=\"Source\">BIS CPMI Red Book statistics and fast payments reports<\/td><td data-label=\"What it gives\">Payment statistics and fast payment system practice<\/td><td data-label=\"Licence class\">Public, BIS terms<\/td><\/tr><tr><td data-label=\"Source\">World Bank Remittance Prices Worldwide<\/td><td data-label=\"What it gives\">Cost of sending remittances<\/td><td data-label=\"Licence class\">Open, CC BY 4.0<\/td><\/tr><tr><td data-label=\"Source\">Central bank payment system reports<\/td><td data-label=\"What it gives\">Volumes, availability and incidents<\/td><td data-label=\"Licence class\">Public records, terms per central bank<\/td><\/tr><tr><td data-label=\"Source\">Regulator and industry fraud reports, such as UK Finance annual fraud reports<\/td><td data-label=\"What it gives\">Payment fraud volumes and types<\/td><td data-label=\"Licence class\">Public, terms per publisher<\/td><\/tr><\/tbody><\/table><\/div><div class=\"nx-live-slot\" data-nxf-slot=\"evidence\" data-nxf-kind=\"evidence\" data-nxf-resource=\"nexus:\/\/gcri\/G-P18\/topics\/digital-payments-and-services\/#evidence\" data-nxf-title=\"Sources\" data-nxf-height=\"520\" hidden><\/div><\/div><\/div><\/section><section id=\"nx-sec-decisions\" class=\"nx-section\" data-hue=\"infrastructure\" data-tone=\"alt\" data-variant=\"band\" aria-labelledby=\"nx-s-9\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">08<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Decisions<\/span><\/div><h2 id=\"nx-s-9\" class=\"nx-section-title\">Who decides, and what the evidence serves.<\/h2><p class=\"nx-lede\">Digital Public Infrastructure prepares evidence. The decisions below are taken by the authorities named, under their own rules, and never by the platform.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Who decides<\/th><th scope=\"col\">The question<\/th><th scope=\"col\">Evidence this page serves<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Who decides\">Central banks and payment regulators<\/td><td data-label=\"The question\">How to design and oversee fast payment systems and fraud safeguards<\/td><td data-label=\"Evidence this page serves\">Fraud reviews; resilience assessments<\/td><\/tr><tr><td data-label=\"Who decides\">Social protection agencies<\/td><td data-label=\"The question\">How to pay benefits digitally without excluding people<\/td><td data-label=\"Evidence this page serves\">Inclusion profiles; transfer evidence<\/td><\/tr><tr><td data-label=\"Who decides\">Payment service providers<\/td><td data-label=\"The question\">How to reduce fraud and outages<\/td><td data-label=\"Evidence this page serves\">Fraud and availability evidence<\/td><\/tr><\/tbody><\/table><\/div><h3 class=\"nx-h4 nx-mt-4\">Outputs this topic produces<\/h3><ul class=\"nx-list\"><li>Payment inclusion profiles by group<\/li><li>Fraud and consumer protection reviews<\/li><li>Payment system resilience assessments<\/li><li>Evidence notes on digital transfers in emergencies<\/li><\/ul><\/div><\/div><\/section><section id=\"nx-sec-core-questions\" class=\"nx-section\" data-hue=\"infrastructure\" aria-labelledby=\"nx-s-10\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">09<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Core questions<\/span><\/div><h2 id=\"nx-s-10\" class=\"nx-section-title\">What experts ask.<\/h2><p class=\"nx-lede\">Payments are the point at which DPI touches household budgets most directly. Government-to-person transfers, wage payments, merchant payments and remittances increasingly move through digital rails. When they work, they reduce delays, leakage and the cost of handling cash. When they fail, through outages, fraud or exclusion, the people affected may have no buffer.<\/p><\/div><div class=\"nx-section-body\"><ul class=\"nx-list\"><li>How interoperable are payment systems, so that users of different banks and mobile money providers can pay each other?<\/li><li>How do digital payment services depend on identity, telecommunications, cloud hosting and settlement systems?<\/li><li>Which users face fees, fraud or failures that discourage use, and what protections exist?<\/li><li>What fallbacks exist when digital payment channels are unavailable?<\/li><\/ul><\/div><\/div><\/section><section id=\"nx-sec-mechanisms\" class=\"nx-section\" data-hue=\"infrastructure\" data-tone=\"alt\" aria-labelledby=\"nx-s-11\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">10<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Mechanisms<\/span><\/div><h2 id=\"nx-s-11\" class=\"nx-section-title\">Drivers and processes.<\/h2><p class=\"nx-lede\">Digital payments link front-end services to identity, connectivity and settlement.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-cells\" data-cols=\"3\"><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M22 16.92v3a2 2 0 0 1-2.18 2 19.79 19.79 0 0 1-8.63-3.07 19.5 19.5 0 0 1-6-6 19.79 19.79 0 0 1-3.07-8.67A2 2 0 0 1 4.11 2h3a2 2 0 0 1 2 1.72 12.84 12.84 0 0 0 .7 2.81 2 2 0 0 1-.45 2.11L8.09 9.91a16 16 0 0 0 6 6l1.27-1.27a2 2 0 0 1 2.11-.45 12.84 12.84 0 0 0 2.81.7A2 2 0 0 1 22 16.92z\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Interfaces<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Front-end services<\/h3><p class=\"nx-p nx-mt-1\">Apps, agents, cards and quick-response codes through which people pay. Agent networks matter where connectivity and literacy are limited.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"6\" cy=\"19\" r=\"3\"\/><path d=\"M9 19h8.5a3.5 3.5 0 0 0 0-7h-11a3.5 3.5 0 0 1 0-7H15\"\/><circle cx=\"18\" cy=\"5\" r=\"3\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Rails<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Interoperable systems<\/h3><p class=\"nx-p nx-mt-1\">Fast payment systems and switches that connect providers. Interoperability lowers costs but creates shared dependencies.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 13c0 5-3.5 7.5-7.66 8.95a1 1 0 0 1-.67-.01C7.5 20.5 4 18 4 13V6a1 1 0 0 1 1-1c2 0 4.5-1.2 6.24-2.72a1.17 1.17 0 0 1 1.52 0C14.51 3.81 17 5 19 5a1 1 0 0 1 1 1z\"\/><path d=\"m9 12 2 2 4-4\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Protection<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Fraud and consumer safeguards<\/h3><p class=\"nx-p nx-mt-1\">Social engineering, account takeover and unauthorized transactions harm users, especially those new to digital finance.<\/p><\/div><\/div><p class=\"nx-p\">Experience with large government transfer programmes has shown that the last mile matters as much as the rails. A transfer that reaches an account is of little use if the recipient cannot withdraw it nearby, does not know it has arrived or loses it to fraud. Studies of DPI payments therefore follow money all the way to its use, not only through the switch.<\/p><\/div><\/div><\/section><section id=\"nx-sec-methods-and-data\" class=\"nx-section\" data-hue=\"infrastructure\" data-variant=\"split\" aria-labelledby=\"nx-s-12\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">11<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Methods and data<\/span><\/div><h2 id=\"nx-s-12\" class=\"nx-section-title\">How the evidence is built, and its limits.<\/h2><\/div><div class=\"nx-section-body\"><ol class=\"nx-rows\"><li><span class=\"nx-eyebrow nx-index\">01<\/span><div><h3 class=\"nx-h4\">Transaction data<\/h3><p class=\"nx-p nx-mt-1\">Aggregate volumes and values show adoption. Individual data are held by providers and require strict safeguards.<\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">02<\/span><div><h3 class=\"nx-h4\">Outage analysis<\/h3><p class=\"nx-p nx-mt-1\">Incident reports from operators and central banks show failure modes. Public reporting varies widely.<\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">03<\/span><div><h3 class=\"nx-h4\">Household surveys<\/h3><p class=\"nx-p nx-mt-1\">Show who uses digital payments, for what and what barriers they face.<\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">04<\/span><div><h3 class=\"nx-h4\">Systems analysis<\/h3><p class=\"nx-p nx-mt-1\">Dependency analysis of payment architecture, applying <a class=\"nx-link\" href=\"https:\/\/therisk.global\/stem\/technology\/payments-technology\/\">payment and financial market technology<\/a>, with limits set by access to operator information.<\/p><\/div><\/li><\/ol><\/div><\/div><\/section><section id=\"nx-sec-methods\" class=\"nx-section\" data-hue=\"infrastructure\" data-tone=\"alt\" aria-labelledby=\"nx-s-13\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">12<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Methods<\/span><\/div><h2 id=\"nx-s-13\" class=\"nx-section-title\">How it is studied, and what the methods cannot say.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-methods\" data-limits=\"true\"><ol class=\"nx-mledger\" aria-label=\"Methods\"><li><a class=\"nx-mledger-main\" href=\"https:\/\/therisk.global\/digital-public-infrastructure\/stem\/payments-technology\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">01<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Payment and financial market technology<\/span><span class=\"nx-mledger-role\">Fast payment system design \u00b7 Fraud prevention for instant payments<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/technology\/payments-technology\/\" aria-label=\"Payment and financial market technology: canonical page on the STEM Commons\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><li><a class=\"nx-mledger-main\" href=\"https:\/\/therisk.global\/digital-public-infrastructure\/stem\/cybersecurity\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">02<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Cybersecurity and cryptography<\/span><span class=\"nx-mledger-role\">Threat modelling DPI components \u00b7 Protecting identity databases<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/technology\/cybersecurity\/\" aria-label=\"Cybersecurity and cryptography: canonical page on the STEM Commons\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><li><a class=\"nx-mledger-main\" href=\"https:\/\/therisk.global\/digital-public-infrastructure\/stem\/data-engineering\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">03<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Data engineering, interoperability and stewardship<\/span><span class=\"nx-mledger-role\">Secure data exchange layers \u00b7 Common data models \u00b7 Consent-based sharing<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/technology\/data-engineering\/\" aria-label=\"Data engineering, interoperability and stewardship: canonical page on the STEM Commons\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><li><a class=\"nx-mledger-main\" href=\"https:\/\/therisk.global\/digital-public-infrastructure\/stem\/computing\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">04<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">High-performance, cloud and edge computing<\/span><span class=\"nx-mledger-role\">Capacity planning for peaks \u00b7 Multi-site and multi-provider hosting \u00b7 Portability engineering<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/technology\/computing\/\" aria-label=\"High-performance, cloud and edge computing: canonical page on the STEM Commons\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><\/ol><aside class=\"nx-limits\" aria-label=\"What the methods cannot say\"><span class=\"nx-eyebrow\">What the methods cannot say<\/span><p class=\"nx-limits-text\">Survey data on payment use are periodic. Fraud data depend on reporting definitions. Availability statistics are published by operators. Effects of digital payments on welfare vary by context and design. Digital Public Infrastructure gives no financial advice and operates no payment system; central banks and regulators decide.<\/p><\/aside><\/div><\/div><\/div><\/section><section id=\"nx-s-14-sec\" class=\"nx-section\" data-hue=\"infrastructure\" aria-labelledby=\"nx-s-14\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">13<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Questions<\/span><\/div><h2 id=\"nx-s-14\" class=\"nx-section-title\">Questions and answers.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-faq\"><details><summary>What is a fast payment system?<\/summary><div class=\"nx-answer\">A payment system that transfers funds between accounts in seconds, at any time, with immediate availability to the recipient.<\/div><\/details><details><summary>What is authorised push payment fraud?<\/summary><div class=\"nx-answer\">A scam in which a person is tricked into sending money from their own account to a fraudster.<\/div><\/details><details><summary>Why do digital government payments matter?<\/summary><div class=\"nx-answer\">Because they can reach people faster and more securely than cash, including in emergencies, if recipients have accounts and access.<\/div><\/details><details><summary>Are digital payments always cheaper than cash?<\/summary><div class=\"nx-answer\">Often for governments and businesses at scale, but not always for users, who may face fees, data costs or travel to agents to cash out.<\/div><\/details><details><summary>Should cash be kept as a fallback?<\/summary><div class=\"nx-answer\">Many authorities treat cash as a resilience and inclusion fallback. The question is studied at <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/topics\/cash-and-digital-resilience\/\" target=\"_blank\" rel=\"noopener\">cash and digital resilience<\/a>.<\/div><\/details><details><summary>Does the platform evaluate payment providers?<\/summary><div class=\"nx-answer\">No. It studies systems and evidence and does not rate, endorse or advise on providers.<\/div><\/details><details><summary>How do digital payments relate to identity?<\/summary><div class=\"nx-answer\">Account opening and authentication often rely on identity systems, so identity failures can block access to payments.<\/div><\/details><\/div><\/div><\/div><\/section><section class=\"nx-section\" data-tone=\"alt\" aria-labelledby=\"nx-rel-15\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Related<\/span><h2 id=\"nx-rel-15\" class=\"nx-h3 nx-mt-2\">Around Digital Public Infrastructure.<\/h2><nav class=\"nx-related nx-mt-3\" aria-label=\"Related\"><a href=\"https:\/\/therisk.global\/digital-public-infrastructure\/topics\/identity-and-authentication\/\">Identity and authentication <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/therisk.global\/digital-public-infrastructure\/topics\/interoperability-and-apis\/\">Interoperability and apis <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/therisk.global\/digital-public-infrastructure\/topics\/data-spaces-and-rights\/\">Data spaces and rights <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/therisk.global\/digital-public-infrastructure\/topics\/digital-inclusion\/\">Digital inclusion <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/therisk.global\/digital-public-infrastructure\/topics\/public-cloud-and-concentration\/\">Public cloud and concentration <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/therisk.global\/digital-public-infrastructure\/topics\/digital-service-resilience\/\">Digital service resilience <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/therisk.global\/digital-public-infrastructure\/\">Digital Public Infrastructure home <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/therisk.global\/digital-public-infrastructure\/counterparts\/\">Counterparts across the Consortium <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/therisk.global\/\">The Global Centre for Risk and Innovation home <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/therisk.global\/trust\/\">GCRI governance and trust <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/nav><\/div><\/section><section class=\"nx-closing\" aria-labelledby=\"nx-close-16\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Digital Public Infrastructure<\/span><h2 id=\"nx-close-16\" class=\"nx-section-title\">Bring your expertise to this field.<\/h2><p class=\"nx-lede\">The current service level is R0: information and enquiries. An enquiry receives a reference and names the next step; applications, payments, compute allocations and registrations open only when their team, terms and review capacity exist.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"mailto:contact@therisk.global?subject=Digital%20Public%20Infrastructure%3A%20Digital%20payments%20and%20services\">Write to the team <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/therisk.global\/digital-public-infrastructure\/contact\/\">See all contact routes<\/a><\/div><\/div><\/section><\/div><\/div><script class=\"_iub_cs_skip\">window.__nxMount ? window.__nxMount(document.currentScript) : null;<\/script>\n\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"FAQPage\",\"@id\":\"https:\/\/therisk.global\/digital-public-infrastructure\/topics\/digital-payments-and-services\/#faq\",\"isPartOf\":{\"@id\":\"https:\/\/therisk.global\/digital-public-infrastructure\/topics\/digital-payments-and-services\/#webpage\"},\"inLanguage\":\"en\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is a fast payment system?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"A payment system that transfers funds between accounts in seconds, at any time, with immediate availability to the recipient.\"}},{\"@type\":\"Question\",\"name\":\"What is authorised push payment fraud?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"A scam in which a person is tricked into sending money from their own account to a fraudster.\"}},{\"@type\":\"Question\",\"name\":\"Why do digital government payments matter?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Because they can reach people faster and more securely than cash, including in emergencies, if recipients have accounts and access.\"}},{\"@type\":\"Question\",\"name\":\"Are digital payments always cheaper than cash?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Often for governments and businesses at scale, but not always for users, who may face fees, data costs or travel to agents to cash out.\"}},{\"@type\":\"Question\",\"name\":\"Should cash be kept as a fallback?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Many authorities treat cash as a resilience and inclusion fallback. The question is studied at cash and digital resilience .\"}},{\"@type\":\"Question\",\"name\":\"Does the platform evaluate payment providers?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. It studies systems and evidence and does not rate, endorse or advise on providers.\"}},{\"@type\":\"Question\",\"name\":\"How do digital payments relate to identity?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Account opening and authentication often rely on identity systems, so identity failures can block access to payments.\"}}]},{\"@type\":\"DefinedTermSet\",\"@id\":\"https:\/\/therisk.global\/digital-public-infrastructure\/topics\/digital-payments-and-services\/#terms\",\"name\":\"Key terms: Digital payments and services\",\"inLanguage\":\"en\",\"isPartOf\":{\"@id\":\"https:\/\/therisk.global\/digital-public-infrastructure\/topics\/digital-payments-and-services\/#webpage\"},\"hasDefinedTerm\":[{\"@type\":\"DefinedTerm\",\"name\":\"Fast payment system\",\"description\":\"A system that moves funds between accounts in seconds, at any time, with immediate availability.\",\"inDefinedTermSet\":{\"@id\":\"https:\/\/therisk.global\/digital-public-infrastructure\/topics\/digital-payments-and-services\/#terms\"}},{\"@type\":\"DefinedTerm\",\"name\":\"Government-to-person payment\",\"description\":\"A payment from government to an individual, such as a wage, pension or social transfer.\",\"inDefinedTermSet\":{\"@id\":\"https:\/\/therisk.global\/digital-public-infrastructure\/topics\/digital-payments-and-services\/#terms\"}},{\"@type\":\"DefinedTerm\",\"name\":\"Confirmation of payee\",\"description\":\"A check that the name on a recipient account matches the name the payer entered.\",\"inDefinedTermSet\":{\"@id\":\"https:\/\/therisk.global\/digital-public-infrastructure\/topics\/digital-payments-and-services\/#terms\"}}]}]}<\/script>\n\n<!-- nx-rev:0395d9ee94bb9712 -->","protected":false},"excerpt":{"rendered":"<p>LightDarkAuto G-P18 \u00b7 TOPIC \u00b7 digital-payments-and-serviceGCRI dossier \u00b7 service level R0 GCRI\u00b7Digital Public Infrastructure\u00b7In development Topic dossier \u00b7 Digital Public Infrastructure Digital payments and services Fast payment systems, mobile money &hellip; <a href=\"https:\/\/therisk.global\/digital-public-infrastructure\/topics\/digital-payments-and-services\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Digital payments and services&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":85,"menu_order":702,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_buddyx_sub_header_visibility":"","_buddyx_sub_header_title_visibility":"","_hide_show_side_panel":"","_buddyxpro_page_sidebar":"","_buddyxpro_page_disable_header":"","_buddyxpro_page_disable_footer":"","_buddyxpro_page_content_width":"","_buddyxpro_page_header_style":"","_buddyxpro_page_color_mode":"","_buddyxpro_page_loader":"","footnotes":""},"class_list":["post-106","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/therisk.global\/digital-public-infrastructure\/wp-json\/wp\/v2\/pages\/106","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/therisk.global\/digital-public-infrastructure\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/therisk.global\/digital-public-infrastructure\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/therisk.global\/digital-public-infrastructure\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/therisk.global\/digital-public-infrastructure\/wp-json\/wp\/v2\/comments?post=106"}],"version-history":[{"count":2,"href":"https:\/\/therisk.global\/digital-public-infrastructure\/wp-json\/wp\/v2\/pages\/106\/revisions"}],"predecessor-version":[{"id":211,"href":"https:\/\/therisk.global\/digital-public-infrastructure\/wp-json\/wp\/v2\/pages\/106\/revisions\/211"}],"up":[{"embeddable":true,"href":"https:\/\/therisk.global\/digital-public-infrastructure\/wp-json\/wp\/v2\/pages\/85"}],"wp:attachment":[{"href":"https:\/\/therisk.global\/digital-public-infrastructure\/wp-json\/wp\/v2\/media?parent=106"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}