Dinesh Garbharran is an experienced financial services executive with a career spanning over 28 years. Having worked within the financial and health sectors in Canada, the United States, the United Kingdom and South Africa, Dinesh has held senior executive roles in operations, risk management, and compliance at Scotia Bank, TD Bank, the Standard Bank Group, Discovery Holdings and Central 1 Credit Union. Dinesh’s career has seen him evolve from an actuarial analyst to an executive leader. Dinesh has a passion for helping organizations achieve their risk management vision through technology and innovation. Dinesh holds a Master of Science in Mathematical Statistics and Actuarial Science from the University of the Witwatersrand in Johannesburg. He also holds a Bachelor of Science (Honours) in Mathematical Statistics and Epidemiology, and a Bachelor of Science, Mathematical Statistics from the University of Cape Town.