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We believe that prosperity starts with financial security—not being one paycheck away from financial disaster. It gains momentum with financial stability – having savings to obtain assets that build wealth, like a house or an education. And it continues with financial mobility – the opportunity to climb the economic ladder for a brighter future. We design and deliver programs and resources to help social sector leaders build the competencies, confidence, and connections to accelerate equity and leadership.


We harness the power of innovation to create a financially inclusive world

The Global Centre for Risk and Innovation is an interdisciplinary hub that connects economists, financiers, engineers and information technologists under the same umbrella to create future capacity building and innovation. We are home to a worldwide network of cross-industry leaders driving innovation and new growth – representing small specialty companies, large global corporations, government labs, and everyone in between. Working horizontally, members can offer under-served consumers a powerful combination of tech solutions and supportive relationships with trusted partners — all with the goal of building financial health in sustainable societies.


We provide advisory services, targeted coaching, support, and governance to deliver the high-quality, affordable financial tools and services


Our advisory work helps established financial service providers and startups create mission-driven, and efficient organizations that achieve scale, impact, and returns
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We enhance impact investments in companies that expand, improve, and accelerate financial inclusion around the globe and across local communities


From seed to development, we make it easy for everyone to invest in products and services that benefit the world’s three billion financially underserved
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We actively partner with leaders and organizations around the world to sustain our work developing new products, new jobs, new markets, and new policies


Partnerships are essential to advancing financial inclusion and we work alongside our institutional partners to cultivate new markets for new economic potentials
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We challenge and activate thought leaders to develop and expand the financial inclusion community, share best practices, and research common issues


We activate thought leaders to develop and expand the financial inclusion community, share best practices, and research common issues
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Turning disruption to impact


In every country around the world, we help clients lead in their industry, capitalize on industry convergence, and foster cross-industry connections to improve performance and explore new impact opportunities. The Global Centre is co-designing and piloting development roadmaps, policy frameworks, and governance protocols across eight areas of focus

Smart City

To deliver smart infrastructure and services to urban and rural environments


To address systemic cybersecurity challenges and improve digital trust


To accelerate more sustainable, secure and affordable energy systems


To protect citizens from potential harms while supporting beneficial applications


To maximize the humanitarian uses of data while seeking to develop practical solutions using a multistakeholder approach to policy-making


To advance the principles of good governance to support the infrastructure underlying, and the applications built on, distributed ledger technology


To formulate specifications that will provide a foundation for data-driven innovation in mobility; illustrating sustainable models for collaborative problem solving


To offer everyone access to open source frameworks and computing power that can operate beyond classical capabilities
Open Platform


The United Commons


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United Commons is a collaborative effort to document public participation and novel innovation around the world. Community posts include cases, methods, tool/techniques, organizations, and teaching and learning resources. The GCRI platform is published under a Creative Commons License and is open to anyone. For a more general advice for submissions, please see editorial guidelines.
The United Commons is best understood as an interface between research institutions, learned societies, innovators, publishers and of course scholars and the general public. This digital infrastructure and the resulting common resources provided by the United Commons will be built on four complementary pillars: Open Publishing, Distributed Networking, Research Nesting and Impact Investing.  Open Publishing The main pillar of the United Commons is to provide quality access to relevant sources. This implies the digitization and open digital publication of relevant materials (including archives, personal libraries as well as correspondences) and publication of both rare and well-known texts through partner publishers. Distributed Networking The United Commons will offer a virtual networking environment that will allow members to comment, annotate and edit documents, to create and manage courses, services, jobs, indexes, glossaries or bibliographies, to interactively visualise underlying data and to review and incrementally improve the quality of posts and their metadata. Research Nesting The United Commons aims to function as a shared infrastructure directly at the service and under the supervision of its distributed community. It will foster active envolvement from members by hosting research projects and aggregating their outputs, supporting societies and institutes, and cooperating with researchers, developers, established publishers and journals. Building on its academic excellence, the United Commons will also engage a broad audience through targeted measures of public science communication (video and audio contents, mobile applications, digital courses, webinars, digital exhibits), the provision of publications and the dissemination of its contents through open platforms. Impact Investing From pre-seed to growth-stage, the United Commons connects the dots for impact investing in products and services that benefit the world’s three billion financially underserved. The United Commons focuses on five questions: How can the international financial system produce sufficient funding for development? How should it be allocated to help countries meet the SDGs and confront global challenges, such as climate change and pandemics? How can financing most effectively mobilize private capital, safeguard public monies, and keep debt levels sustainable? How can domestic resources be mobilized within developing countries? And how should existing institutions be changed to best cooperate?

Cases & Materials: document specific examples of how various methods of innovation and governance are implemented. Cases can be contemporary or historical, completed, or ongoing.

Methods & Protocols: provide information on the overarching processes used to guide public participation, such as citizens’ juries, deliberative polling, and participatory budgeting.

Tools and Techniques: provide information on the  techniques, mechanisms, technologies, and devices used to implement, guide, or improve risk management and innovative methods.

Organizations & Startups: provide profiles of formal and informal groups that design, implement, or support innovations in development and governance.

Teaching & Learning: provide resources for undergraduate and graduate classroom settings, as well as professional development resources for practitioners, civil society organizations, and NGOs. Resources range from course, syllabi and class assignments, to handbooks, simulations, and multi-media training material.

The United Commons is focused on collaborative documentation rather than persuasion or opinion. All contributions should be drawn from credible sources such as academic papers or official evaluations. All content must be cited. The United Commons is authored collaboratively. Classroom assignments or analytical essays must be revised accordingly. Do not use the first-person. Either remove your own arguments or re-write them in the third-person and attribute them to yourself using the citation format for unpublished essays. Upload the original essay as a PDF to the entry.  Our reputation as a reliable source of information requires that we be transparent in our documentation, enabling and encouraging readers to fact-check original sources.
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knowledge exchange

The Knowledge Exchange Channel was created to help members and partners to plan and implement successful knowledge sharing events

Sharing knowledge, especially experiential knowledge, is a key ingredient in innovation and risk management. Knowledge exchange is essential to achieve continual learning from experience and apply that learning to improve our work. Peers can create or share significant practical knowledge-to-knowledge sessions. This may be academic or technical, or it may be know-how, based on experiences of how to achieve results in a particular context, or how to address specific challenges.

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