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\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144PiNMbxBvt2iyOb+BCEch5tPI+Iv\/6T8WQ5wouq2+FF7VqlKQP8HEfKL0ocCRbi303d+vOq8imqboZOh88qwFYV+ehIdu3XIMo+rbIiLiW9js6qo6WMUdVxY9+tZG+J2sMLk4Si0+fPBi+2KV7slsxKRNaB043T4XoZBM\/aa5oFsv3e78MoywuNdOPW6f8uWW8UUPFTNOWL6Z6cxlPo\/rCANrvwtaC1fpye\/tDSu7f8mZ2ho1SyT8AvRnn\/uZz3n9vcJaU7IG9WGlZIdN8Xskd9kfSKIJOuS6S4PlD6Vou7PkdqX7rEljFal1IqkedI8EVqkgugW0xpBfv51yxHdZccLeNJXnafeIk\/GQ7nJK4Sp\/JmJENP9v8sTwBLyLGonvpw8W+Ni\/Ug\/9L2uV9uZETJcaMXYAw30klVRGcilH6ndq6ZNFW+BkYZQ03\/vTQtrTaHoxNHiA7CAMYJZIzVjM9REnxa5QVA5BWgqDxm8SeJNk6fdDVhCstw7ZqnAUWRPRIlaUTE4jG6gUqH9ZPyCxJI1oyeoHpIJ\/srBgVEJ6+GlAe1YsysFWOAWLhgUtAXK9KXmUhhom70l9c1q0Kf5Eg+RUhdQrU+jrF\/PUUFxKwe7MEVSBErWLx36deZA618VnkyTPFZXq9O5yMT6CspTkgIjYPH5BdrXZGbiDxwtC7zA0STrE89zcq25h5lVZfrqTZYMpbtXxy9UDEeXBy+iD7Gy32T2UfUpz08X4r3Wfcu0kPjoyOPAvhpVaSXRpKizhrB+UGtPSnHS8+fKi0nugwGVx8G2jmteEb0XcqYTrqmTj041TmcCb078XTXAwzTDI0Lr3K+VwgUlOS41HvPAtY+slfaX\/Ep+K\/wrZiolmbJT9qSROx28O0CkgAGn1ZFdoWrL9\/WNCSQaeTsntjCXDH1JxhflrAaSpkF7xBw\/WsUfLnlfpbGsUZLpKwdCBtqi\/SiIicm5RfsWbL4MfABaDj8Tj+ABHnXUztfKtj1BWp5nBbTD+u6isqyHqKTuICfVsjW\/b76Io6HpGLLx7Nbg4LxmgsTlPRkGhxLW3HXXJvk7ZcIviKUsxeooI\/K\/\/v\/KP+Iupu9r9Y8fFXjblYZPVtxg2K3lm68iL6oxRo7qSjS86jpXnTulAh7IfLkQCOwyILNkKaOGUAQM59WoIhBXjprAe14RXO3N5EtbHGXeb7NTnRMFliSxoTmgSWtAP21gSU3OvobgXup7ySALw13LcDpZOE4KZxOhMhpf523LDRxO9NxIcS1c+6MNJaPudVZRZ1E4H1PY4wvmjwKzPwOdOON8GcJ2gPDiCJOJ6TI\/L62UEVwF3lUEYZCsLZ7CDhvAaJp+7cvQR2Yo+02tiK90qYXz4qZDL09GWLK0rd918NiNNf4+joyvr7DFY+Dn6K0JIu1\/Jk5QPYnkD9+5lGrlF9a3srrG+fXlEWBVsDzBQn16J65npMc65zO4O1RV40wW5dWXHTrVyOqrqs1a47AMu1yJwWPvCXt7ThYews+qgGD0pfYVn1ttYKceJ+i5Zpv+anrtGFI7\/PS3+kSURR3JNshQrXCbN1824XZemE6xB0g7e4VY9nKay\/fvIj8Z9qpGhe8H0YIiNh\/styOOYzDxXcjJiJmFsylmQKOB\/i64AUwVRMhS9IiO25lZ2a1vq694Bbn9tVIX0dMVppDnIeImEW+xTAsSAhPLfAM+DgaWyZMrUtf0vnAen3nk\/2OFCBs8DP1vXQfwdYAkZM0mW7NQTwXWROrmXlst6cNIDAJFtKCLzy0lklNTHUZueE05PJDhrtpRrvr8atdSBk3Z9QsjuP9GZLOqU7S4hFfn\/9Bv7JeM3cHKCK\/mlhsaGjZ0b6z3lcUdJ8Zrq\/ZEmyv0pJP38vcNgxQeorJ6vJvMIAas1ywywJRzHh9HSCps8U2Nqz6dre7H9t4E1+o5gdcqN\/B1v\/72OHCjSxlGkPKSa1Ij8e4w3Ecy2r6wgGEc4Ad6C4v4M5F1aYQdPIbuFwgyBAiUAVm3\/aqdvjISgEM\/2JogUTTI1AZ9qr9W4jSnOPezGlSfqnmq1xo9py4D5yyoB\/EJlsmB6pNskKOpsmW1PZwoFIfze3RfFR7TdIrLIB50co0IA4GmKqZQp67ywJB4E53dCCDFwiKR1NlerL+Kjspn+OI81tmVDKStWk+yIJeH+LGNTqIMnKiY0e86zlp\/IeZ\/AKUNhgXsKGPNtaSVf\/6CDRT2l1VnOujy91XiB\/dcvWdCx1dr0Ovwytr4xwV71U7va4Vd2LEMdu\/7yi3Be5UO3xQ5OX+2zUvovBdq8VL7COoebB4hTBpzgIqD4aGwOkVaXwP3KkMxktEGLKmk+8O7rfzAu833HNOmijOQnqCkQbzdv+B2AuYmChSxYrK0ckRRHZBgTHTckai3kv39\/X0fhubf8CamX+gavAzu8RMgBzxbzR0eS4CH11c1axzhnSNx\/TWrZ8qr7XS+wR9EZ4GfZM7NpNBRZgKzsa33BXEka06\/7JYpEaub8d00Y4d067cC1+\/z95S51LtX\/1vj9ad3H6ZVqOpjnijkYXw8dtKHzjE31GaJFtnc8RcMliMz\/dXdVYhd+qYg5vCiZoO5SVIavNxRlbyRJmGCYfh+M+rL3czvWJJDOmDiJ+Au6AWTjyStnG2pRKTkyU3jPHYCQmDdT0nZEgf6vUwcsifOUWc+i3aZ2n+ThbyiRNCuoPUkt+oL4LJwb0xv0lv8InNWu8PVJ8YN2f9I3vYBo40WVc70x0NALtIh9p+DobyJ0W7HxFd4qi44\/HsMIfbhj\/cnHue12RoA+ut368DHkio6FPJZHryHujNmwN+\/\/cd70fd9Oa9F27xi37EXvjAu71jkB91tfc1\/y1u9pHT8REXu+TU3Pde7+uMzLVu2B+6Xz\/6HsVBtGPOjI\/sQOl5Oyl58CIdaDtWuuMdK0lM0OtZS30IEhwPVKUDQqUxSIL9g2mbG9NvCqNi\/2BCy7A2dRmCj4T7B2NrAAPWpRnK67N\/MH3LsfW6FFHM\/sEwDdtoKjiBOG01jzJfPkAfwrB52yeZjlB40jYMXKo8g\/412z84rmeX+YNIeRinKQoZCu1wB6jyJEWTu39wvY27Nesfftd0lGptu7MAVWbsH6Dr+9uQKjP3D8ACgbelyqz9wyYMDH9Dldn7BzMEcEe\/ixQyraYzECWodSOww63LFhtoHjehv2OLzf2DHXoWNUG42No\/gN3OC0O22N4\/hBbcUsV5kr6GII5Rs5Zn2Ru9\/ZOxf3Adx\/EEP5n7h529tQKv\/ZO1f\/Atzw3N9k\/2\/gGGcEd3I41wF7bAAabOFhtoOXbABmyxiWYaQGqecLG1f7BcYHkmW2zvHxC5wKbJEwQFatL2DJOiTlxs7B92vrmxDbbY3D8EngNMyBZbaFaBbbtssU1SHgJ2AvBE246z8dliNMnezvJtthjTmG9Dly229g+BC7fhhi22q4Q0TXGRZhC1GWyB5QCu3EAz7gLL5MrN\/YMJLN1yuXILUfIm2Nhcub1\/cO3A9ZudkOd4ct3QsyBgShEhBw5N36gUteiafpk9qSq1UP9sl+5fTibW3NpOM4PHGOQ5iSc0dJX8T3\/abtfMAZW+siGHtkP9\/vyOkofpG31LnUl\/QHz6bakV91OQF\/sHGzi6s6NPKjQEz\/K2XjP5pUXwwfU3JrXeYXrcP+i+HujUOmFDW5kwii1FFeue7uuQOoKPpyLHpARM4Pj8D8b+YWNZ7ibkfzDRXnJM1+F\/sHD6MWBv+R9sJhcW+uEFHvG+ATagbgVUimg43Ia2w5TijeqFLmBKrf0DOlI2BlNq7x92IdSp1o6XCx5nwLSGSo39g4NaY0vN\/YNreluKRFGphY\/JEOhMKWrNg1UiUFQKYFaOTbfY0mqrAKYUnQgmM2JUauHso1uXrQHPZLCj+hBcyS6xgRVaXDFqT3dt22aL0QLqO93lnrb2D1D39C1XjJrcBr5HTQYoycZyHJ0pxdPpgC1gSk10bm5tn63B2j94OwCpUwmVomPdRUhD1NEbg2pCTXPLleMp3dj07sblJj6tbMvnytG02l7o8PXjiYUWNbF+nF4D1K4ZWnQ9pNzYP9i+YzmQK0eEam287ZYrR5epCXbULJJyGx3CAYBUu6eYXCkmoMgdlaI2gQsowkalJuYMdtQVgUoRD2EGLkXCqJRcJ4AiNSQGk8lFFM8Wo9WEO0CRNi5G14kb2AFgi9HMuoG1hWwxWlB9o1MTHkbkNgnDwHVdtthAxUCnKBYXm6jYBVUkeVWMKdbaWlzdeC133s6jGbg0g\/jMDT3dDakf8lN2RXlxdwwb4Gs5eAFJgtIIB\/5uQ\/OOxwxdFA+eHWx3Ns1TwoLwuq7p0cTua36WXtDZ6G2pu8nXrpkHcPq3TWjSTOU5zUHk7x+gtQM+taxahI53Pwy2kC71AHLz3j9s4XZLcwQFcinEaxu6HnPd4h8QS7TzbGfL\/2Dik0e3WlXhI8kV\/IAn3PJsSE\/4FcZamOZ5FBPeawP4X5OrH0OQCQaKfz69B1kq4sXRj3jXCuYU\/\/gaoWWwQtQs\/5sXpXi1LerGK386wlSwGqS5Is3AEWKOGNKblfycFid0R2\/Ahh0mwGKKEziu3RDjBaYoTQ45swF1Zpc\/GISFtVs\/oDNN39JbqfyB3BX6pvUDuS50z56bApkS74JNAIKAE+\/CTbgJHVa847lIIt5BC5rU66V4B4BnU0wPEe\/8MDAp6YyId1ytWLwzXGNreG3xzvRc39PHi3fB1vBcXSDebcHOBRYr3m19x9A58S7YehbFFxHxDniW57PinQM8G\/iseKcbrktdJ5V4xzVdiXc76ANotMQ7G+y2gdUS70zDdan2KvHO9iywgy3xbgOMEJhC8S7Y+dtQLN559s6DYvFuG7ihD4XinQtsj7p3aPHOdix92xbvvO3GoXjpSrwLNp7ttsW7ne87O9AW78Id5IttJDQ7wdZviXdhAC2waYl34QbsqM1YiXcQCRthS7zztiaw\/JZ454SGS93HlXjn7wIfhi3xbmd5PjRb4p3j7Rw\/bIl3ZuhuOIkbj9KzGNGpEu84iq7FO46qa\/EO+tAN\/LZ4x1F3Ld5xFF6KdxxtluLdzvSdAPLiHYShEdq8eBfawNm2xDvPNLamJxLvTEdXq\/8PS3hVwtdawguN0AwtTsILLEQ6vIS38bcmxQyXEp4N7NBxWxLeFuz03ZaV8OAGbmnZl0h4+LTdtCU8aEMHbgQSnukZPqX7aCQ8B3GZUCDhga1tOaFAwoP+liZjSsLzoLUFvIQXmhD6Hi\/h+W7gU4xiJeH5nufueAnPsrfQDnkJTw8cWrlWSngQhKbv8hIecAN6FUoJz9kC3wW8hGdaW931eAnPMG1I8QulhBd6oRU4vIQXmn5Asf+VhBfutvaOl\/A819VNwEt4m61FazArCS904S4wWhIedH1nt2lLeMFu6wQtCQ\/ormvtWhKea1u+EfISHgxhQN3qpYTn215AbftSwtsZ262v8xKeEzr6zuclPMs2DSdsS3hhGLq+35bwwiAIt9u2hBduPYua1FrCg9YGmru2hOfptkvzCZWEF9qhQ+2nWsILtoFPXbK1hOfZnuc7bQlv6+1sWg6rJDxXd3ebTUvCs3XDsXkJz\/Icc+u1JDxjZ1AXUynhOdDfuaZAwtuYbQnP9C1IVVFJeFa4CT2nJeFtQ9+g9MS1hKf7LjWSSsLzbceyvLaE5\/o2dbdVEh4Mt7QeppLwgp1Db4ZKwgO64Rt+S8JzfB3oQCDhGZ7rWaAt4QF3C1xbJOFxYlAt4e1832DY+VrCs8JtuAtbEh50d6GutyW8wHEgU15JeL6\/2VGMRSnhwR2EoSWQ8Pytb3q2QMLbhZ7viyS80AzMDZCR8LhVaCQ8YJmm0SnhudAGlt0p4bUGSkt4ur4xPbNDwmvNKSXh6foObiyhhLf13cAyhBJeazVYCW\/juaHXJeHt8D8tCQ\/age8HAgkvDEKdOkEaCS90\/d3OE0h4cLujL95GwvMdB1ieQMJD8qppLQ8HKAD++yEF\/pACf0iBP6TAH1LgDynwhxT4Qwr8IQX+kAJ\/SIE\/pMAfUuD3IgXKpc5AS\/v6aZWBVw5ypgXcaDkMcGMp8q2ZEiwartcTQAwm9bqAGZJVhnrOQU4SuZTtOBZKP67j5IzqAvmhjrFp1eOTrrd2\/MTEyslx2V89eWZaA\/jU7a0ePzGt8vLo7q2+fGZaA+gG6K0dPTCtanyL9NaNn5hWObmKemsnj0yrPvJhb93R+GgntmJyJ\/bWTR6ZuFMxC9NTPXlgLciqPb09Y6g9Y9n2zKH2zGXbs4bas5Ztzx5qz16svYoX62mxemQ9pwFjuAFjVgPmcAPmrAas4QasWQ3Yww3Y0xpAzF7viYMe+BBmInn7tPJe70VvVe33Ibaq9vtQWlX7fcisqv0+NIZqB8fsjquKar\/fqqLa77eqqPb7rSqq\/X6rSiwJPdWTB2ZUbgxVbsyo3Byq3JxRuTVUuTWjcnuo8olXAaX86BfnmueW420o1cpw4+WDy7aONTfDbePHlm0Zq4WGW8aPLdsy0jkNN4yeWrZdLxox01608Dwf4YhWj3Dp1SVauBHrSx5ctnWs5BtuGz+2XMvI96C\/UfTEtGMKOzz0Vo6fmKhTQV4WXOU9KLWNZ8ZacZxpOLVM+8Q7Q7ID5KW1YnFIuQzXHoD8BANF+Oakrv7ee\/n\/PlUo\/L332v99qij4e++F\/\/tUAfD33qv+96li3++9l\/zvU2944oDD1YxxpGtKQditvIRXu+6MzoJdpRTQ3vaKH0eXxp+LoN0jmgZZLpnlXJAdgAYhxrmbxsIXS2E\/ggynEY3iuJwuJOM+w71SJiX5K9qgZWGd1PTJqUpQR3wEtoNnnC79LUWgzbhYCp8CIHB5CPYPOjRsozTeoMISn0I3LdNtSv0Cxwub9o4u087gtxS5jnmuUXkNoF+yFCBPNdOvDde4FCCbWKiHZmU+R6VeHCDHLWBWcZxloYbtlg5wAtei2oRxjJxCtuGO6l3p2bYJPSugO5hekwIZ7zyzCttGxZc0fsfR5g5dM3xB8NgPUN\/uKlcHXEeca4BERTuALSZhklvHZ4v9\/cMOoD+2GAW+gW3ohbNjz+qlgzb0Q4tfutAMDRiwS+fv\/E3lh8AuHdiBzS7kl84KbcsG\/NIZvgFNk1s6F26MyvjNLJ238zymTbx0G7CBW6e1dGbohnQ3yqUDlusYAb90\/tb3g\/bSeVsbmO2ls8JNHWJOLR3Ybt3KY45aOjpmkVo60r8PcSr9sbzfbHmltmaSac9RMZi8dqGscz0IRkcMlbv60iTsxWkmdBmUwhHV9ydHxaknZS6gy3HP26Z3jGkaaqD+fNH8ODojeDqwXlNPeNQTWZQ\/a956dOYwZR\/lj3hMPkwgTlKnkq\/NZ1HmWfxDeMKf1x2JaaSy4OTaNYm0IPWfOWh2JkGCZTbpicaCMk4hLhYH8XMrq1S56DTG+9wETTXdblBiFJPNa26MT+qr1KneLn69G8hcWbZcNy\/YUHrrSv+J+EQMHMYA9DPcY5NtC2Uo\/kOLkgC+jQe8o3pRTpMq9yJymEDJ19rZrxoIbZNOnoy\/NJmFFHfx\/BszT0pMFTgTBCaSPxnC9BYzsmIx000g7KdNepnLph83vS\/TTfXQ9N4zyPkTR7FExpspW5f6rJ2j5MtnnPqyGeN6Wn64vibaYiBzfOhz2\/DjNIfBjMR21I7uzIVrmHTyDZM+dtxmm2\/ZbY6z3nHnrSAjjL5dKiNMM5L56f7KOwvd5GS2T+cvaj3vwTWtv+VaDN7TK0LdvEZxgFR0aFdop\/QMNfh2idOM7HZSEoLf18295EgnQ1q4Y+sRzFdPYlEMoCmlKfmgiUVJ5hT96+yZHdkgmS2b2gE1H2Nv+\/PhGbo+cQ5\/jYL\/69OKfEcH+wvw3zUySXNqKmB2zheoJ4ZHEGu09ICw5CdRe8dIWY5yqXEvW2s1C1zOXDmgbJsByt7yQNmY7iYDZY+Y6NYhsdRcL15xNd39x5p+p6mRzsI0em4WqVk4OW1IYrOdeMz6Og8l+aHsAXofFPAVvP99JFxesN9zkqm37qdqVfGB4hfotG7K0Ff+ZrJFN5M9SYszsgPL78CxDRcA5fQqAvXuTZzYWd4JJnknN8f+KbrMzzCAarl1ysv457W04OHFEAZf6K\/Bl1u59xqhGz2kvTI5w6gcwxqRJ7jH43X1c5nsT+eF\/bqAaEUWkJuwbEafHGXT+HO1eOWXtypSeYJUeIzRyxmUYadyGTIgL3hFok5IOzc6o2or22tZjvkPkprxDd0fmM+rM7W8sYpGnRMQzbsqgih3g8OIRHPizKY5SHI2Lac5JoWoKCMrr0AakzZ5TFJkdTi58vwMphwxS+uwCElPeM0rJijMSvKuMj93aAdJEuel1WVkpBOTzXf0Zel89PxqTtXplas6\/XW0uh+pDHy6ICPRBZY5SPdV1VFZoPJJShEYxQVqeRq2H8al\/Bu4sHotTaiX0kQV6KbLJ6PkZW+Qjyg\/qfa6N7fouGxKTnuD9SIZJTniHFH4kNZHasFtpAV3kRb8yREehkPK9uETHcGOX+Oi9ySv3HSIk85kvh6tuPKzKvPwfu9BFBYq+RLh7sXXoExn968nmMHHk6meLPVkqxc1jdVrrAaxGgRqGB2vGVzf6qTq1IU6oRVc9foWR8g1oHiPoaRYcoFK\/nJ8im4l\/1DekdjCgwyNdIHQManluDTVR+mAWBf53pfzUBrCgBoll2uh\/loAD+u3v6zHHk\/1mTL3fOKzJGUwBkX0Aidv\/HpX5daa+uKI8qY21EQ\/2PWliecji02SiY\/Y9svk4yOzhSq6YCsLQ4M6P1\/sVBhSjbR1JHZbR2K2EhYPsJ0iHrE59ogJgxx8TSmM4+iSR7lM7\/MrkhDfb9T5bgvP99LOOZSfvnTg0JLrGWaRv0fS8BVhviTXc\/7Ro1I8mSzSji5zSmoAKwXy3t3YmOPpjTZOiCJQUh4sXiFMDm0antDXz4S3A37xaYU6uPpya07GSsyuWkFbnki5Mi39hta0rNVQDCIl921APEWtwaNS0oUWfUj1Jr1mCXzPxbIsM\/Y3toeGrv+0ELcyxBPVxyoSeUm6TrlLoRpl5dkyWnBvnXt4pejLmbbb1vqV5g2z4ej0w4BOSU7+FjtgWPhoMoWsJy9BC86aGZM602rcrnCct0avdDpnOONFUOruPQz5ljTKMOynpOj4D20ffuNIRlvjIZzTTMxS2jxLaUtuoDNMriIPB+JtVVZNDkQfxP4jOh2UX5itsxa4Zum0K4SA5cDps\/mz0cSpbVsH0jlKHm1kzFNR40SHSo\/Z1V9O1FmJz10Bw2aMkcFmeFXVpEITQ9M8LsCXewze19JrVO1CVfbF5XYxVRvvONm+QAQLIDoy2Su3kR7oU\/K+pyvF+NnC07UlY092eeMmUVKBx7\/NSmAD2rxl1Hg8TeGj1D9B\/5k6SiX4TiQMCAiBVfQ1IqRMP70iWUiNzxAwzyVYwoMMl3bzDvb6zvzVyFuLZy9GMRcT1PN1tcE100KQF+uJ6vZyYUcpsGXrRILCS\/c+KhkG6WqDKEdG0UC8Lapfu5eylDCrVUhSdBbF6SsMJHtSLbtghJSSRqRpp37my9NkPbEbPWsYlbdwW4dMLmfpJvPzTbhv+7h7mTai7\/mwMUWHzajrdTm5ZdzBMusIUe9w1ERjz5rlrtfoTkdRNPUsYpZ93iEURLm\/pIQ+nvD174XIZafrg0Vl1CRh6uDbBSTBWK5Opg0pUZY5FGpH+GV3OeqQeNBlNykH\/CwtQAFLUNfxreSZWMSmh8+P\/vLW1g8jm592AcgQhEXuRwfJwyJ1z+zofXJ1qtI3rSp5KKmS5KlO1\/xMlbRazAN2G2zdw9hvUMp8AjxKPStSmBvrMVLEwmamAw0FgZUpdcF7TYm5n6Vx7IGsMkwWpyiRHbzya5bG8NOqAAgvWHgztJki0V0hXKDumbMENwM1h2ItRBWH2Tyn4T0rc3tQ5qLy5rBHs0czlbqt+R5ztcxqgJypOYyhX4xWD\/CrsYQqAAe\/z9d\/4WpaVIpVmpcYGazaNMlqN\/VeojSWUQqUOjGKxAyhbmvQqCkzNReQwLh1TOrSVcxfpAtyEhAZ6\/vt3rXVv7FBSnrTII\/jy+km742g+DE4Xx5xuLlqui+vqrW1L29rhhsgzzguemZjvpzUDfootUZ5AY5QZLJtcRm88NXhz9Q8FZ1RzgIFESOIG3gBP8r8GKpdNIzInAa\/Qr4CeNxNxY1XAXEtqM7EYwa8Q5Fe\/VNp390rF5Bo74faD0WWbvDsPEU5osMkSo43uikvSo4ylb2mGROQwcay62X0qH6oGUstzSLit6Toh9cojjX\/BBI0p\/Uj0u2jwRzjCO2E2wguOkaaFZaLJmUyDccggSONSS3XdRHiWWWUuXpFDLs5FxjDF4Bv1j7PORRbW7zvlaeNzJAQ6kQ2eky0IQyPkWZKdAaXYKTDoCRz19rMJftAQF1y+Y2BlpT3veqfg16OttRqcS4R\/UI8P4ciDlA8WR30VM8WD3DQsq+TW7IzDLsVt\/2ku\/A8qDkY4ws0aY2Q50xyu4dbUdME51hEKYfnuBTB4AjzThJDNNL0vzR5zSZt1KYIIq5LLdb2xHyBfpFmGgxD6Be4Fi33QYxImTzM6C\/KE4g5d1tqTPJe7zOyYyyRr94v8NPqiKYxKfGLygGhXQKyDG1ZV7Hn1I5RumBX5cizTrp6dI2lyY1dG4ro2EUxp1QfpAm8iRdfnhWuK43Ot+bKkRo2jV24gPMIrq6cRrrSacIUjIEHYyFz0xyQ+CPieR81R\/9JRf9aK2hnwMe67Sh5Wa\/puKdRolDbVDXKLWCecdTscQsVneVzD6YkDYRsFHuzYkfBIMrKEE2FiBfdKqROl2fmi7lm9ZL1tJP4C\/Y6Zn88fZSDzdD92vbYIIsZJSeYRUWv5WnUIc2Elg2bpu5rEEfUUlmpemK2JiDglZW3jzNXtooOp7uSWnqCBoTGahxL1JA19ktjyFlDBLge\/YNZ\/SA7LOXpFHAa3BGmLIFl16xAgXoMSuS8aXOc9jDHKT+uvOBUGSIVF2vA2PIWDFRAORrfoY\/IQHMb7oV81Ul6G+HTv5julDT6HNy6JY2Z6l\/SwjG+dbq6s6uJBS1mHs0Rq1nzylO6hhdz0K+Q6RMqkIyfku9ZUdAhLjhmi4cBkQ1xqUepvULvOSpwTHj1GVeOFX5780A9gJREODgTZkXkg7gt69d2GkQdewUk7ziMi\/f2Zw6eJxee5efkzM6JJZgTZxExuEt2nRbXVvY+LG6MNYfeBVNO8xrcgq5N4IjAPtDDI5X6LspB1epRTyx+sCLpg4SxiJQ1o5dokSMrSnsMgybtXo9YXdF6jTjIKS46LrJZtBWlgkvJFB2m0oGf48PYo+zTKitiBHtCdWys\/Xt\/SvPikaplza4HdT9hme7fHlFKyGsS+WkANS8Kor0SodQ3xYT5QwfWSFWjhqEUmdiD1t6zviMRk1OVlaye3iNcSioe5Wf7kmbFyNl29J\/Y65jntLY4dqN9rGr2KDyTDsEQNTugKZ827KcouYloR3OmMIy4xvRa3NqhMFMqJEq15ygJPq0QwlYtLFXh6ESzPadaPNymXsb\/vjxzmoXrcc+fy\/fSfYIktxXvA1B2x2q60\/xWzUd69WI4p+0A+lEepQnfAWZGWl0gvy7XCVCAHBYrqTCf1sqm18yH\/UtrzaPJcxpAcr2gA2QhSC1RQyArYAj8mTOSoXAFRFqUAx3KfXBMk0dd0dUmsk3Dd\/Na0XGsGf5SftL1n1Qd\/2ceib\/BzI\/y9vIsszB5ARDXF8ybLz8GV7qLoq04rZcYluBLBQtSe1usVodu2w8y\/6NDlPxr3G0yJnqmtsVqxqLYC81oERIj\/LQKcAonrFS5w9FZNhIl\/5KlR6Rha9ZtAeep3nbaQ1qokVcQFVFyJC2oc2pCt2cw0FM+y0wGg6sPA+2cVhFO2qU2bUm50A7OHhYWQIJybRA3FiQwRUnbN0M7g7e1QjJ4KFESRklUwK9f\/+EZvocZOMO8evVWpCKP5eKaJWsp99Q\/0vQ8xBtCZr8gl9R+dtxeH+QCAHQWI+CDwubqk8GSnbAmHkiIJ9B2CtyOcwpc5HLFHUyvxeU6RrvbdnDe1kpqeyAnxIjQiX6RXMqBP0qimYQq+plBbuLVoTv3W1Bjy3I1x2sETZtAVyFUsrJqWelWns5a0mHQrmZoUp2LWbWZGrE\/ANfbid4AVb0vfB+JCWukV4Mx7GgihQ0VJWOFfs4u3He0m2sx6MJQKOJdtgx\/Ssm7P0+8A5AhvNcJOEtfW3hkLcdpMTrCB0OIYZt+RLuTdSFr0N7VEq4J9pTufP75Nk09W76PNnj+Ci6NNVufMilDLgOzrfrEo+K2IFobqlE5WYzhZjvfmCXnRYh8h1qeNdb9vC7lj2zEqF\/5uCxM0MSqhs1UrYUYjlHi7WUtqOTFZvmS5j1m3tbRaN0B7k4SsY6hSQGGoLOkjavcwnXb9zHGTu0RikYleQGmByo1J116gYKBEtu6YIjY7tRytJ3btmBI6DSTjdElVbStrxztTKt2Vs9uZL\/nMA4Z\/D6RNQSrGjVD+ZkZxFoMQdjxsFT\/YAFuLUPyXaPBEIszLhAKSVEcLzTJUi7bOyWQUiqRV+rAMtK5Pgv\/QLQGbd\/vcaGwJwyrfbm6sy9Xu\/9y5dQXvCxtTlidYCBKtMcrgfN9kWn7+UUqfA8Rr4r8aUot9loxwkyuPUk6RC\/0UKHRoijp3tw+ap2R7kqayZJtYDzYSNtjeARAKJO\/lXVFMRcN5p2evmMMozcG30t25qX8kZcEMEn9fEmZKY6S51yV6wBCjb+JIS+lm1bAbSicbgweAgme7fBFEQO6zThJyp7LBaMJvQHnQT+X\/SC0SHrTGus1CSBOo0P6VX+tUeqfTDm\/mnrwYxFuFmC6rjFFekoc3WYsHmLgE\/Ai79VurA+dTpV3cpCUkjJraG6p86R0CrkJ4Uy7IR2ZwNMxDmUD+ATzxJzsmshdtR3HylAgkS27jnfRW2bXROHQ3s0lAayKDPjPIiCFBvqd2IvYFRVMqOyocBaOX8tQS4QPsPoiMN6UYIldx70YVLDKmyIlWoLsuTtml4qCbxnibIHr4NygOdwbZZwhUGfNe2a3JyPnG8gj\/swWla9JZZBdxLAqttnS3O1op2i5wxXCYNQIpK7S9Dj+3JX1rZcxIVmyaUG4FWG2myt1dpOD7K0AHvHlDtO0mK4ZZN\/uuGiGrHjfxymPhqJ5IJOVIeeew1W7d0HjjyH63j2kki1u2dEOnE5AZ1e0BegmRG9j0zl2cab98Tvyg52Caw+89LoAoBfpABEMxoDPdcWXTDJHVo3fjYqUp\/x1KP+YOcczXzoaYtoY7uAKL668xyEeO7zyszPdCipsXuz7TlomjuVLgEGI2+71ff+gLlSe7wt6rXdM9LIe2OJGkO550A+32lEVeMm0huNkYJvr4vsaJewV0rQ8G9t0pRNrpidqYvL+ZZujwWf6YjSKQq41fNsMKRUHbuBWTpuN6Z\/k1DIX9Gsr6nZRuzhuQvFuPYmfCdN7P9+FJC2YjILdjMgUzw54yT\/H0W0Kspp0Q5Wrzb09XajjpNMyZK8nG2rIWAJYgCjOb\/dX0+HmqtSMo8xxCKoAA2gg+xvhb8flHWyhBm8piMnKHMLngD30GIEnD3S\/r5wxyonG2gyYTedt2eqXzpfC1F6jZdCUfk\/\/Aq71Cp\/hLh5rXFvP4wbavaEXnYIn7LpCxTfr7J7H7iN4e\/xCNsgvisn4kljrAb2zJbi6trrc1VVEZ4heF+1mtFu1Mp916SNaF\/P2dlPHKeCECXzbIi5rcphlq34FL3BQayKCDx6ye1hiTYo5JInJdv5z43vZOy2GdM2tdHBshr8h7Z31nSTC6gIMc5vccNbS6T2o6bsbehfVBlFzzHf+lNv5\/jPv5DGQ7Fds95pzsxyW8tqawgkWCA7p1pVeFy11DC45xKcf\/jTHzIcbU4qTKv9OcBuxVdu7ZIrTW+UxW9VUpJcpg0RQtMXpG\/iSyw26Up0NIVdPmILgyb91WXZ6hDf5lsozHqAApisypbWYZLmUj1N7UB6T3T4ckytmU2nWIPI9uITlM7WbiKTuBp4vxXtHooJOPwIpEM1eCl6SGtGavETwdZywlsELBMUj4fuiOFZL5g5bzDFzt54XJoTCN0Yra3pQgwby084JNkRdLLUshMWwyNElcbWxe2sxO24MA3gT6qqWVDTBLEuzKVk6zCZUH3Wyio7UTesJp8y4Safr6KBSI8wObQcP6TjAbkgLRP8kRTijqXUa1oAlPF3Wyl0fEMOpqJtIR1t2hB02ONEqbdzN1EWiZ2ijv5ykY8NnalEYMZtfGKnAWwgCdVoyG2H+LzlevIjhjTPZZmcQLwNGKZVCGlmKby1BoAmckU9gz3kcERVA6yBDrPfXQbQP8l2GTpWf1WWys6DI0ZKp0fMDBQvCbKtLhgK4ZbeRKueWJClESDlJk5w9Uq+03T2mGdzV6YYfRJ\/yGa2IgQp4yL4MLzmd504aS4HRxX9+EgSufZ0F8Ui7TSIekWTAVBerE\/Vfrk4OynJeB3sqa3omRrec5tOnTsNmkXitHEP2aYVd8DB1MVCms1A5O4BASxfxsu1jOmcRxJXNXwR83alyUciIo5Z8RZVzZ1TlzbGqpPF0QlyjKg8iMDWV6ozsrViBqU5A71YnoFurUzCT2b12iQFSjrzJcDP7KH\/cxyA5PoJsrZJP12y9vrF65z0rJ4IMeOsDKzeKHpHpCG46BAMth2Cg3RCsZw4\/BPREKOiR2pqhMpmpVBpJX6VTNKgsvLBKhwE3gZi05V4V2f7Utv5RrdXc6xZ2P7YW8+pFGXlB8YLoNhtW+QKCzxepEDbMX9xmu6yU9QwpDmpZMUooiV5WUsTM1j5J0XVVc1yY7119Wd+EOWvwK9pJRbICnTivTnlMvGQ1D57AS4TGgH6R5gC1N04dNQcpoqzx81N+JuOEZw8GAQy+3AQgQjyKlwiJCGsimBD8ZfqjPOVnAq1Ad4PIZa08scupdfrpgG+5RQs4qaqULgvpvzkAR1ymmKZ+zhX\/6kW+5sE\/Ipg9PpmqruqqsVa8tDhx2I2kpjBLqUQ7ujCp1v98RLPytUibB40Dd\/B8XSgRWhuTjMoCtETytQS+FaOzux3aSeVsxV0Am\/VGK8qwMkHRFQ35veqzgU3rUYrclg\/LIrUqT6ilAhynQ+hzPgEjAfSlAx4XT9K2JI7+\/QBhGbJnjw10J6AcyPkQyit6EKG8UpuhMkNppv5VOnDr2J9h4w4IrPJdpMLMxgGrWg1A5yLYqXw3OjKazSNn0SmE\/gwaXGKGL1BfXmh8ayyvG23fkNLX0+sJijNOdmapaONUovKBBJWNHcRt4mHHuzBJ+SXxGatH7Sc+P1yXT1IviYnCbA88w8EBG6IzCQEYSi8auWnT5AvFqdyDxgiFtKhZRtbKYQz94laZOMDlAkGGYhf2SH2BvIAPVBlhZKm8jtEZHCsPYaqYmLvxhUE+CkF0CKR9s\/WnZR5KX4XmHQ5vA2VAWCj\/GAdXZS6BwYRtQ6VSE0Txl1vLsbMueK8hRVrhjDWOHSfCoUqQvQlEyZxONe7adcvT7RJ85Yzuqy2FE3AWPiR0sQYrZx8qZdzMME9xcxg2rznSc6RDeRcwovpQ8h9m42hbzLFvmetyUp6g33IIMv\/U1UUu5X19cxiCjIWiCHAWKqXlhitmuc3vxFuWciK1BR6Z5BbCyxL9gQdR+S6kbxOWYKxzFm7ev+Zt3yxDzjfrN5yjZAEEJ1LRlADn39DGmx\/g\/NuxSnTIsS86zdcLXAtYt1vj+wPpxRN0G+DSeF\/a3sYFasiNu5XUPiGt8K0fNZDo2MhV1oOx0\/ZWtia4e1ATgOI\/vsrbw+ZASZVm\/g5PD5gEEyr7zCH7rL6IoY7lxGDqjrpE\/vOX8vrTFYPlOSZB4vKVsxd8c9LXh7veBfg3v1V87XZcSByjYeGc1N1nxPcSuzGHce6epPngdcv0g6gZ4NsFJEErc3orVGS6agC58Ci\/ZmkMP60K4K3a9gRblweS06LxFtv8jF+ReR4jLTYBY2VqhQaR9ev4um6alp9LrWVtw4zKArWe4FKt2ZHt9IArQak9WlXgUr4ekgWk5fQ64v4YlWGn5NFcoWK05NIGmesldrh4G9GRJBIrJeFshx7e7z0YphmUfInkp5vJxOZnZY8l4MeTqZ4s9WSrF\/Uaq2mshtHxmsG1iIXRJ9SPK13f+GDlCTWVfhpAxWBzKlGLqL8WwMMizpf1WH683k7zgiXyM+GqJPELWXikgaCzkViHTBS9My14bDmQHDQxRFJpcAfJnS1Ax14KEjc\/iznLuUlEZuWCl+k9zdZORXcro2g+uMuKdxuVVo2C5ZBpBYXw5B9uCFostXM1gn4eZiDbHqVg0ZcF5W7dzI0Wf9G4YuE0lHFzA2z0MuAQwg4QJpZcJX8fxjJ0zqVpnN8LNtf83q6SEJzvhsaPOPtONP5pgOaWOXYjf2P4\/fvtcxpmf7G9iyrlLNshiDFWmnC0QZQjf8gmKnoaplfZsvKUzIDBldQiopsVxnOIciYUzP0UpGRopUlTlXoLGz36dtt3b5Lo3Gxf5SeCQvTemSIlmbndihnuzvxrsvQprFsU1zaJOEZVb5q2nMDWDkwapdRQsNH5EQsxqum+vKoW9v9kHFnJMw4OF9+4Lyd1ixQcUouLnT0F\/rKTHXOrOmdabNDKFOAIRdjyLV\/eIc1NdbMcM+AdivTqn0oV+l65gER7P9SC+6Q+LqAF0CTVALhdhYyPz2U3nMJYpiUcXJD3hG\/rHW40MwhI6OBUpDgFegxD3KhI4nyN4ljzTygbQMmdoHtGquX5ZBs\/waRWZWmWja3weuVNhLb8XkE+Voyaq9uZdEF+bZ5PqdWtOpWdHuR2h\/eMUHdPbRM5LBXBYEsVtGQP45cbtVg6Xq7DR6DrUEMfOtM6aEduoMfs1qbKj4QRmgCagfjjIp6Z476FcmLzaZvHsb21s4sp2X+tz9FY\/0jt0hQJOfKKZHxCuZbGuSszl5B\/\/P+DngrN5yj5dSEwz\/wsBNtvYeKjgioexb9maK7+ijpwQHBF5UXPhqWg\/MRlCarZR+SMR0OX\/paiu5EUT8gYkJ+RrO2PJ8Dh\/IXjdSj62D32PdEXmq4P1nyiJjsM9kvRMG5j+awR+fn7TmRc9k88ueV0UPdylqLgrkdjqwfw2Ph2lVSEfIBBlku4mJfHlSq5Tqqk\/ktd1tph26K7BZV+lZLm73HvkaxjraCd\/iPJ\/q60TU6\/A+yyeVXJOiyu7\/WKZL705xVJNTc3oTjCBQOOlHwiLU1UgRggNcCPih36ETA0K2CoWqkPCRiqyWJ6wBByvkAgXPMksvbPQ7nXzDnG9HZGaFseTHlOlsb8rCXpcex2ZLZMvyRrrZeBGh+Bqzrv6vgq6Q3Zq6Wmce67YDQbUy4FDFVB7bfSyAmxJz\/YEo2G\/fnn2zQZCTudnm4LujuVgEeMH\/x2vsOTpAPQjQ9l4Jp3BsWtZUL+5mi40UwiLWh6gUk9Lk6PP93RPj\/jijskGGnt\/6S069+\/FjF+uU0FmMdvKx6\/YotR+QWUcO4TOxd2hm2Jspt+s1TkdU8\/V66IgxmHWjrDSTPz+T65hgT1E9\/pWgJc\/bLqNocPwtUv5RBBOvkrOiO+dHf1303TMFdSDM1tGIJ7qTEEqZ8roD8HHCVPzZY4SXvLwe7Xy6Bc4yXv6LLSOJJyOti5lzfVcn9ai0LzKp\/XnkPfAznOa3SYGiJH9\/zpkubqpBcTeJwKKcvX0+VizObJEdIA\/1OTbvEqeYtnI52yjG5PQc6hpeXrbU3J5C0zhmO6XLYMmUnvjwcjj9dv144YTyY8y41OfCR0KXYk6\/7w+JIsJkFk5IDYK6byJ8WeJSxPo5o8829SZ\/nkkydua3QFfjSmPSqRrNmRRpa29cgLc1Vu1xCcP60q+WPJPLJMA6c0i\/5AwCAdTVSWvgZTauEO+Fma50smrkUWE1Bk0RsG22+5jw1rEey1fFu3Vl6rHF5AhkIjq6OoBkKdc22S1pQqKW47MdVS2f9abQkERIwIW8E1H8r\/ankUQLnkVk1bFbrsPoyyvECmoTi4iTRg+kRnjHPupxe4SHBDrfhmnHKskeAL1BkxD2+2HlTjqzFeUT5pidQJLwW3KRnTWK3cuJdmUJ085s0IowVjmEbkwKeB89KiSM9iBfiMwZA4fvFl95pFBTokzinaqnWHsvjQaUpuq3jMKVzBLLwAapDI0bpnxVo5hIZ0150HaZ9BQuSVyjCxtlwkYrNZ2j5RYk+plkNVOy3epA4sbm7l1q2SFcTk2fbDRxAMhzmYFK1dd46CQE48E+6vdkQCXobFo2GDtBjDuPI0sa0Bt2gWTniKTlNfBmlBM5MRzFD4yHtXjOMSjdAs8XSb+9QRCtjlyljmSPjas7VyPPBEvjcTmxdp4uQ9pUSkinASsU66DC59RGb+r7LgJBP47qEkeI4417Rs15BNawF5nVRlS2ZgZxzKWEPudM9u1JNSpT2FzZJuq9Lfi4ByJjlWz3B2pAc\/Qrl66MgZb3G4GXPMMWlajDXGdHIXtqw15j6x0a3cY+MCpEWLLLWoOGNZd6vlnd4243MYclzAZgtRtQWfWpyihFl75JY3k2UlgxGz4xLq3WluAWXjSO\/V8v6Wr0ca0REdrSiX3HxXO5KSrnd9x1f3im0HA+7wJqfy2isoKwJR6y\/i5EJUOL02rXtoC3qS0MqhRFyzUV5g2AOaOWl\/URwTRbeyuSsZHUotY1vjMMLayVwoa1b3GTsStMJay\/riLuFPNSaFreyKzd+IqBYtuX1sgJx0BwtmX7mj\/Yam7GTcoNfvN2Osl0kNXG287vTN0p6ckykBBebxrEB\/QpWvktXXXvgzr2Dk7D0+awUPtiMEnGQfapkfGxynZRI8VdgCPWm7+WxT8tH3k9NNVz6bi2TwrjlZNGN0l1zJLjVWIGloTb5pPBuL7WCpbNgVINO94URVWRFnkfzcbbip8aAZogvelMZ+YgzghvInRTPGsRwkrcWjqTK9Wi8AFyXw5BhELKe4VnnwoWIW3q\/A80S+C3MFlApFaSn4mQomZhbcDCbtz2WNpU0zDbXi\/QJv8yatp+aq5w2Ej\/zwMQaQaGd0Z+WYCvnShrixkHSguubLSXVsDIMjMGo7soRexLcSwwTLCgSloytor61rEOPsfwc6GppNapZcP0geIvLxGdwVyeHATPBib5wZRx\/\/k6qvne0EBD7He0q+hiU5FIfmUJYLGFN+bgWLHSanNMvP30me5\/z8LfI8i4cvyvNc+dqo5QmvVlA1agXlojayuNp2RV88J3N+XiAnc4WhrMpjAEu+osor4lT50ChVXisxM1P6r0GUfVplRbz6UqMXje3F\/pTmKDlwXcNaCICkISYHowNJAYz8vSaRQz5T57P22xTVNnoRvkXF1HdphZzsu36c5nC2No\/YoKPzGWZ59AK\/UArdMHqDQQP7VitkbQpTXQxB9\/LKY9AFL6fBEN0ZAXb8KARQjKSnfbh2M9QnwvYJ1mJPi4s0sDgFdHDm2IRPIyvOaaK64ij2p+Jr1u1WhYxmzY4bSBDADtuKoduMP8PcVay6ibQdaqUuXS870+gIIEnby4Vci0iGys\/aBdPQMrtgfFYReMO\/PRLgBmbbnqPk0UX2exWba\/AuVjQMSyIFO1E6teRfbuNOhZbeYeiYYEUDkvgGC3QdFqApfW\/OD\/5QOAxFpU9urgOadXJ9HVu4jUaDkhstpaMe6sIGrflXUcY5QzcntQXPHgwCGHwhm4jbYmuqNMxLhqe1sETrYG9p6g9eTopG\/A7X6gZh7srvggl9G4V8ICVvCZtmuYgZoL1IDSilOM6nwRt0ns1Yld7oyEuFiForwZmB9p+tziIQS6qDcZtHgNl0G3fPwVoMLmM5BF1Grc\/1pmzuTcTmGpLUwld6tNKSTjyoRcZ1gUM9ts6KrrXyB+6WsrtuKYon0BE3gJgBrItHSXEl9eKdM\/S5IjwsNKhNLqL1TF1QZ4tM8h5BmuvZbfCplEyphJldfA2fK8nYzK8Uz3mN3y50Ep\/PjyFj1CgqJc6VwgySiE63ZotObcST0YTqViSKPsxPFto3Jta6xMcNLNuE8iSjTRmoMIfxZ9Z3bhm+G9WPNnOZK6Kxe6zvPENMhgWUaNVw9SYvNp\/Mddm174fMVe0pbI5gkyKlyK28THe7uTXWphtavMG51\/qFIXqf4luqB5Od2YnTk8x3j4CCgp6b47arEcQ7ik4ujC0plg87DrTWYYbTUfRfuqbeEr4no2qJxdaq+Z+UX6rWKTS+mfhs\/JSS7ydQYtdTU8wr1Ru8vlYfltAjNWy6aG1tXbiKOICd0hr0pYPDh9ACVydOhUDTNnaK0s7R22OUKHl29FQhK6y4+k8qtQ\/W8zsSv3RtMuLXUDHeOGkag3UyKQGfmHaiIB4UVNa3e1Mw6UUjjlc6PFz5Qg5N3fKE4Hwxu7h9\/pSiy8VuBzUBYw7\/Llyrc0eWEh+RrXN5wzOavVPQdlRoBTmI+UrZ0KlxTM2iPJrw3m\/RT1lE3e14Yjo8Oxa9yfcxqEEKlh15fZUz3irM8hN1JKcbdxxsaulVTrS+1+lquBv3fz4auvPT+q4XmHgP4JsejwVJTTofK9BQwt2sEI0uAXEa5JLAl+09fCyW0m7NQvVdAhC74wrq\/N5cFG3dzb2bJccyLQDcu0WcyOY+7QlTqA3bOAdsa7ocell+jYuczhyIw35LlepgJu6FcIxZ5JB7p8YpBz0\/qqasiHxuMorpCyBXT+nGNb4JcN31NkKnZGDoZJdDen6O6a1fnmmhF34nKXHtQTz66XHQ7ARV+B0jYldmNDISrw6P0b\/mc+HqhIdedexM3XliA5koEeXoyMPZrddGBmSqVCsXhLkWhh5TIHsFM+ev3nUc2+t27AV7WvcIHrNUbH0DoY0Zurzre0\/VbdlQ7grvqbqy7kyP4xhlcKZn6LtACumbbcydDYb8m8Nsg73uJtH5fRVz6uvblLT2UkHcNDzCBKzYblTqSaEcGGOACBEy7gCX9KJ5t\/aaSiZs4zD3rPmYDdV4MJyeRAan+yDv0b2RiGP1jjjx8QtU29hdQ7lvOjgHNrpdNkjam88nX9KL6G6eRrWXtMGi5znbifUsjzF\/STns9tuotVkwuV+rByTtHK396s5AJ3kaXHpddLYiBTFtFrJbqqI6CHkIkUcAsKfTQsXiAsUCXkLSs1tHvQpmQzKgrqkPW5b7mD1BjnKGhKcZQbke9Is8M05ftpnFYkxRtQl8gdmkhCtDXA\/i3Kfl82jBHy2H893HAjcRt+LrtoWzuDMXY79RKOCsLAxREohupdG5Ixt5xTSFqSsNSZ8s3KUyO2gnRg9Lv9uupV4o\/xnuEWUqah8KYgtXSw\/F9dvSl6KD\/oiRalWXaYu4e\/Pu2cvUja1HfdeoTV+jfenmWgAuAs8Ql3Zz+0nRFN7J7QOzmI53r+UcVfisji3fEyTsd2SExPqvKMavV+AJPZkhad\/dqqipQtFzVDybEJBcyruwqKQAZ4rD\/BxFLpQTC+\/fInJqYQZdKgBlR303L3b6tO13+O7iJjm0sq3YANn5aJ92uj\/f+MdiB4yZ1tki28BBpZ1uopjOzWK3O+dFwMG6UfbnnhSbHWkkmas8LzJY+KdZgDT9w9COt46ODJ6Hi\/VhklZkmkGxipCdCf7VpwtF8GesLwlyCxX7JDAE0fYkXWAHN7fX8kmG+9hfZDam7gsYX76o1PMwOYIjDL6siYRFTR2VqXiRnhBYqZ4T2xpYlsGNLPTUd1osDI5Fo7GC6+XVD\/O9dwdmYH8C+WONAoFxV9UaAXXNBouub4tYzRfhuZabAQw5XHbaXLZakt0vyn2xCXnJJORLGUKu2W0UpqpttzFV3SmONGHeYUC6dQbfTrV\/DjTYiGVLowMg+8l9Ii6IFpNdBuLDd4907rJIf\/jcbvuJLRUAPIpuxIGEd7dkMyZBTjmGN5V+H4Mr1aOprckYSmm0srnYjOOVDHkBisgXeKj2CJYiGVIobHK3ks7GlezFi9mChDksK8HIStiMlndp2be1EJU6nqQDh0lQ69F69kQZXb5QVMAg0d5hRrAmVuyB6CzTQufFIQ2yiOQZZVZk4xipl3Eg58XHLH1dwFFeWmrN0tcFBYYWc+QuphGmmC+h10E7OkHHLuLLbZIK4nMabMJQ7b1gp8u5TlG7Ets49O1yC4RGQX7LPq1i+AJRYqa2tchdosmSW8Vej79fI1jQ936\/WnURvfLHDmA+PojYa11m\/hYLBL0vgys\/MHZKJREk+fZVDkWGBAIU6dU\/YQ+gms+XuJ5eIviaK79maQw\/rQrgrb4QzyNyUsxzPaI5M3yEkusJy9TdmZS5PFtStnYMlYYnCX\/8tLrEIFl94ZC3BM7sLV2rVLMxSHASYhaKeRBEik9jxJoK+gGylss3UPdeDDU7V0yuau9EcpOaaSRhck4trJ4PvFUcjuwK8ibhjkBMAgZ7juL3vdC3n020Tr5maMWl8hdfPIDu0iiO5wevXPw0S2DWzqHaoW+tXanEDlasdzo1QGOQZmU6TeTpzi6b4i53zv5g5w53zqh3QWq0EQMaPd3m2BHdLa3yRTbBhXgOJA8AqQbjF5GhAV9M0R\/4OKqWPX2bA02KOsaaH3UuZkrkD9QFS9+t1jFGJGguY4wG8ou1MwjL5IL4KrkIrHA1Zm6GMidyiTTbmTJ6s1YJ5ohKKVvH1hNVG0jeX08wozRLlfMvohrqs5ZmEVrHKnVt\/RvegBh\/cG9yWQ5qhA\/JmzAubwd8KyFn4GfYs9rkgZpRaPjoJ9uRa\/YpiM6NvPOkbyVfP6XFje0uNfFcN5\/cwyTbo3ZJbjNi7C6J4keZj8KAOi\/gjimvHev5kdiSHUC10cnXDETGQiLm+sh244KAx7VSNUb61O45dWWw3UYRFmUJouDf0ghrda5JMNtN8JIQM3M501KHevIU5dopKqpVGklOcgwYbgSLeiJiaDUyL5fdJeG2lSWVtDN9vcilbjX7woWYWOAhc7MUv3SQTIIpOwkLZT28CFPiME4wTc7QylphdpqV2SmYw2SQ3ikRL6q04H+5hDC9+dNpKyH1nmJs9XPpf3IHg2Y9lKlgFkTaBIbx\/h+fVnmRXrQ6XUm++jLQxpRMHqeoyt\/hJdWnc53dI4HVp9\/qPB9\/nKpPz2n1qTh9x7k\/GuftKtz6XlE6LQcyZCBGr6k4HKfDg8fGWJs7\/eV1OGRmEfDp8SZBGuWZ0g+uO0yFLYsD5e\/R526t\/MKywD8r5npp9DsBVv2ALxVBPbVxD+U1RrjJBH5axUjpt6JR5kZFJ37fK01UVqwpccZaS2vLSK8SkGXp65daHqMvYhTzLRBUrH4xVCzFSIavEJ\/EDnyJSXnm2Mr2exAWMLvVAvZq1ZschDrbKgcwHuWCujln88Ad6urPgrzbteNFbesdsvRb68My2YNRyKxSYxdwjGWWvmqYudSnVvnZoy35O6F7sd4lkk9utL5+ORAJUdttMyP2N5jZo+RNu\/jIV\/Gzdy2KNCkLztH40PqOKt5uHQou6oTEbpDoe5UqGxcwX9hM2iPHNbbvP99yP0vj2ANZ1aXiFCWHprT\/1J\/ik\/tzE7VdN3MrG6dHz3uILtQUYtX859tdaj5dz96tV\/wYSlRPcI9m9aK0M8z1nL5ArQBe3iYQqfO1rEW05NOkw+RNCyC8oK2EbDPV\/VekFy7yx0uLIj1LwonXtQ8I8ozY7oEcol3a5D9gOoK7hoGey1UnBZ1S+glEGapuPWFOThyWWYeNjKCY8dwHY\/N1dL0txDwZJjwfeIHnernAzAc5XAQXrR4MgkUboU6p53sUhNqEbgCGTbOH9SVkggLop1mZt\/OaBBCvKf9T1\/Fa0UB9YOD36mpqSC+BBmTqWUKPuIzuXwbJjK5XEsOs8Wcomb15oGbNPnm+LUqq2pvYS9GqdhW1y5ZtOM9EyoFK\/qJu005IKaQ38otH4hOir2eZmWJ407QYlqtV526NygLBcsqnwBncfRT6n4utTo5QYT8U2blQIM9kRWMMlZ9VmYf3ew+GaQYlXyKimZhVlensHvPdjydTPVnqRU1j9RqrcaQGsRoUahCoYQTjIIeFSqKs1kLMywkt4pbW0yGFYqhUXbs1gWczEsbHUJmpAm8GRyQKFahRcrkWapk+pUrT+2sBPCwqf1mPPVrr3TnvKI2hMIXVGLw4Z931RSJaIoYa9CQoXTvGMk+fZB6GMZDqSvB8G7SMYw5NYjYaBTms1eJhrRaHefUpqBXkUVF9utSfkrhSi5P5LSeOzAjpelvf3bB\/PL\/4pLvwLLek7L3cEKtMLS3sSIzywsrRT2bLxfGwDLsTQ6mU2GiGUaxji8lsqTt2un+S6kUBims+zyJZizajWODa3j2772hLtSAmSoyY2oNRHnd4pPg9hNY34PA1j4PCYy8D3rBq7NMqT8AlP6UF8v+tBoLvuQDkJxhIEUV2RzDSuSM\/pa+DF0rJZzP67kn4D6Q9JY3HpWEkGdEfkXJSC6NCLXlSnL4P86XrGVgUZV\/iaFxfsNcuyxQP7GOCDPfNo9erHcKfJtzZbDvLncWnpHWO4Km9xMCHrXSZTIJDbh+QAnbQKP1Ze7AUj8WNI9LSRBXMSCW1uDVm+Ux+QGM0bGOOfotly1j6QSGNAurh36GdUT4WXieGKNvtUNKDWUy9doxvQ7LnzAMQ3T6SN\/ZUlP+ytdto1LwRuMEum+aMoRP9Xnf1oBw\/nCuAYWwmOiyW81nhYi4DB1tWqmDhj8Pw2\/LXNKsDJQeQ1sFOzx8myB9xr7Adfu+foP8Mg\/V6cIfMZWB6Wycszuttkl8tqjy5TQ58iqEWE5wm9hrxT+2sItb4rCIdvuIyiWrRnAiy3Xdv12X25yJbs5w2e8jFXsv9EzzDvYK9V5QAZM8y8xOAAkqLSlINFJNPWmMtJ31JcQlFMr5fXXESQsJqY5O5Q6jy3w\/NOTXNjUkcM\/fW94oE\/Sfybvz06MzKb+X0c16RIExa7tpw+WvDla518TsO1RlEOfBiGIgvkOrXIaj80YxlvYblG3KH6VG4aSTrqDcgD7gysZ59GGU1RHy9YUBWlP8W7hbyGEyC7oemdocCrGd6gxob6EvXI0Ijm2Zcpk69RHqHUQkb2IdaNDpNrmGBkkfbyRTsP\/hoIYwM1dJfXlUL+\/TKNH0GUdLbNAVK1uG2JdPci7TQyudIGnVt4YNa82DxCmEyIqPNXWNSEUGe0tfkNiooY5I2mktUWAOmg\/wCfbTliyjdK6byJ8UQBMsP6XIYR9E55k7SUaL5PKcB\/LQ6xqmHNmR1Vh8z4B1YoIULSLR36UYWMJZpktYy3K5CJo0PHBFkbJgKVY437UW+gcM1R8SLzYvlUlYeW\/QvklZM1JfyzAWCKD7ZgHSqwmMGit7Qy+nbsWoiFsT+8yIZJWiaUm08MzUj0XMtERFozFNUnJ8\/Y8EZ60ejgtj3QJyuby\/QL9JMg2FY0YGW+yBGPCnpgVwzZWTBCVzgp1UWJcfVl88kjK+j\/c4VJTPU7p5kh5SyybIhOqVk1Z58pYQf7prS\/ghVuZZQMCSGp2JpZ4KNtK7rA7u9KDVMGDOqdEydfMDq5e2w7L5Axs3eeOG+k6A7lrgVHTyIktIygc+KpcBnpgfjvDcrshB9aw7bEIuawz62yIM1LGo4MApBXDNsUQoUy9QnZbalaOcD1dUW77OLVlCgi2hbbzsgJmRm\/Y80PffGJQqhYZjZ7Et+Yq6HMljLdpYSt7tDFtGcxECavy5knO60JC3gdOB1cwh43RT4XzBw68rPrKyjKThmcATWx3ejoqO2gPRSldcQ+vhpFacgwDdRG9iylZignGkHR3a3VwCVt84ZR4p33wdR9pgV8Xqwt1RDE9oRVA2zLM1WX9qxbu34Nkdue0QBHKtDYH0aWDmUl0zpzHbsQiwIFo809ziz5KBfCtE8NDqGLocLa4ZuYVC7OUGgOt2WQn\/A7FtSyEZLfJXznByGLGqvzZI9KGI+KzXvvWJJehbODmFE3Yo7cky2GIaWq41UM9k4ReTOPw35J8k1qwTFknSKKgxud1+VPPPHW9daGTJae4fiMvk91qK47nghKVfEl3za0S12vWEPdGHo+qR84aSn5XG2CBg\/EiuivLjxieteYEYCGDUPnsBLhBYHnfkgStojlOr\/+VK830bcF3czBSNqvAEklF4Rc9OFzjdq\/6NjcdBBUZCSkptBlGNFWj8\/OvPqDAUamqvK10TkkCq5zSLP7Dq+5xlUUD8Xt9aiSscbzqrYLy1Pw2IkPrF1ecPRaDOUPSwn3dPlVuPaAq2Tif94I0NUtPyXhnxtLef+3IlUNER+a7lL2VPcpSTVVrdW9PNiJ2vtz1+68xep8gKzKHxHclxnqLASpEUh6dz\/SiUuOAz7fRyGbBCkrLkES1qW65NA7UtpYWXqylDEmdxhP0XiQ83USCvD8kb\/raWzHtK869AIVUfXZnbkzgY0Ks0bH7Cnd0fpHRaPVYozOvRjGHKhy1NuhNw3ZQeTVImD\/u9zuJJatufVW8sgzFd+JIvmBqu0OzT1d0DuCxU1+uH+mxmz8TymPkawE6ZecnY7+ZmVAuAuYzOWElPawY66ZBgvCYJamjAYV57RTktSm\/JcuTZLBd8Wck\/X7tMtcWWGf3Gv7BRmUtBgnHMxIz5IO1\/1+ecu4srD+hwhTFdD2urUa1cy+u1KxnrS5DAGJGEu07bj\/5bTvrny+zKObp3JSYzJPI0qzTWoE+9K8em2OJAtArJoocseaiBaybQ\/JVTjmxZe45g2iITRGwwEKIWmYW\/sreXabkun8fLKe1q9nPiS4OXUkeVEiGgko5JayE7Azsge\/Tv3MwiT25jxyqDahBe5kAS8l5EkM8cFv24Xu8t3SlB8PCjOFbBI9kaqAyhB4QcHaI+eJ5jeNA2mP9B9FkD3gakEug96WBrdh7y0CLoPTLvQfWaC+DQVzwXxgelczJ2mLzzmznSwnXqzzAPbgeldwHYm2Z5lOi2B0ANTGYQeNCEyD0sh9MAUmQiWhuiB6dIQPWSCy5kjU1L2\/X4YPbhN1nDa0LhMLd8WowdP01mKOO+A0VMS5hDOjf6\/HspNOfL7oNwIK0dSaBzDYPVFnVUPzAskVaCK+F7KqevRfv1IuBvS3vcBd1P25QfczcJwN2hevwHcDcXlfBu4G5j+CGT\/5oHsZBGW9TYo6\/x7iQ1HbMXc2HBSR03Tk2PD2Xq+eWw4153vMjac7eP3HxuO+vmNYsNhKh0bTtSVQjfpGU5OMJ0UNT421+lHRoKXQym1rcAvPq0ymEPEDwtpG82nFG13xYGziyjiFFirTXPrZ+pW+ZNirb9d2Hg1LtrWlBfAf27bmlxkbNJF8eMHOsBcuukyqBt9twIuY1dfINz9gsBhqoUxKAZTqeNWqrH7WZrnKO+ATDMfHu+H2pSL99MVzTD1n2bhxg4LActH95mijBwzGTS5UDWYDoeqmR8aqva\/fIxatUYfEJoFU5QI3oODoJmyQUyjHbD5S8NxJWdqXGTZdxdUhvlM\/+8hsIL09DNWLCzjsSSruR\/GXJW6Oj4upqO0IgxvHnY1FxwsDujoCCu4V1CFbP\/IOZcm\/fIVxTYOBQtMskZQwQKd\/RqKE5hmBslfJwU0thRV5gxAGNyNEmK20\/lhAtosrRac3rWomDxDXP5IyajMobgJmUFk4NyBtExN+Hg2VLZpxWMddVqLKWmMlrKc5Teeqx2p\/p526p25e4rNiI2Sxf3CspSyRxa+DXN1ylshCiS\/Y\/dw\/fxsL2ZaQLU3fOk1\/7RCJcgSNsE3RVCbnyY5TIqmOipf8L+b7p91RVnJ9ndP4iqneoRo6WWcdq3NqSmOfxqpd+q38VFJnkeSzOE+UIL4MEmO8NavqTDtD7oZ0ouSXgt8a3GuGsJwsano2YhtpJX6XHzmwmsn1a3jxKB\/a0GDY3xk7Ljjr2jJRiI5x8w73aaoI6VDADpYKPZwnsNCfFS86dDzaGd+QGhc2cz\/YqFx5ai+z9A45Cnlxa+1zKq9yev9Cy++NTapGFxypGUrP93vrii8WPHBBT1xo89exjejU2+4IEeIOoIc5oqTWgTr22gNopSV59Ae4gvMisgHcVVapBfZbhcBbSnlbrDBBM+SqsCXtr2gfbe1tNI2t\/XMEfmRW3vC3srtib\/\/eMzKdrtoUFylE\/1u4zHbKrgqonyZWMzKUXopVeW84MrG5W7pVV4uVk\/CfioVq8fxCqr0baxOPA4+KOQMRVcsF3L2lLydtDA6iqIpCHLDIDdbZYyfZdWS6i8bkoB5wAGo\/W7hd481qQaXkYjIc\/WhlBZFeh41B1LjQEFfg7b49pVl65zYQU7aeji1cWEadEbZMwXdnTQiitEp4IoQhaXzyjeNPhWXXpDiaZW2cVYmdu584xj+trF80d7jkAv0JVbJf0zyX+D75AMS+sgnhHHSfGqe8EASkE\/57+spECikeZmnUQduXdj41Xap7eEcyLxcv8zBduY1gOa3A5WcUDlfe\/UdvQiyDO1uS7Gk2kRLJzvd6KVWP3FVrR4+OVK9QfQjMwNyYz2lsSBFQ+3v0I8HP3NkQVoMZFqQrQ6vAlslWQO5jf\/7TXLcpmT9nf08jCQhuQafk9R\/HrPM0ueSl76pks+TLS1Dc\/c4uOqOtI8LW3ILoara69k7pIUOhuy20O3vgWyZreODi0ihRhsHMEqkzvC6ZllSLjT26hvD8w4ovJezMOJdm\/ktjqwVht6DUTeFKfvotO1C7IkOtAM5qAMi6DBLLicn5Wmc3lr8uOPKiOZVN2ri3vPgBSOrKp21DeP9P5C7NghQKAqmgNGRhn1VKNifOH85qogH\/Vn10wCqlwyqz16g5uB8UUvHmBujDPwfMAtAAtTVn4vnKMnTRPk\/3i8wi+ERySAr9V\/BKT0D9c9ZBGIVhQJpOQIkVP636HxJswIkxZThB+95DN8iMGP4XBUTh7\/6Py8w+U+kKn+lVrOx8HCrMwcjGmL54KLGkRoEalCoRaAWJxXvx9+vaQHVMDqW2nD1ZKgER+FkqydHPblIKNBiGED8Ab5DL0tfVexbXaEPrEmm40UaYStWfl7fELxRdUqh0eHpV41Jm4A6erlp6etu1TkEAUEd3cRO+uTCc+0JjPuHHlKN9XrmErLB8HNXEXBTvL7xwfZkBNUezzT2d1V\/0h14njsoomVBnvDcgHpIohnimjEzoFoW6Q7R9szvEKlnkS5lAhKd0CNczcwOnaLjCSeuJhrnvOxVqzfrbqiRhqgwz0GB8aD9cgbZM7NbWngk9ujbs6PncZQ8o46D+\/URKQN7AHOXWgMM7oKWAH9QF6yrjRhjLT9Fi80DDtYtSRGoJSpOjYaTpTH8tCKlqy\/V9wJ4qy\/rMgqYIQTiFLHcMEeO7cZWu38IwwCM1jqyzAnInrFqOwM5ispjfZP3Dzr+58DJfFw5K7nss6MHHk3HUav\/60+Osz60NA2o3+ifg0B6YX8r0bnKcRIJRMv9Ezxjz5TsedqljgiiZ+x0D+ixM+Wisesq\/ntyhYOmp44fNP1bNWhU4vvcoHHnp4w6L9KLVtt00Db+WV2mGkmPyeHqCM4XZ3+idxBvq6J\/a4U\/YHfGucdIALXoDI71bRadj+ol8otrBtWXKIAo3Sg6DqMYZ1AlEuqirf6K\/bF+\/rRq7F7kRybQgBS1ZmVk8w2qU4Pb1GA5NfhOIiyn7Fp9KprnghLfqWJJhNzn+nZ6v5xg5Xpa5+qtSnEh+YIsznF0jpAXCcjyveJKqMHvNjqKtaHGcgbJFcR8ygEvg+BZe02zgNz+ZSmIQeLDbz2Q8losTvXNWPL+nYOY0WOmJ+vKq4kWGtHn58h\/hhnhXMVyiP6k26NRv+pO4PZ+Zxhh\/J8cO2jrxv++Iv\/9a\/nfP5f\/3a6kWkLO030t6fqf\/\/Lvpm7+I6ne\/Md\/1\/W\/\/IVr+z+tpKe5IQeGCIY7s8L\/ndGFam1lW2omXHqwAkruWdlmSNWKkv\/uVlJcWHzCTk9748lxDlUJciNARIng3nAZMeHW5W51x5flROe\/H+8fS4YJsvVY+8Sv6IUvsq+VxAsmNTP+NfL8ddportn6xmIA7Vf\/9Jd\/Vv4lhm\/K30CSK3\/OgId0ZmzxSl3917RIuUf+Bo8pVP77P9X6xNV\/hvAPoPxLlq4oNduhabEyCHxoo0gT\/2EtNiS+FVC47QhJ3BGTuFO7Vr4nxQnmUV67N2BvI+43CjaV\/PSCEGySQkuuZ5hFPmKEE2SgTq7nnNykpb8OMgag+0Hmdqp2B9ZLPvzfo8lx6ov1PpnWoPyL9Y6Z1iD14v\/X3rXuOG5j6VcRHAxQzkoVWVa53fZ2Y5JOJpnJJBkkWewOgh6AtmhbVbLkkWR3dYw81\/7fJ1vwIomUKFuHoqoqQBIgcfnCc0iRPPfvNMXvso7PCQm3VisYZjfUI156w4lr\/IRSm6jEVP7Tj8mLYxzS\/8fHvV3CeZNP3xd\/Hvfv7V\/WEcqyT9+M6Ecj8Y1jHEp\/x8f96H33NXl+Vi2wHKh2zh8LDV9ogCSsTswfCw1faFmo16Tdd0mc1MVcKdqOIf06Dfzao5\/+Qr7s\/Ii3xwilI\/tdEmdJhDK7\/E4z8\/8Yh4RZZxUG4cIKyfdzvYus6XlnHkUuI9\/rnVrDox478ionOZbOTVns23euO5YzFcpvVlqDTbSGsdaSrmymSBDjNKhwzCNMvq+3niaHPHbh8vJK8l+ShdRaocs+Fq0VMjnksQuX59YdRBRRe3I711ub2x3KnCrQVeiKdulUE4Ng\/ENySSk+Fj6lb7wZle\/0UOdeOo\/HZ1nHZq0dSKP\/dadlWP66axqW3+PHY2b9gyDk\/fSuIYOab43s0T\/CePsXFG\/Zp9+EKdqGMbfHvv5iZI++CwlMXbLJrX+ib3AoGWzv\/vYt+91PyTFdY+sbFFekLpujL59VJtZfNJ+V6ftKZfoCnTvDWb4MY5+4Y8kBScN1zos3j3lS5sClexRBD47eNSH8cBBDkYz\/h1oNV6vlK62LWk0OxYtQqfkjN6SmzrqqqWP98IzMuAGVcAZWCTntnsrWKz2qvy8l4V7PyX2Prnmf\/\/YPhQSTZJb497fo4Wh9neS7cE2csd+P7NE\/izdG9nc4TD8mdWlGKEBc08\/Ikcpv\/Tzs6Ej25\/Bpd5bsS+LpLr5Je5wcdinpjtQ7aFtsdD1dQPjhILrA\/R++TC1dQL65uugC5Bi9CF3gHj2Ly0qlC7SdOq0JPYvb6B49h45wj36HOsJDoqUjPCTXdIRvf1SIwM8PhwhbP31ZSLvvMTmS36Foe4xLgVeTdGQgiCowPGGVxB+U6u9YsIt3yQPGBwdFkSHx\/ZBoim\/hh4OIbzL+H+IbLr7lS6WL+CaH5UWIb\/7IX4L41mL8WcQ0p\/3EYppT\/X2J6V2oJaZ34TUx\/SU+oRhtURpezLKSvvZtsgvjJEnld78PicmGaAYWRF4\/IQcqwf005AUJfveiE86gu1JPAgs\/HEQCk\/H\/kMBwCSzfF10ksHgCXoQk5o\/+ped+cDafRe5y2n3lbucpM6qrWEuErWJFyLq8lr\/A8RZFqqu7vKO\/QPE2QiABNdD4PDhsfHA94eKrhYv\/UoTLKtYULsIPBxEuZPw\/hAtcuMgnWS1cFIfjRUgV\/swNSRV\/KKnC2TQgVXywVOG0n0yqsLI6Up1e37N0kxbbl\/zFp9y4mnK0IruI3k0a9xQrLAzYmYnytCJKdtr78bnfxmNIlg5Ki4LB9Q6f6IsgFGjtQ9J38L19Gx3XpKyWfp+hZtTeIygh5VtksDSJa18s3pW+uk9OWDng8cDeHpeduc7ZGhF54Ey6w7sVRce02JgjBZUVyOEmRXv2hKNkmwjPNalmvkeHKFyleBs5e3SgX96EW\/JztmwozemrPTo0WQUJAPJMCIwxabjpkNrkFG\/o0MVr9MsuxZt\/vRl9solTvCEegJJgvbMUA7GFrxhfg9R5CHNe4s9QhJ19sCAQq+Jbj9nCL95iKMrOBmX5YuK5+4y9jVFGscVJwX6wWB9X4dpZ4V9DnN64tx4t\/J\/wsv91GjKwfJKJtmD1+\/vw8SaMrSzdriqAiOKLY2vi\/cmm8vaAUtpLhn7+7yOK8+O+H54XXwL2xy7Jipc5ARRgKxMWmAN1QkvxUzad2lfom+X32gZYtX2wbvuAK1otnyZx9QnHV3DC+EFrYaxPGRyVBGoypjX1QZocnE0Y5QSummpvRW16\/VP6IQN14I31ACemZOdwXF3vGnitIcGFTgpEJ5bxBWcKfEEAXmN6qKNN9+QeQtpCjXaaxS6pAes4JIj0EOMsY1CC9OMSa6cEYoE0t6X024BwvCbKI4PfqTFqr48pOe7vyDTGYyVGUA0B3YPyeBtvnGPorHLeuUSEG4IBo8qjsU3LtYU3I34KR+8bz0TjfF4jVu4XBTlNZOyL9Lbk2myjpbd5aTiCdeKkqHsLq0SGf1yWrTg4WHvxtzd3xX5kDC5DwJinHR3+zPu94tQixG5Iv4wS33IOwrcs2BRITCnE5QUajMl+RAgc\/W+g1VRjihYsHR6X5f0mofKXa+m0IoySdgrr\/MalEP6uGl+06GjggngOzwV\/M5FB8ofQHqyCVi\/xdsVbo4m2W7xDbpI1CXnR21h89z4hU6Zvgxgm1uP5WqOe5TBWBGVgh9Ok2if+nALs+i7sSqSjOATFV4XpS\/f3pe3tej50e1cEr\/ZOub0jiCGKNtmkn7jccwISH1Mt38xnyzeHnjX8EadJvdcv+Q8PsdIj0do2jzy0iSddY+ziEo8laawjes00+LOi0PoPKwoVDTj\/739HRT+olB+61k5PUHzjij46Xxhw2VsWl2Q4Pp0xOeikxwjX1Tq++2k\/zOKmcpv9TkSoa4USBG0qXWxa6\/bATxFrYiTKxPl6J+A7m1uFipwTiQQ9H9DeiwxEADfFAWauwDHZ+BQkXFTK5yql3KTm7KA1\/fTKGS7Oa8Utu3FhYm6D1nnWrfNsig8Y5Tc0nXIT5ja\/BycEDpveheOSlakmujqc9bdBeJIhvhnYO8N3H7ShT8GCFeRn8az5QInHBwmElkz11o7mDg7t7AHFvB94FQlPSpF\/cR96tiSIx4ZV64qpy2z4dTb0pi7vY3rx0H3MriC9MenFvMcki1HdcJHJe9eaGd9i5ZwWmzAt2kqK\/LT4BuCEiBuzPrtOnUY1dAdKkOxvVfe0UswORT3D67p6Db5fDevOEktMZf0NOifW3U3s8+CJSgPRP+fAG7UYlW64DK+Zl4krJ7wjSCGhzO37kuqhSaXu1TOpLmSHKMyfylpixLp0mVTZSXBzJk0+ZMrT1rBCBtU1CBtvxe7jlwQUsQaVs+eXutxxcXgthTDvhGXbSrpA0+KiuuosuNZtl5tM1x0LcJ7zFpVopurBZ9DEorTbTMSyIVd\/I7Eg1GIktvjLBSB6OLVHdnbZXl1Y3hKodGreUZT2vo22L96ShjYkiL01jqLM8Wz4b6Yav\/G7dem9cHPPfLAX94VMsU15Ny2nOOtX2JjW2TA\/0372AaEhmwXgn1s7+AO0dv5ZNhHmOpQP56e5XSix68bOhLlzzBrUhLZzPD\/r1cXaUndzF8nuXaWCapQ9lAaZSjmlQrzvPahh1zOGTN5OE9fVYoInFrwZTUfvofcU+Bn0uURQGli76bl2jOY6wxwkT9m8Zi1DPWfrXXjo5Cadqba8qYhGljfSoignrUGWGVT3JuFPNbD+1XwTRUC0++RowD1Icp6SlMT4zYgFck9yYwsxoYB\/Pu5HJow3SRsJ8lnP4dfoSL7fRoF\/3JMI09\/baIA9XioSMT7mKYraaGgHyf4dncE71JjIoMaQ4lQHYcp8OQuLXZBLWIbGlCZooOyA17lDbamF5U1c6zPLe\/2qug5oHMWjztcqxaeLVV42Ca5lBZXfL1Mcx62ZWGX7XoMaCllPYvXX1pRXeDpl6JXeEs4K5x8wjrmU9qBXMiV2IUg59ZohKxpgHiA6yZh5qGuh\/a7diYf3jRKM4+GA0zXB9TF6CgQPyEQRi5z6KkdILTjp3jUm4bi37rRNeJT+jRrEAYo\/ftjhFGvMovLgTXyFvqloo+ybjagyNmQtuVJFK+2A7T4xcYu7E\/3aBjXtoqsYJKcwhl2+rlo98NqeMPfY9Xy+SGCcdGSsn3ele6zD1ahLnznRRBHCaRl0DGIUiKKp2kK1OBD1cxu2GTjxFkPBo9GXltQkoMsdhVE1R6oOm56KRIFtlypBMMvD9cPHJTtnVWJVhqMNz6uiQl1u3Ou6p53lUOkyFlIF5RzMMi2BtaEjHej5LPJdGIMWKU\/Wzr62StABai4Wmr7TIcBBClvM30B5sraisBKV4B+jbsGRaXtwpJo8+Q5ZlJnsr+BTp+mgLYshlGlckzHTqzLGgIufrkyXJLBWjZD+Fv4s0S8kFuPwbNQ3owNtRmj3HSZPj9T0q1b\/8v16RceoKy\/gMxgbtVNkqQ\/VfQk\/2XFVniGv8JNQeWDM38DJiAeOX6FlcgA\/Pr4QXVwM6ORjl2E5bV9K\/jJsOcEZe8uLR2vmj8o9c8UkImKvuD98+bbmYf1jmpEVPSS0zVXzCq97wQeMYkpzXyyK2qgA5yiMMtqiWNRltLZhNf7wtTZw5n5JDjh+Xz7+gaPslKRatrO0ROgciAZzFjQtt6nIAL2l6MCSbSRd1ZvX0r3nlXQdaq1KVi7kDpNU3iUsXUc8XusI7Q83ZKHs6emDTY6rNo9lorB4fF+BndWIBqhQR4c1u1HKBZg9d4z8kCYZrudpwUewDiAdRA4YNPLrXjXVuplZ1wEVrSUTvitZEI7oNpiDS1282lYoXW6ycFqhDJNJir5M360lydWXxpt18A15SteQd801BJtlFTni7j46Q\/Epvu7A6lTJ6sQsq7602+qb7W5YgR0f92extAxy0Kd11vw21rii2\/AXAUNeJI1cLJuY13M23drimc56pHm\/bVmjyrC2yVxcothdzFkV8\/y4kQoOvBIikk2uCJneGV7WIOpmxssW\/MVSo555yRox\/iBqdZPRfHo5vwC4PqTco0rgLBP1XTPRBXf+JNEFMo1AlVfLbLeJq6UDgpN8TD\/2lmfDYidDK7VsTWXyLjRTI4parxVWClJLHhZDZ\/yaaU6rm6MJR\/iENBJ8pESvmeLivQPeew\/7jhnf6+RIu0mnmBqJ7LeDxmke9p2zwGmFhsLROWtmgc81t2e5AGG8TvGeeiwYl\/BJNStx+eA37Ct2gNfhHkVOxLC9nF9xmtQcZr7hpHLgLFrzxVUlmwYVt4d9M7W5q43nH9SeqB4ha4MLur9cJw1zZ4Rx8AIqOQgb5Az3r8EwYgMSdsRAUt\/topGYR1kIA7OOdHX010BKgcyzyc3pyBr9TCpdvwLLNDN4nWxi0c\/k3r4i9rhEz12ecMpAzAo49uMBp1evCo11ji2kRiaSfN\/AHUdst0xc7LnkzTAWKaF0rM4CuyWCPpHgL7Rl9ZVo5PVgpInrhq4INGhmUEqLXBA9FH7pqDejFB+eARclSEL4gpjIjtqEW+kUSABSzMe\/lGvCNTAVlqw3TRhnYYAXFjolYWBIdBFM1MsJVdwl4MOHdj7sUP5E9SOEXJauW8p2Ibui26HWKf4+bVsSKmmWa0GS5rtU6S88HgdDH3k8F1BWV8O1NXgrAQ4LRJLCLFwjaowaSS+C3zuMWH\/HIVqdQRiQ0xbamlv9hCL4XaeirwkNkZ5rg+kBP6SZlQc2\/DcEotnKd+e6\/rQPgwB4TuQBi+xm\/08NPzx01HUx2B1JX688Yq+hco1weNqey+sIesEfY4L0GlhFAL2W3QBLKgxjSdb5XhMsEXaKU6o+yJtptdWqdgi2+KxA8lMaNkr8PjA5VsPx4c3op59\/\/OH7r0fvm9efzsGIkwBb6zBdR1ixNAXKq3p+pX+wds3CGSDDPeMlwzDi9aLs7vXasMEcWIxvyVzpWk4G8+vgjy043iVqm4Qjd6UwQ9u9hD82T0FFyzGBECTS+O6HL7\/68fOfv5KpVCCk2gP\/91eff9s2qLB4xR4KULbDAVBpCBR551fKzic0FZoBwUADj5SeFdY1zlKSmKmL8jTZYiufxFU2amvtWxX0MF0LkK+iDxLUISs2E1MgKxvxkWvmJsyufBWdRZrVzCJ0yDCtjaOv1MmGw2C\/5qvI4g0yzvz\/DrM38+RQw8jyCiue617EaNclxqpl5G2qPRYvscQf8YpAqNZSQXoMy95w8vMTZpMQDvJdPRrq9YiGlscYbjs1cnugce\/6fmk4QNk0zGU0k9WDGRj0J4U5YHDZx9cnT86YSX+INBWQteqrkhqUDasGLQygT69ExQY\/xhqe9jVdT\/980oK\/PDhDgLZqGwiYAxyKaImVxw4M5hDm2OKp5OfumoCR0mg4o8YKAKoEzd9VKYC4CANUAkjDv7BCAHGjsnoA64nqAQhl2hJMiX4jxZQE2GKoonFIlWCkbERfjFMUOugTnVYRFrCPB\/1KooYMcHJIMTXy26Izy2NGJBOO8Jo4y6MI\/kRlvOyLUEtQZ5suaH+R4qbYUIafNth9GAZyBUvdYGo09aAPt3oXR1F4yMJM2djDTBBT60Ylc5N3guiqKQpaYQ1HVo3B6H1xiIgEkh97USLjCo6aepeG5pMXa2OvPOvHTD7Z4k+vxan7uInDFa+VbbHX20wSc082XL00ERau6h1pPLEjjafh1T+gGEe02MBZoSzMau6LWd0LWomTl6zrlTP7hV0m73voNOVYV3Jbwa618ITPovI4kcrvni99MoiIJbKIUIHWfu4FHcZHRAP7sklVe6pTscC0MGHpeb8it2VLqvd27+IGDSBXNmUogCGYQhPPocjskPOWWQL6lb6C\/XEUOE+FdDCHlcAH\/iXFEYFTeyR4baLDhfYggo\/4tM4+RhLvD\/nHax0qYaIny45Kf4F3BeDmNRwUhtFqq9vx3RbYEFfdeQuWXLPD0QYKUiq3w4miS\/1wzKU0HtIwzp0kjj72EG4HlAp1MmVNa6PIFZZpVihjsB22pzNqFL30kbHriFQqN1plKNEqefvLlUKH1G2NyejXowmXRl8mxFeaf2TZvjq0FH0uqkL6WZdC+p6zPbQ20epEUVyB+Z3WaleNs6wOfVAv7gbKURu7q21rNLH3jukyh0vtVaUJyEyKRgk8Y5cx2KfB7Go7Nk+261rAH0a9MdrlJBIpmanEv7maRALKNxYOyG9\/3uMgRNbNIcUbnGZOioPjGge8OzqRTeRvkPy1Pj1TIz8Usqp5uHqFd+gUksWlWVoFdXZx6zTRllWSxScb+s+yZvw13i8KFBsfUHNn8cnG3\/ibu6WkDNa+K0usRbpdoRuXtod3byf+eHlBrslfnvLvijrb4hOX\/rNUuEUWn0wQ+XdZM9IWn\/iI\/LsUHAjku\/4G8XGqAySPL+zvcpISKuTt3SFv4mrqdD1\/S3uwk10ypq+y03bcQ\/0g8H82GFrH1mihaIOVaBuW7UbPgK3jObS1PM82+CKzwd6JHnqlQjmFp2TQftOCNlGrNuqF2FkDSnPhgEyavyUYR7Z2a7WJf8g1CNbQlWwjEE0yxky+rD2pzkw2VFa5YjeHQunI5nbOy17QJiduGlr1AoWtkUVw7xG14I9saDNbG1ozbWvUSXaQM8skPewQRfwk4YrkA3kFXy8N7mydpn12L\/gb8E25CbfQrJQPNrim39YojLah4A82tAkIuBuRDUbStvVzWZrFchppdwRkr5Q5OVpFmG4ynDrE5jzAR0xNMPbh3K8yjGSeCid\/Tg6+HqSeDfZWsekziIqFRVQ1yTvlSgDuLtgbJraptaE6wVt5cuJYNb7BVS4MyFyMmnvufi9LIrIY2jkxTLXnKTHjPmqbMiXM1U\/WEoNkrggNnRN4MeDOI2ky6kwRcUMTGS\/4hTTrzdEvuxRv\/vVmtMvzw+j9YkGfU4WrMrL+c2ShPE9vyPfG1ujtCOQOeEUFbluGi6lC7eG7X1JsgbYqD2BbnFVeZYG3BRpbUvyE8ONcTuybitEuV4p\/d0mqUMW7yWNc3LlssM8mynzaWv4sgTl07\/BeSoHhGTBs9a7jPEnpGyw9o8hLFJw+1Q+Y07DijvmVnA3K8nH1LkYZZroQSoOxLfobgT\/V+A18g7TkdRhK6wClYZQsBWFGtAOAzCk9oRSXvfh9WQpTuAld2kKFPeo4IdHMKPkAKTuCeNAvhFM6uKb7uYqv8ckixlTKlas9vsg8CyJf4REaab7KJvFYnTCET\/aL\/jyITnT1pHsH+q5TbnlMl9gpq8oUa6SRC9DC43aXZHkZXuhfXnGZjHoZul7zA0w\/QPEWp\/WdQf\/r7MPHmzC2snS7qi7LdRrS2pSx5d\/9yRYET+NGKL9pjMnuZ72g7WTJJtdg4C0prGcqOc0R4BoDA2EmGL4wbYgNi4ItBgoC0gGzq+JDNJzZrS\/rOLTFXaXjzFUqDrCuU5VLWuk9xF3U1HyYklvTfNRVYXUwVHWRjFr3aapQv2msd40h6p+usy5p9JerpoQ0PlPXCyohBkibyPcFtqPG5lKMUloyoxFPRBZOgAD+y7fD69ev5QwxUY\/qd1jUfUl7zVJqcFqX\/ZqtTRu8lt1He7JadTGtX616\/UubjPJrsj+n5UBnU1KgzivrGNuTT952tsajTsPZBn9FN9ieHJZNZWs86rWTbXBZNpTtyWbVmLb9lu7L67+PKM6P+968luPUeeUfjH\/THZ+p6IVxpsMmtfIOKc4ywchTq8Wqvlt9c0sZI6R\/eIuaWfar7aw1jK+7SaA9kcNTGJQ1Iwspb9FoVZ+U0FepNBOi0Nx63VSayUxPpQFyKYRUrykhPCVZUZdfNAMRg3uT28mdyc1FGWWnJcInkoTNOtUJkQZvDvatNEflsWZp4ImJgcnpkEe9axbB814lQGK0WxDdZ77LgDM+m9z6yn1m8JaNYyFj4pIxIdUcFn2ujJsPtTIhJWL9FfV5Wa3hlK7h9E7ledVaqZau8l2tZa6oNYzl\/rxUGld\/0703N4JS3ZWbUts2zc17YrxLQTrGSxjvcBrm5nZBC53+Wnr7s75KUlvbbn+i12jqm011mlw777qDqNpufi8zLq7NWsdmCIT+5ApgtotmNgGLLI1p5YWpIxMUqV8AdaKSiawbHykssae3PunHR7q71BQL11eJzeldoTDRSOcKRShe16Hk4yTdo2i5+3jY4Thb7FF8RBGjnxy4py\/8lQxJMRDYRDDKjyl2MpznYbzNFqMHnMYjK4ntUZa53shKipTaOmiWAJPFJ\/kxzneYVNLS5S8gNthn+yQh\/aW3CxTnIYpClOFg6eyTX50ke6x\/Z5uij9kaRX0T6Tq5nniTRPZYPPJYSNlWJ7Vw3tQLm08JMoc9ztNwfYH5eiDcm9eK6rpqsOpn2hsH7cAwgwjEL44A82hAZCnmwe0GecG9djti0Bl2m1vzeGWZO2HHi\/SOYa\/y+Lgnr4bjmGSQVYUcZW3fRHZKXq30NWlIFly9\/bTNrIYWaxYjli8cFOXtw+u1eiJ77NxoSCoB1A\/T89ksTACZhvNQzwlXNtl7jkL8DdrDi+aZhWPdcTPxgoloCDEf7ZsNo0aj5UVcWUF\/sZoKjDVpKyTvsZJMb9ug\/ZvR13\/\/4YvP\/z6qwhgirU\/Wr9fexusx\/I9fff3XH75vJ4Dn61kw70Hg3Q\/\/9f3PP\/6zbfzVXTDFuMf4P3317ucffmwdfoNfB6jP8D8T8N2v\/\/qudYE2wXQV9KDwPz9\/9e6b1tHXwWa1gWUj7g\/ayBKQvMf7cwcoxAsAjBBSrLhmlTwW6rBVoqA9LmUkWyHldN7Eahfx7mhnEv8KIgC4nyPnVaBDO6LMCK4SZMoW4tVrZF3T\/bj8KyKpSG0JiEy1OsYBTiXwHlgtOiEuZZ3ZkN\/SRSB520+ASNQPm\/neOe3OzM4nqaBolSXRMcdLAQi7rA0RMOlK1K91FBIofbzOb1wqgd3xsh\/8zL2zR1l+1ge5NahyMF6ae7pkS4Tu4jjrLnD9CQVRqaEawxU0S5XKU+kQn1ENr0NM46m61vJJ5hc7wnuNXo\/TBrjmTIFADHbQl+zoZUq3aEpi0rvn6+yBvATJadAtbzP4qBsQ+DzHRMlVkCglhCqdX7UHNXiyAkit1z0r6Yf+KMsR\/EcPJ9KJWDhPk5d7njZWEOgsY9XMU9Vs3a8fQ3rH9egHPXHJfoEpEPy+EPiicEESX\/4MqE\/QBrigBUNpTguDGpA7DPqt6v82g976u0n5EBh8GeukUs132oBUnc4B16Hg0bOgLj3Kn3f5sm5w56m4g5GcnpWmPN+XrxoU\/b4U43P7XV60hfLKq85JGZWawCVxSapHd7bcNc47sD743kGrDPT9w0Ucp0bfVG92\/U6QGwlC1VK0yhze7E3c7qaQ1+5ZiP6aIjXvfvH7eG\/scVOw97Zu8gWvz4fxKSJEt0oN6ANfp8f9qnPvJxk0uQXfU3FfmHpCEsiDJ7WW7dzeU9FTBogifk9TzbqiWhsHtePkFVihap1YrAV9NNWLqC1p\/bI+o1btzd0ufGFMo17ec7DFlh7oA\/Rdv3fS5EN2Nr91SCZeJ9OE+I2syYa7zL1i58jX3+BL4IQM4TIlzo+J9RntX2R5DU3AH1gTIKy0ddedqa488Oj7ltGn3Q0DjXnVUNt0bNW7q7aq1+gSWIqOIbcPgUHQrs+\/JyBaVhINcATJwKgmPKomF+23N+uRZvSS1Ypm8RmwVmI11W1wlTxP1hdCqoPpZOUpmFy0uSdQGN\/aLr10\/rxZG6TvHKrkpznFlBM80Blp8vxxWWpDPHia4WjDEYKp4V3sszWK1jcT1z3tLIcaa2PBRw0E7RCfKXfmzqEuBgmspezcUreEnq+5x32PLoSNAw6lWzYabDZZa7ZKeyGmGIMFssE\/EXxG89Y5qtrBDSmISoyjoj3cUzs5r5iU8MlIve5ER4F++23iOQY97+jUYv8MsYW1rJEs75\/zITvBFFkgJI9V+XiLwGzv1u3cp99LS\/RchZbYz1VFmXobhCfQriHVJ9nbKJSwIl9ym5YyolLFD\/yW+IFJFe8k4VY25BBJgV0O6Cakj6nfjptf3HHmfDEoDWoxVr\/mQ5+Z96E\/nM56kcCHEzkyZ8klNKwZRmJ7Q8S+QBrvdgA7Dm3fir3nL+3Ru5noTPGbzhR38MeAtkJnJnn973p7kdFW8O7TNWBTX1gecBwnPNd9O97QUR6af34p7qb2s5s1qdG2zZ3bCINV2+bwKCKQqPZMUTPV1X8rqqbzQVVTPbmQ0iZ\/yhY7\/uWEOp2AeEHuWiLjdJOOq7+8TTqG2a\/7R1j3bPaLndR4iWU4g8kWqnyPDvNkICdKzgatjP0j9T2cTZ3xeN3Z8DJF8hBGEUqzc8MLYUr+cAKWpMwOL0g4WSeuSxNdXaYY8NQinkyrtqztVy0PZNaIbE7qN2uAsh1+mvqMZS0KDZ+fKOwVKunwAo1xUb0s8oqGsRca1OKLV4f5fjD38H4wN5skJUQpo9nC4viEZ6DaYIPXyQYnRTQVjHe04Opn\/Jhr9bdhefzm2q8IycJGOmEU6dA1dONlIz86r9+tPVJjGtl3nttcEk8v5bYv\/DDNnZNdAg3WJnfQZDejPShoLlvPEfJkbfdIn4HbkP1ilHLTEw\/Y9ETItOy7bEqw\/KUOqvl9X9j8e+M9BfiIqZaj0R7epwm\/1AXVsV+fBDm4YfezGeCnB1QeNDRC+1Pni1Z98YbtLENuOdU2oQ3A+ne3I9udagM97kHeWKx2EYOvQmILnwWXAezeSvHm3DX21H+vpXhjtm6F6c3ZSm7frjUEdTF3coy+8kTHqOTc8rTJK2pJWvNSnq2WpGI2uGD3DusWD1K0yS+l07gd0mm6ehg72b2aNqqGvq10A0jBgae1l2Oc\/45iksRxdcmzRf\/lXV4NFzjAFOQdSnFw2dlDwzGzJ8fi4KkZfTw9tEw2RicxKV1MpILmoW7CbSMOAkuT3m\/rOCEtRfJ3JJutzHSg6VpPvd913RZ0lmK9P83nUqjRv\/0\/\"><style>#nxe-nr-gcri-editions-sr-06-agenda.nxe{display:block;box-sizing:border-box;max-width:1180px;margin:0 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solid;border-color:inherit}#nxe-nr-gcri-editions-sr-06-agenda.nxe svg{display:none}#nxe-nr-gcri-editions-sr-06-agenda.nxe svg.nx-i{display:inline-block;width:18px;height:18px;vertical-align:-3px}#nxe-nr-gcri-editions-sr-06-agenda.nxe :where([role=\"tablist\"],[role=\"toolbar\"],[hidden],button,.nx-theme-toggle,.nx-live-slot){display:none}#nxe-nr-gcri-editions-sr-06-agenda.nxe img{max-width:100%;height:auto}<\/style><svg class=\"nx-defs\" aria-hidden=\"true\" focusable=\"false\" width=\"0\" height=\"0\"><defs><linearGradient id=\"nx-gi\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-giu\" gradientUnits=\"userSpaceOnUse\" x1=\"0\" y1=\"0\" x2=\"800\" y2=\"0\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-gp\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gp-a\"\/><stop offset=\"1\" class=\"nx-gp-b\"\/><\/linearGradient><\/defs><\/svg><div class=\"nrp\"><div class=\"nrp-wrap\"><p class=\"nrj-draft\" data-nrj-shared=\"draft\" role=\"note\"><strong>Draft, not yet released.<\/strong> In stewardship review. Not indexed until the first approved release.<\/p><div class=\"nrp-reader\"><nav class=\"nrp-rail\" aria-label=\"Contents of Insurance, Protection Gaps and Insurability 2026\"><p class=\"nf-ui-eyebrow\">Contents<\/p><ol class=\"nrp-toc\"><li><a href=\"https:\/\/therisk.global\/nexus-reports\/editions\/sr-06\/\"><span class=\"nrp-toc-n\">\u00b7<\/span><span>Edition home<\/span><\/a><\/li><li><a href=\"https:\/\/therisk.global\/nexus-reports\/editions\/sr-06\/summary\/\"><span class=\"nrp-toc-n\">\u00b7<\/span><span>Executive summary<\/span><\/a><\/li><li><a href=\"https:\/\/therisk.global\/nexus-reports\/editions\/sr-06\/coupled-system\/\"><span class=\"nrp-toc-n\">1<\/span><span>Protection gaps are shared risk<\/span><\/a><\/li><li><a href=\"https:\/\/therisk.global\/nexus-reports\/editions\/sr-06\/findings\/\"><span class=\"nrp-toc-n\">2<\/span><span>Key findings<\/span><\/a><\/li><li><a href=\"https:\/\/therisk.global\/nexus-reports\/editions\/sr-06\/systems-and-sectors\/\"><span class=\"nrp-toc-n\">3<\/span><span>Systems and sectors at baseline<\/span><\/a><\/li><li><a href=\"https:\/\/therisk.global\/nexus-reports\/editions\/sr-06\/risk-and-capability\/\"><span class=\"nrp-toc-n\">4<\/span><span>Risks and capability<\/span><\/a><\/li><li><a href=\"https:\/\/therisk.global\/nexus-reports\/editions\/sr-06\/scenario\/\"><span class=\"nrp-toc-n\">5<\/span><span>Large insured loss that meets soft pricing and thin backstops<\/span><\/a><\/li><li><a href=\"https:\/\/therisk.global\/nexus-reports\/editions\/sr-06\/lenses-and-readings\/\"><span class=\"nrp-toc-n\">6<\/span><span>Readings from the other desks<\/span><\/a><\/li><li><a href=\"https:\/\/therisk.global\/nexus-reports\/editions\/sr-06\/agenda\/\" aria-current=\"page\"><span class=\"nrp-toc-n\">7<\/span><span>The 2027 agenda<\/span><\/a><ol class=\"nrp-toc-sub\"><li><a href=\"#nx-nrp-sr-06-c7-s1\">7.1 Questions for the operational series<\/a><\/li><li><a href=\"#nx-nrp-sr-06-c7-s2\">7.2 Portfolio proposed for the Q1 2027 alignment<\/a><\/li><li><a href=\"#nx-nrp-sr-06-c7-s3\">7.3 The pathway<\/a><\/li><li><a href=\"#nx-nrp-sr-06-c7-s4\">7.4 Universe 2027: evidence pack for the insurance and protection gaps candidate mission<\/a><\/li><li><a href=\"#nx-nrp-sr-06-c7-s5\">7.5 Handoffs and routing<\/a><\/li><li><a href=\"#nx-nrp-sr-06-c7-s6\">7.6 Feeds and signal register<\/a><\/li><\/ol><\/li><li><a href=\"https:\/\/therisk.global\/nexus-reports\/editions\/sr-06\/systems-in-depth\/\"><span class=\"nrp-toc-n\">8<\/span><span>Systems in depth<\/span><\/a><\/li><li><a href=\"https:\/\/therisk.global\/nexus-reports\/editions\/sr-06\/methodology\/\"><span class=\"nrp-toc-n\">A<\/span><span>Methodology<\/span><\/a><\/li><li><a href=\"https:\/\/therisk.global\/nexus-reports\/editions\/sr-06\/data\/\"><span class=\"nrp-toc-n\">B<\/span><span>Data appendix<\/span><\/a><\/li><li><a href=\"https:\/\/therisk.global\/nexus-reports\/editions\/sr-06\/references\/\"><span class=\"nrp-toc-n\">C<\/span><span>References and record<\/span><\/a><\/li><li><a href=\"https:\/\/therisk.global\/nexus-reports\/editions\/sr-06\/full\/\"><span class=\"nrp-toc-n\">\u00b7<\/span><span>Complete edition, for print<\/span><\/a><\/li><\/ol><div class=\"nrp-actions\"><a class=\"nf-ui-btn\" data-variant=\"secondary\" href=\"https:\/\/therisk.global\/nexus-reports\/editions\/sr-06\/full\/\"><svg class=\"nrp-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M6 18H4a2 2 0 0 1-2-2v-5a2 2 0 0 1 2-2h16a2 2 0 0 1 2 2v5a2 2 0 0 1-2 2h-2\"\/><path d=\"M6 9V3a1 1 0 0 1 1-1h10a1 1 0 0 1 1 1v6\"\/><rect x=\"6\" y=\"14\" width=\"12\" height=\"8\" rx=\"1\"\/><\/svg>Print or save as PDF<\/a><\/div><\/nav><article class=\"nrp-flow\" aria-labelledby=\"nx-nrp-sr-06-c7-top\"><header class=\"nrp-chap-head\" id=\"nx-nrp-sr-06-c7-top\"><ul class=\"nrp-eyerow\"><li class=\"nf-ui-eyebrow\"><a href=\"https:\/\/therisk.global\/nexus-reports\/editions\/sr-06\/\">Insurance, Protection Gaps and Insurability 2026<\/a><\/li><li class=\"nf-ui-eyebrow\">Chapter 7<\/li><\/ul><span class=\"nrp-rule\" aria-hidden=\"true\"><\/span><h1 class=\"pp-hero-title\">The 2027 agenda<\/h1><p class=\"nrp-lede\">Eight bounded questions open the 2027 insurance and protection gaps agenda. Each comes from a baseline finding, names the initiative that will carry it and the first output due in the 2027 insurance and protection gaps edition.<\/p><p class=\"nrp-chap-meta\"><span>6 min read<\/span><span>0 figures<\/span><span>6 tables<\/span><span>5 notes<\/span><span>NR-STRATEGIC-INSURANCE-GLOBAL-2026-BASELINE<\/span><\/p><details class=\"nrp-toc-m\"><summary>Contents<\/summary><ol class=\"nrp-toc\"><li><a href=\"https:\/\/therisk.global\/nexus-reports\/editions\/sr-06\/\"><span class=\"nrp-toc-n\">\u00b7<\/span><span>Edition home<\/span><\/a><\/li><li><a href=\"https:\/\/therisk.global\/nexus-reports\/editions\/sr-06\/summary\/\"><span class=\"nrp-toc-n\">\u00b7<\/span><span>Executive summary<\/span><\/a><\/li><li><a href=\"https:\/\/therisk.global\/nexus-reports\/editions\/sr-06\/coupled-system\/\"><span class=\"nrp-toc-n\">1<\/span><span>Protection gaps are shared risk<\/span><\/a><\/li><li><a href=\"https:\/\/therisk.global\/nexus-reports\/editions\/sr-06\/findings\/\"><span class=\"nrp-toc-n\">2<\/span><span>Key findings<\/span><\/a><\/li><li><a href=\"https:\/\/therisk.global\/nexus-reports\/editions\/sr-06\/systems-and-sectors\/\"><span class=\"nrp-toc-n\">3<\/span><span>Systems and sectors at baseline<\/span><\/a><\/li><li><a href=\"https:\/\/therisk.global\/nexus-reports\/editions\/sr-06\/risk-and-capability\/\"><span class=\"nrp-toc-n\">4<\/span><span>Risks and capability<\/span><\/a><\/li><li><a href=\"https:\/\/therisk.global\/nexus-reports\/editions\/sr-06\/scenario\/\"><span class=\"nrp-toc-n\">5<\/span><span>Large insured loss that meets soft pricing and thin backstops<\/span><\/a><\/li><li><a href=\"https:\/\/therisk.global\/nexus-reports\/editions\/sr-06\/lenses-and-readings\/\"><span class=\"nrp-toc-n\">6<\/span><span>Readings from the other desks<\/span><\/a><\/li><li><a href=\"https:\/\/therisk.global\/nexus-reports\/editions\/sr-06\/agenda\/\" aria-current=\"page\"><span class=\"nrp-toc-n\">7<\/span><span>The 2027 agenda<\/span><\/a><ol class=\"nrp-toc-sub\"><li><a href=\"#nx-nrp-sr-06-c7-s1\">7.1 Questions for the operational series<\/a><\/li><li><a href=\"#nx-nrp-sr-06-c7-s2\">7.2 Portfolio proposed for the Q1 2027 alignment<\/a><\/li><li><a href=\"#nx-nrp-sr-06-c7-s3\">7.3 The pathway<\/a><\/li><li><a href=\"#nx-nrp-sr-06-c7-s4\">7.4 Universe 2027: evidence pack for the insurance and protection gaps candidate mission<\/a><\/li><li><a href=\"#nx-nrp-sr-06-c7-s5\">7.5 Handoffs and routing<\/a><\/li><li><a href=\"#nx-nrp-sr-06-c7-s6\">7.6 Feeds and signal register<\/a><\/li><\/ol><\/li><li><a href=\"https:\/\/therisk.global\/nexus-reports\/editions\/sr-06\/systems-in-depth\/\"><span class=\"nrp-toc-n\">8<\/span><span>Systems in depth<\/span><\/a><\/li><li><a href=\"https:\/\/therisk.global\/nexus-reports\/editions\/sr-06\/methodology\/\"><span class=\"nrp-toc-n\">A<\/span><span>Methodology<\/span><\/a><\/li><li><a href=\"https:\/\/therisk.global\/nexus-reports\/editions\/sr-06\/data\/\"><span class=\"nrp-toc-n\">B<\/span><span>Data appendix<\/span><\/a><\/li><li><a href=\"https:\/\/therisk.global\/nexus-reports\/editions\/sr-06\/references\/\"><span class=\"nrp-toc-n\">C<\/span><span>References and record<\/span><\/a><\/li><li><a href=\"https:\/\/therisk.global\/nexus-reports\/editions\/sr-06\/full\/\"><span class=\"nrp-toc-n\">\u00b7<\/span><span>Complete edition, for print<\/span><\/a><\/li><\/ol><\/details><\/header><section class=\"nrp-block\" id=\"nx-nrp-sr-06-c7-s1\" aria-labelledby=\"nx-nrp-sr-06-c7-s1-h\"><h2 class=\"nrp-h2\" id=\"nx-nrp-sr-06-c7-s1-h\"><span class=\"nrp-num\">7.1<\/span><span>Questions for the operational series<\/span><\/h2><ol class=\"nrp-rows\"><li><span class=\"nrp-rows-i\">P-01<\/span><p class=\"nrp-rows-t\">How would a large <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-c1\" data-tc=\"NRS-C1 insured-loss\" data-tk=\"Nexus risk vocabulary\" data-td=\"The part of economic loss that is covered by insurance.\" data-ts=\"NRS-C1\" data-tr=\"draft\">insured loss<\/a> that meets soft reinsurance pricing and short-dated public backstops move through households, lenders and governments?<\/p><p class=\"nrp-rows-m\">INI-SR06-LOSS-01 \u00b7 compound loss and backstop test; first output: transmission analysis for six regions.<\/p><\/li><li><span class=\"nrp-rows-i\">P-02<\/span><p class=\"nrp-rows-t\">What is the global <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-c1\" data-tc=\"NRS-C1 protection-gap\" data-tk=\"Nexus risk vocabulary\" data-td=\"The difference between total economic losses from hazards and the share covered by insurance or other pre-arranged protection, leaving households, firms and governments to absorb the rest.\" data-ts=\"NRS-C1\" data-tr=\"draft\" data-tg=\"https:\/\/globalriskalliance.com\/glossary\/protection-gap\/\" data-tgl=\"Global Risks Alliance glossary\">protection gap<\/a> for 2025 on one stated method, and why do published estimates differ?<\/p><p class=\"nrp-rows-m\">INI-SR06-GAP-02 \u00b7 one-method gap; first output: reconciliation table.<\/p><\/li><li><span class=\"nrp-rows-i\">P-03<\/span><p class=\"nrp-rows-t\">Where is cover becoming unavailable or unaffordable, and how fast, outside the United States?<\/p><p class=\"nrp-rows-m\">INI-SR06-AVL-03 \u00b7 availability and affordability; first output: availability table.<\/p><\/li><li><span class=\"nrp-rows-i\">P-04<\/span><p class=\"nrp-rows-t\">Which residual markets and public schemes are growing, and how are they funded after a large loss?<\/p><p class=\"nrp-rows-m\">INI-SR06-RES-04 \u00b7 residual markets and backstops; first output: scheme register.<\/p><\/li><li><span class=\"nrp-rows-i\">P-05<\/span><p class=\"nrp-rows-t\">How do prevention, pricing and cover interact for <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/hazards\/wildfire-and-vegetation-fire-standards\/\" data-tc=\"NHS-1 eco.wildfire.wildfire\" data-tk=\"Land and ecosystems \u00b7 Vegetation and peat fire\" data-td=\"An uncontrolled fire in forest, scrub or grass that burns structures, crops and habitat and fills the air with smoke.\" data-ts=\"NRS-H24\" data-tr=\"draft\" data-tx=\"https:\/\/risksindex.com\/hazards\/eco\/\" data-txl=\"Land and ecosystems\">wildfire<\/a>, flood and storm?<\/p><p class=\"nrp-rows-m\">INI-SR06-PRV-05 \u00b7 prevention and pricing; first output: evidence note.<\/p><\/li><li><span class=\"nrp-rows-i\">P-06<\/span><p class=\"nrp-rows-t\">How large is the insured share of cyber loss, and where does it accumulate?<\/p><p class=\"nrp-rows-m\">To be admitted in 2027; first output: scoping note.<\/p><\/li><li><span class=\"nrp-rows-i\">P-07<\/span><p class=\"nrp-rows-t\">What do health, mortality and crop protection gaps look like after 2023?<\/p><p class=\"nrp-rows-m\">To be admitted in 2027; first output: scoping note.<\/p><\/li><li><span class=\"nrp-rows-i\">P-08<\/span><p class=\"nrp-rows-t\">Which risk-financing capabilities have been tested in real losses, and which are only planned?<\/p><p class=\"nrp-rows-m\">Risk-financing capability register; first output: rung evidence for 15 functions.<\/p><\/li><\/ol><\/section><section class=\"nrp-block\" id=\"nx-nrp-sr-06-c7-s2\" aria-labelledby=\"nx-nrp-sr-06-c7-s2-h\"><h2 class=\"nrp-h2\" id=\"nx-nrp-sr-06-c7-s2-h\"><span class=\"nrp-num\">7.2<\/span><span>Portfolio proposed for the Q1 2027 alignment<\/span><\/h2><p class=\"nrp-stand\">Five initiatives and one <a class=\"nx-link\" href=\"https:\/\/docs.therisk.global\/organization\/programme\/universe\">Universe<\/a> mission candidate are proposed for the 2027 insurance portfolio. They are programme objects: no partner, funder or member is attached to them in this edition.<\/p><div class=\"nrp-tblw\" id=\"nx-nrp-sr-06-c7-tab1\"><table class=\"nrp-tbl\"><caption><span class=\"nf-ui-eyebrow\">Table 7.1<\/span><span class=\"nrp-tbl-t\">Objects proposed for the first operational quarter<\/span><\/caption><thead><tr><th scope=\"col\">ID<\/th><th scope=\"col\">Object<\/th><th scope=\"col\">Kind<\/th><th scope=\"col\">Question<\/th><th scope=\"col\">State<\/th><\/tr><\/thead><tbody><tr><td><span class=\"nrp-mono\">INI-SR06-LOSS-01<\/span><\/td><td>Compound loss and backstop test<\/td><td>Initiative<\/td><td>P-01<\/td><td>PROPOSED<\/td><\/tr><tr><td><span class=\"nrp-mono\">INI-SR06-GAP-02<\/span><\/td><td>One-method <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-c1\" data-tc=\"NRS-C1 protection-gap\" data-tk=\"Nexus risk vocabulary\" data-td=\"The difference between total economic losses from hazards and the share covered by insurance or other pre-arranged protection, leaving households, firms and governments to absorb the rest.\" data-ts=\"NRS-C1\" data-tr=\"draft\" data-tg=\"https:\/\/globalriskalliance.com\/glossary\/protection-gap\/\" data-tgl=\"Global Risks Alliance glossary\">protection gap<\/a><\/td><td>Initiative<\/td><td>P-02<\/td><td>PROPOSED<\/td><\/tr><tr><td><span class=\"nrp-mono\">INI-SR06-AVL-03<\/span><\/td><td>Availability and affordability<\/td><td>Initiative<\/td><td>P-03<\/td><td>PROPOSED<\/td><\/tr><tr><td><span class=\"nrp-mono\">INI-SR06-RES-04<\/span><\/td><td>Residual markets and backstops<\/td><td>Initiative<\/td><td>P-04<\/td><td>PROPOSED<\/td><\/tr><tr><td><span class=\"nrp-mono\">INI-SR06-PRV-05<\/span><\/td><td>Prevention and pricing<\/td><td>Initiative<\/td><td>P-05<\/td><td>PROPOSED<\/td><\/tr><tr><td><span class=\"nrp-mono\">MSN-SR06-2027-01<\/span><\/td><td>Large <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-c1\" data-tc=\"NRS-C1 insured-loss\" data-tk=\"Nexus risk vocabulary\" data-td=\"The part of economic loss that is covered by insurance.\" data-ts=\"NRS-C1\" data-tr=\"draft\">insured loss<\/a> Universe mission<\/td><td>Mission<\/td><td>P-01<\/td><td><span class=\"nrp-st\"><span class=\"nf-ui-dot\" data-tone=\"caution\" aria-hidden=\"true\"><\/span>Candidate<\/span><\/td><\/tr><\/tbody><\/table><\/div><\/section><section class=\"nrp-block\" id=\"nx-nrp-sr-06-c7-s3\" aria-labelledby=\"nx-nrp-sr-06-c7-s3-h\"><h2 class=\"nrp-h2\" id=\"nx-nrp-sr-06-c7-s3-h\"><span class=\"nrp-num\">7.3<\/span><span>The pathway<\/span><\/h2><p class=\"nrp-stand\">The insurance edition reads national insurance chapters, sector editions and the global edition through one governed evidence graph. At baseline the federation is designed and its first editions are drafted. This page states what exists today and what comes next.<\/p><ol class=\"nrp-rows\"><li><span class=\"nrp-rows-i\">01<\/span><p class=\"nrp-rows-t\">National insurance chapters<\/p><p class=\"nrp-rows-x\">insurance and <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-c1\" data-tc=\"NRS-C1 protection-gap\" data-tk=\"Nexus risk vocabulary\" data-td=\"The difference between total economic losses from hazards and the share covered by insurance or other pre-arranged protection, leaving households, firms and governments to absorb the rest.\" data-ts=\"NRS-C1\" data-tr=\"draft\" data-tg=\"https:\/\/globalriskalliance.com\/glossary\/protection-gap\/\" data-tgl=\"Global Risks Alliance glossary\">protection gap<\/a> reading in each national edition<\/p><p class=\"nrp-rows-m\">IN PREPARATION \u00b7 national baselines<\/p><\/li><li><span class=\"nrp-rows-i\">02<\/span><p class=\"nrp-rows-t\">Sector editions<\/p><p class=\"nrp-rows-x\">finance, disaster, climate, cyber, health<\/p><p class=\"nrp-rows-m\">PLANNED \u00b7 sector Baseline Editions<\/p><\/li><li><span class=\"nrp-rows-i\">03<\/span><p class=\"nrp-rows-t\">Insurance and protection gap model<\/p><p class=\"nrp-rows-x\">the global risk-financing system of <a class=\"nx-link nx-term\" href=\"https:\/\/docs.therisk.global\/organization\/systems\" data-tc=\"Systems\" data-tk=\"Nexus Standards\" data-td=\"The twenty Nexus systems, NXS-CMD to NXS-LAB\">systems<\/a><\/p><p class=\"nrp-rows-m\">v0 SPECIFIED \u00b7 v1 with federation evidence<\/p><\/li><li><span class=\"nrp-rows-i\">04<\/span><p class=\"nrp-rows-t\">Strategic links<\/p><p class=\"nrp-rows-x\">SR-01 \u00b7 SR-05 sovereign and fiscal resilience \u00b7 SR-14 resilience investment<\/p><p class=\"nrp-rows-m\">PLANNED \u00b7 strategic baselines<\/p><\/li><li><span class=\"nrp-rows-i\">05<\/span><p class=\"nrp-rows-t\">Universe<\/p><p class=\"nrp-rows-x\">annual proving environment<\/p><p class=\"nrp-rows-m\">CANDIDATE MISSION \u00b7 mandate in 2027<\/p><\/li><li><span class=\"nrp-rows-i\">06<\/span><p class=\"nrp-rows-t\">Insurance Report<\/p><p class=\"nrp-rows-x\">this series<\/p><p class=\"nrp-rows-m\">BASELINE DRAFT \u00b7 2027 annual edition<\/p><\/li><li><span class=\"nrp-rows-i\">07<\/span><p class=\"nrp-rows-t\">Evidence and correction<\/p><p class=\"nrp-rows-x\">one graph, many projections<\/p><p class=\"nrp-rows-m\">OPEN \u00b7 first correction cycle in 2027<\/p><\/li><\/ol><\/section><section class=\"nrp-block\" id=\"nx-nrp-sr-06-c7-s4\" aria-labelledby=\"nx-nrp-sr-06-c7-s4-h\"><h2 class=\"nrp-h2\" id=\"nx-nrp-sr-06-c7-s4-h\"><span class=\"nrp-num\">7.4<\/span><span>Universe 2027: evidence pack for the insurance and protection gaps candidate mission<\/span><\/h2><ol class=\"nrp-rows\"><li><span class=\"nrp-rows-i\">01<\/span><p class=\"nrp-rows-x\">Mandate<\/p><\/li><li><span class=\"nrp-rows-i\">02<\/span><p class=\"nrp-rows-x\">Core Build \u00b7 1 month<\/p><\/li><li><span class=\"nrp-rows-i\">03<\/span><p class=\"nrp-rows-x\">Action \u00b7 1 week<\/p><\/li><li><span class=\"nrp-rows-i\">04<\/span><p class=\"nrp-rows-x\">Evidence seal<\/p><\/li><li><span class=\"nrp-rows-i\">05<\/span><p class=\"nrp-rows-x\">Portfolio correction<\/p><\/li><li><span class=\"nrp-rows-i\">06<\/span><p class=\"nrp-rows-x\">Next mandate<\/p><\/li><\/ol><div class=\"nrp-tblw\" id=\"nx-nrp-sr-06-c7-tab2\"><table class=\"nrp-tbl\"><caption><span class=\"nf-ui-eyebrow\">Table 7.2<\/span><span class=\"nrp-tbl-t\">Universe 2027: evidence pack for the insurance and protection gaps candidate mission<\/span><\/caption><thead><tr><th scope=\"col\">Item<\/th><th scope=\"col\">Record<\/th><th scope=\"col\">State<\/th><th scope=\"col\">Timing<\/th><\/tr><\/thead><tbody><tr><td>F1<\/td><td>Annual mandate record<\/td><td>PLANNED<\/td><td>after the Q2 2027 alignment<\/td><\/tr><tr><td>F2<\/td><td>Core Build record<\/td><td>PLANNED<\/td><td>one month before the exercise<\/td><\/tr><tr><td>F3<\/td><td>Exercise evidence<\/td><td>PLANNED<\/td><td>during the Action week<\/td><\/tr><tr><td>F4<\/td><td>Decision packets<\/td><td>PLANNED<\/td><td>exercise state only<\/td><\/tr><tr><td>F5<\/td><td>Proof receipts<\/td><td>PLANNED<\/td><td>scoped to each recorded check<\/td><\/tr><tr><td>F6<\/td><td>After-action report<\/td><td>PLANNED<\/td><td>within one quarter<\/td><\/tr><tr><td>F7<\/td><td>Upgrade docket<\/td><td>PLANNED<\/td><td>routed to the Portfolio<\/td><\/tr><tr><td>F8<\/td><td>Portfolio renewal<\/td><td>PLANNED<\/td><td>2027 insurance and protection gaps annual edition<\/td><\/tr><tr><td>F9<\/td><td>Public synthesis<\/td><td>PLANNED<\/td><td>public-safe extracts only<\/td><\/tr><\/tbody><\/table><\/div><h3 class=\"nrp-h3\">Mission<\/h3><dl class=\"nrp-dl\"><dt>ID<\/dt><dd>MSN-SR06-2027-01 \u00b7 Large <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-c1\" data-tc=\"NRS-C1 insured-loss\" data-tk=\"Nexus risk vocabulary\" data-td=\"The part of economic loss that is covered by insurance.\" data-ts=\"NRS-C1\" data-tr=\"draft\">insured loss<\/a> Universe mission<\/dd><dt>Role spine<\/dt><dd>Leadership sponsor \u00b7 Institutional anchor \u00b7 Mission lead: drawn from national pathways<\/dd><dt>Receiving actors<\/dt><dd>to be identified with the mandate<\/dd><\/dl><aside class=\"nrp-call\"><p class=\"nf-ui-eyebrow\">boundary<\/p><p>Simulation success is not deployment approval; demonstration is not certification; finance readiness is not financing secured.<\/p><\/aside><\/section><section class=\"nrp-block\" id=\"nx-nrp-sr-06-c7-s5\" aria-labelledby=\"nx-nrp-sr-06-c7-s5-h\"><h2 class=\"nrp-h2\" id=\"nx-nrp-sr-06-c7-s5-h\"><span class=\"nrp-num\">7.5<\/span><span>Handoffs and routing<\/span><\/h2><p class=\"nrp-stand\">Where the baseline\u2019s findings go next. A handoff routes a finding for awareness, review or work; it transfers no authority.<\/p><div class=\"nrp-tblw\" id=\"nx-nrp-sr-06-c7-tab3\"><table class=\"nrp-tbl\"><caption><span class=\"nf-ui-eyebrow\">Table 7.3<\/span><span class=\"nrp-tbl-t\">Handoffs and routing<\/span><\/caption><thead><tr><th scope=\"col\">Finding<\/th><th scope=\"col\">Routed to<\/th><th scope=\"col\">Purpose<\/th><th scope=\"col\">Class<\/th><\/tr><\/thead><tbody><tr><td>FIN-001 \u00b7 loss totals<\/td><td>INI-SR06-GAP-02<\/td><td>one-method gap<\/td><td>PUBLIC<\/td><\/tr><tr><td>FIN-002 \u00b7 <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-c1\" data-tc=\"NRS-C1 protection-gap\" data-tk=\"Nexus risk vocabulary\" data-td=\"The difference between total economic losses from hazards and the share covered by insurance or other pre-arranged protection, leaving households, firms and governments to absorb the rest.\" data-ts=\"NRS-C1\" data-tr=\"draft\" data-tg=\"https:\/\/globalriskalliance.com\/glossary\/protection-gap\/\" data-tgl=\"Global Risks Alliance glossary\">protection gap<\/a><\/td><td>INI-SR06-GAP-02<\/td><td>one-method gap<\/td><td>PUBLIC<\/td><\/tr><tr><td>FIN-006 \u00b7 availability<\/td><td>INI-SR06-AVL-03<\/td><td>availability and affordability<\/td><td>PUBLIC<\/td><\/tr><tr><td>FIN-007 \u00b7 residual market<\/td><td>INI-SR06-RES-04<\/td><td>residual markets and backstops<\/td><td>PUBLIC<\/td><\/tr><tr><td>INF-009 \u00b7 flood scheme<\/td><td>INI-SR06-RES-04<\/td><td>residual markets and backstops<\/td><td>PUBLIC<\/td><\/tr><tr><td>CLI-003 \u00b7 secondary perils<\/td><td>INI-SR06-PRV-05<\/td><td>prevention and pricing<\/td><td>PUBLIC<\/td><\/tr><tr><td>DEV-011 \u00b7 public schemes<\/td><td>sector editions<\/td><td>scheme register<\/td><td>PUBLIC<\/td><\/tr><tr><td>SYS-012 \u00b7 compound pathway<\/td><td>MSN-SR06-2027-01<\/td><td>Universe candidate<\/td><td>CONSORTIUM<\/td><\/tr><\/tbody><\/table><\/div><div class=\"nrp-tblw\" id=\"nx-nrp-sr-06-c7-tab4\"><table class=\"nrp-tbl\"><caption><span class=\"nf-ui-eyebrow\">Table 7.4<\/span><span class=\"nrp-tbl-t\">Routing rules by publication class<\/span><\/caption><thead><tr><th scope=\"col\">Class<\/th><th scope=\"col\">Where it goes<\/th><th scope=\"col\">Who can see it<\/th><\/tr><\/thead><tbody><tr><td>PUBLIC<\/td><td>the published edition and its evidence bundle<\/td><td>anyone<\/td><\/tr><tr><td>CONSORTIUM<\/td><td>governed rooms of the federation<\/td><td>consortium members under agreement<\/td><\/tr><tr><td>CONTROLLED<\/td><td>need-to-know channels<\/td><td>named competent actors only<\/td><\/tr><\/tbody><\/table><\/div><aside class=\"nrp-call\"><p class=\"nf-ui-eyebrow\">CODES ARE NOT JOINS<\/p><p>Series codes in this edition (SR-06 and its relatives) are <a class=\"nx-link\" href=\"https:\/\/docs.therisk.global\/organization\/programme\/reports\">Reports<\/a> codes. Codes in other indices can look alike. This edition makes no join on a code alone: a join needs a registry record that names both subjects.<\/p><\/aside><aside class=\"nrp-call\"><p class=\"nf-ui-eyebrow\">boundary<\/p><p>Handoffs carry findings to Nexus programme objects and steward reviews. States and organisations receive public editions as published; nothing here instructs them.<\/p><\/aside><\/section><section class=\"nrp-block\" id=\"nx-nrp-sr-06-c7-s6\" aria-labelledby=\"nx-nrp-sr-06-c7-s6-h\"><h2 class=\"nrp-h2\" id=\"nx-nrp-sr-06-c7-s6-h\"><span class=\"nrp-num\">7.6<\/span><span>Feeds and signal register<\/span><\/h2><div class=\"nrp-tblw\" id=\"nx-nrp-sr-06-c7-tab5\"><table class=\"nrp-tbl\"><caption><span class=\"nf-ui-eyebrow\">Table 7.5<\/span><span class=\"nrp-tbl-t\">Feeds watched from 2027<\/span><\/caption><thead><tr><th scope=\"col\">Feed<\/th><th scope=\"col\">Producer<\/th><th scope=\"col\">Latency<\/th><th scope=\"col\">Feeds into<\/th><\/tr><\/thead><tbody><tr><td>Annual natural catastrophe loss reports<\/td><td>Swiss Re Institute, Munich Re, Aon, Gallagher Re<\/td><td>annual<\/td><td>FIN-001<\/td><\/tr><tr><td>Residual market statistics<\/td><td>California FAIR Plan<\/td><td>quarterly<\/td><td>FIN-007<\/td><\/tr><tr><td>Policy counts<\/td><td>Florida Citizens<\/td><td>weekly<\/td><td>FIN-008<\/td><\/tr><tr><td>Flood programme authorisation<\/td><td>Congressional Research Service<\/td><td>per extension<\/td><td>INF-009<\/td><\/tr><tr><td>European <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-c1\" data-tc=\"NRS-C1 protection-gap\" data-tk=\"Nexus risk vocabulary\" data-td=\"The difference between total economic losses from hazards and the share covered by insurance or other pre-arranged protection, leaving households, firms and governments to absorb the rest.\" data-ts=\"NRS-C1\" data-tr=\"draft\" data-tg=\"https:\/\/globalriskalliance.com\/glossary\/protection-gap\/\" data-tgl=\"Global Risks Alliance glossary\">protection gap<\/a> dashboard<\/td><td>EIOPA<\/td><td>annual<\/td><td>FIN-001<\/td><\/tr><tr><td>Parametric payouts<\/td><td>CCRIF<\/td><td>per event<\/td><td>DEV-011<\/td><\/tr><tr><td>Homeowners market data call<\/td><td>NAIC<\/td><td>annual<\/td><td>FIN-006<\/td><\/tr><\/tbody><\/table><\/div><h3 class=\"nrp-h3\">Escalation routes<\/h3><ul class=\"nrp-chips\"><li class=\"nf-ui-chip\">none \u00b7 keep monitoring<\/li><li class=\"nf-ui-chip\">research question<\/li><li class=\"nf-ui-chip\">project<\/li><li class=\"nf-ui-chip\">risk object<\/li><li class=\"nf-ui-chip\">annual publication<\/li><li class=\"nf-ui-chip\">signal report<\/li><\/ul><div class=\"nrp-tblw\" id=\"nx-nrp-sr-06-c7-tab6\"><table class=\"nrp-tbl\"><caption><span class=\"nf-ui-eyebrow\">Table 7.6<\/span><span class=\"nrp-tbl-t\">Signals at baseline<\/span><\/caption><thead><tr><th scope=\"col\">ID<\/th><th scope=\"col\">Signal<\/th><th scope=\"col\">Corroboration<\/th><th scope=\"col\">Systems<\/th><th scope=\"col\">Route<\/th><\/tr><\/thead><tbody><tr><td>SIG-SR06-001<\/td><td>Four loss estimates differ by USD 22 billion on <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-c1\" data-tc=\"NRS-C1 insured-loss\" data-tk=\"Nexus risk vocabulary\" data-td=\"The part of economic loss that is covered by insurance.\" data-ts=\"NRS-C1\" data-tr=\"draft\">insured loss<\/a><sup class=\"nrp-fn\"><a href=\"#nx-nrp-sr-06-c7-n1\" id=\"nx-nrp-sr-06-c7-r1\" aria-label=\"Note 1\">1<\/a><\/sup><sup class=\"nrp-fn\"><a href=\"#nx-nrp-sr-06-c7-n2\" id=\"nx-nrp-sr-06-c7-r2\" aria-label=\"Note 2\">2<\/a><\/sup><sup class=\"nrp-fn\"><a href=\"#nx-nrp-sr-06-c7-n3\" id=\"nx-nrp-sr-06-c7-r3\" aria-label=\"Note 3\">3<\/a><\/sup><sup class=\"nrp-fn\"><a href=\"#nx-nrp-sr-06-c7-n4\" id=\"nx-nrp-sr-06-c7-r4\" aria-label=\"Note 4\">4<\/a><\/sup><\/td><td>CORROBORATED<\/td><td>FIN \u00b7 CLI<\/td><td>research question P-02<\/td><\/tr><tr><td>SIG-SR06-002<\/td><td>Residual market exposure rose 252% in four years<sup class=\"nrp-fn\"><a href=\"#nx-nrp-sr-06-c7-n8\" id=\"nx-nrp-sr-06-c7-r8\" aria-label=\"Note 8\">8<\/a><\/sup><\/td><td>CORROBORATED<\/td><td>FIN \u00b7 INF<\/td><td>research question P-04<\/td><\/tr><tr><td>SIG-SR06-003<\/td><td>Reinsurance rates fell 14.7% at January 2026 renewals<sup class=\"nrp-fn\"><a href=\"#nx-nrp-sr-06-c7-n2\" aria-label=\"Note 2\">2<\/a><\/sup><\/td><td>PARTIAL<\/td><td>FIN \u00b7 TRD<\/td><td>risk object RSK-SR06-FIN-001<\/td><\/tr><\/tbody><\/table><\/div><aside class=\"nrp-call\"><p class=\"nf-ui-eyebrow\">boundary<\/p><p>A signal is not a warning. Signal records never substitute for official alerting or early-warning authorities, and they bypass no publication control.<\/p><\/aside><\/section><section class=\"nrp-block\" id=\"nx-nrp-sr-06-c7-notes\" aria-labelledby=\"nx-nrp-sr-06-c7-notes-h\"><h2 class=\"nrp-h2\" id=\"nx-nrp-sr-06-c7-notes-h\"><span>Notes<\/span><\/h2><p class=\"nrp-note\">Numbers are the edition&#8217;s reference numbers, so a note reads the same in every chapter. The full list, with every source and its licence, is in Annex C. <a href=\"https:\/\/therisk.global\/nexus-reports\/editions\/sr-06\/references\/\">Annex C, references<\/a><\/p><ol class=\"nrp-notes\"><li id=\"nx-nrp-sr-06-c7-n1\"><span class=\"nrp-notes-n\">1<\/span><span>Insurance Journal and Reinsurance News (eds.), reports of Swiss Re Institute, sigma 1\/2026, Natural catastrophes in 2025: the persistent rise of <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/hazards\/wildfire-and-vegetation-fire-standards\/\" data-tc=\"NHS-1 eco.wildfire.wildfire\" data-tk=\"Land and ecosystems \u00b7 Vegetation and peat fire\" data-td=\"An uncontrolled fire in forest, scrub or grass that burns structures, crops and habitat and fills the air with smoke.\" data-ts=\"NRS-H24\" data-tr=\"draft\" data-tx=\"https:\/\/risksindex.com\/hazards\/eco\/\" data-txl=\"Land and ecosystems\">wildfire<\/a> and storm risk (insured losses USD 107 billion; economic losses USD 220 billion; 92% from secondary perils; Los Angeles wildfires USD 40 billion; trend 5% to 7% a year; 2026 normal level USD 148 billion and peak scenario about USD 320 billion), articles of March 2026. The sigma report itself was not opened; the Swiss Re page returned an access error. Observation year 2025. Accessed 2026-11-03.<a class=\"nrp-notes-back\" href=\"#nx-nrp-sr-06-c7-r1\" aria-label=\"Back to the first call of note 1\">back<\/a><\/span><\/li><li id=\"nx-nrp-sr-06-c7-n2\"><span class=\"nrp-notes-n\">2<\/span><span>Insurance Journal, Insurance Business and Reinsurance News (eds.), reports of Munich Re, natural disaster losses in 2025, 13 January 2026 (overall losses about USD 224 billion; insured about USD 108 billion; Asia-Pacific about USD 73 billion overall and USD 9 billion insured; Africa about USD 3 billion; January 2026 reinsurance rates down 14.7%). One article printed USD 244 billion for overall losses, a typographical conflict with USD 224 billion elsewhere. The Munich Re release was not opened. Observation year 2025. Accessed 2026-11-03.<a class=\"nrp-notes-back\" href=\"#nx-nrp-sr-06-c7-r2\" aria-label=\"Back to the first call of note 2\">back<\/a><\/span><\/li><li id=\"nx-nrp-sr-06-c7-n3\"><span class=\"nrp-notes-n\">3<\/span><span>Aon (ed.), 2026 Climate and Catastrophe Insight (page read to character 100,000 of 220,843: economic losses USD 260 billion; insured losses USD 127 billion; <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-c1\" data-tc=\"NRS-C1 protection-gap\" data-tk=\"Nexus risk vocabulary\" data-td=\"The difference between total economic losses from hazards and the share covered by insurance or other pre-arranged protection, leaving households, firms and governments to absorb the rest.\" data-ts=\"NRS-C1\" data-tr=\"draft\" data-tg=\"https:\/\/globalriskalliance.com\/glossary\/protection-gap\/\" data-tgl=\"Global Risks Alliance glossary\">protection gap<\/a> 51%, a record low). Aon, London. Observation year 2025. Accessed 2026-11-03.<a class=\"nrp-notes-back\" href=\"#nx-nrp-sr-06-c7-r3\" aria-label=\"Back to the first call of note 3\">back<\/a><\/span><\/li><li id=\"nx-nrp-sr-06-c7-n4\"><span class=\"nrp-notes-n\">4<\/span><span>Reinsurance News (ed.), report of Gallagher Re, Natural Catastrophe and Climate Report, full year 2025 (insured losses USD 129 billion; economic losses USD 296 billion; protection gap 56% or USD 167 billion; United States USD 100 billion or 78%). The Gallagher Re report was not opened. Observation year 2025. Accessed 2026-11-03.<a class=\"nrp-notes-back\" href=\"#nx-nrp-sr-06-c7-r4\" aria-label=\"Back to the first call of note 4\">back<\/a><\/span><\/li><li id=\"nx-nrp-sr-06-c7-n8\"><span class=\"nrp-notes-n\">8<\/span><span>California FAIR Plan Association (ed.), Key Statistics and Data (September 2026: 698,307 policies in force; exposure USD 773 billion; written premium USD 2.04 billion; policies up 157% and exposure up 252% since September 2022). California FAIR Plan Association, Los Angeles. Observation year 2026. Accessed 2026-11-03.<a class=\"nrp-notes-back\" href=\"#nx-nrp-sr-06-c7-r8\" aria-label=\"Back to the first call of note 8\">back<\/a><\/span><\/li><\/ol><\/section><section class=\"nrp-block nrp-noprint\" id=\"nx-nrp-sr-06-c7-cite\" aria-labelledby=\"nx-nrp-sr-06-c7-cite-h\"><h2 class=\"nrp-h2\" id=\"nx-nrp-sr-06-c7-cite-h\"><span>Cite this chapter<\/span><\/h2><pre class=\"nrp-pre\">Valadbaygi, S. (Ed.). (2026). Chapter 7: The 2027 agenda. In Strategic Systems Report 2026: Insurance, Protection Gaps and Insurability (Baseline Edition 2026, Report No. NR-STRATEGIC-INSURANCE-GLOBAL-2026-BASELINE) [Draft under review]. The Global Centre for Risk and Innovation (GCRI).<\/pre><p class=\"nrp-note\">Every citation form of the whole report, BibTeX and RIS included, is on the edition home. <a href=\"https:\/\/therisk.global\/nexus-reports\/editions\/sr-06\/#nx-nrp-sr-06-land-cite\">Cite this report<\/a><\/p><\/section><nav class=\"nrp-pager\" aria-label=\"Previous and next\"><a href=\"https:\/\/therisk.global\/nexus-reports\/editions\/sr-06\/lenses-and-readings\/\" rel=\"prev\"><span class=\"nf-ui-eyebrow\">Previous \u00b7 Chapter 6<\/span><span class=\"nrp-pager-t\">Readings from the other desks<\/span><\/a><a href=\"https:\/\/therisk.global\/nexus-reports\/editions\/sr-06\/systems-in-depth\/\" rel=\"next\"><span class=\"nf-ui-eyebrow\">Next \u00b7 Chapter 8<\/span><span class=\"nrp-pager-t\">Systems in depth<\/span><\/a><\/nav><\/article><\/div><\/div><\/div><div class=\"nrp-noprint\"><section id=\"nx-sec-nr-gateway\" class=\"nx-section\" data-hue=\"systemic\" data-tone=\"alt\" aria-labelledby=\"nx-nr-gateway-h\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">Reports<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Contribute<\/span><\/div><h2 id=\"nx-nr-gateway-h\" class=\"nx-section-title\">Send evidence or a correction on Insurance, Protection Gaps and Insurability.<\/h2><p class=\"nx-lede\">Reports is the Consortium&#8217;s quarterly publication, written by six desks. This page sits with the Global Centre for Risk and Innovation (GCRI) <a class=\"nx-link nx-term\" href=\"https:\/\/docs.therisk.global\/organization\/systems\" data-tc=\"Systems\" data-tk=\"Nexus Standards\" data-td=\"The twenty Nexus systems, NXS-CMD to NXS-LAB\">Systems<\/a> Evidence desk. What you know about this subject can become evidence, a case or a correction in the next edition, credited to you and published under CC BY 4.0 where it is your own work. 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It arrives tagged with this page, so the editor who owns it receives it.<\/span><span class=\"nx-dest-go\" aria-hidden=\"true\"><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><\/li><li><a class=\"nx-dest-card\" href=\"https:\/\/therisk.global\/nexus-reports\/open-science\/#nx-sec-zenodo\"><span class=\"nx-dest-top\"><span class=\"nx-dest-rel\">Zenodo<\/span><span class=\"nx-dest-host\">Open deposit<\/span><\/span><span class=\"nx-dest-title\">Deposit it and submit to the community<\/span><span class=\"nx-dest-why\">Publish your own record on Zenodo with your ORCID iD, then submit it to the Reports community there. 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A contribution is reviewed before use; sending it confers no authorship or editorial rights, and sponsorship never buys a finding.<\/p><\/div><\/div><\/section><\/div><p class=\"nx-note\" data-nr-rights=\"true\"><a class=\"nx-link\" rel=\"license\" href=\"https:\/\/creativecommons.org\/licenses\/by\/4.0\/\">CC BY 4.0<\/a> Free to read. Text and figures: CC BY 4.0. Data: CC0 1.0. Authors keep copyright. 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