G-P03 · TOPIC · disaster-loss-accountingGCRI dossier · service level R0
GCRIDisaster Resilience and RecoveryIn development
Topic dossier · Disaster Resilience and Recovery

Disaster loss accounting

Disaster loss accounting records what disasters cost: deaths, injuries, people affected, damage to assets and losses to economies and services. Consistent records are the basis for tracking Sendai targets, pricing risk and learning what works. This page sets out how losses are recorded, why small and slow disasters are undercounted, and what evidence serves the agencies that keep and use loss data.

01In brief

The short answer.

Disaster loss data are records of the deaths, injuries, people affected, damage and economic losses caused by disasters. Consistent loss accounting underpins Sendai targets, risk financing and learning. International databases capture major events, while national databases record frequent small ones, and slow or indirect losses are often missed.

02Geography

Hazards now in the Philippines.

For disaster loss accounting, in GCRI's spatial-intelligence reading, the map opens on population density, true-colour imagery and flood water, framed on the Philippines; every other NASA layer, live feed and forecast waits in the layer list.

The interactive map needs JavaScript; the layer list and sources are below.

Layers 3

Hazards now, for this page

Latest available

NASA GIBS / EOSDIS · ASTER GDEM (METI, NASA) · Blue Marble (NASA) · © OpenStreetMap contributors (ODbL) · Natural Earth

Loading the latest NASA imagery.

Drag to move. Ctrl or ⌘ and scroll, pinch or the buttons to zoom; hover for the values under the pointer; reset returns to the region.

For disaster loss accounting, in GCRI's spatial-intelligence reading, the map opens on population density, true-colour imagery and flood water, framed on the Philippines; every other NASA layer, live feed and forecast waits in the layer list.Satellite and model products as NASA publishes them, each with its own date; indicators, not assessments of any place; claim ceiling INTEGRATED.

Data: NASA GIBS · ASTER GDEM · Blue Marble · © OpenStreetMap contributors · Natural Earth · NASA EONET · GDACS · Copernicus Sentinel-2 L2ASources and licences

  • We acknowledge the use of imagery provided by services from NASA's Global Imagery Browse Services (GIBS), part of NASA's Earth Science Data and Information System (ESDIS). Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • We acknowledge the use of imagery provided by services from NASA's Global Imagery Browse Services (GIBS), part of NASA's Earth Science Data and Information System (ESDIS). Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • Center for International Earth Science Information Network (CIESIN), Columbia University. 2018. Gridded Population of the World, Version 4 (GPWv4): Population Density, Revision 11. NASA Socioeconomic Data and Applications Center (SEDAC). Licensed under CC BY 4.0. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). CC BY 4.0
  • VIIRS near-real-time products (flood, land surface temperature, snow cover, corrected reflectance), NASA LANCE; imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • NASA Fire Information for Resource Management System (FIRMS), VIIRS 375 m active fire product, NASA LANCE; vector tiles via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • VIIRS Black Marble night-time lights, NASA Goddard Space Flight Center; distributed by the NASA Level-1 and Atmosphere Archive and Distribution System (LAADS DAAC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • MODIS land products (vegetation indices, gross primary production, land cover), NASA LP DAAC and LANCE; imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • ASTER GDEM is a product of METI and NASA (ASTER Global Digital Elevation Model V003, NASA LP DAAC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • Made with Natural Earth. Free vector and raster map data @ naturalearthdata.com. Public domain
  • © OpenStreetMap contributors (ODbL), via NASA GIBS (coastlines, boundaries, roads and place names). Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). ODbL
  • Blue Marble, NASA Earth Observatory; imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • Context on the globe and flat map: coastlines, boundaries, roads and place names from NASA GIBS reference layers (OpenStreetMap data, ODbL, © OpenStreetMap contributors); Blue Marble imagery as an optional base; 3D terrain and the elevation read-out from the ASTER GDEM elevation colour index (5 m to 200 m classes, exaggerated for legibility). Boundaries are drawn as published and imply no position on any territory.
  • Globe: MapLibre GL JS 6.9.1, BSD-3-Clause, © MapLibre contributors.
  • Live: NASA EONET Events are indicative, not official warnings.
  • Live: GDACS (EC JRC / UN OCHA) Events are indicative, not official warnings.
  • Observed (EO): Copernicus Sentinel-2 L2A (contains modified Copernicus Sentinel data 2026), Microsoft Planetary Computer
  • Optional layers (35 sources in the layer list: live, forecast, observed and context) print their provider credit on the map and here when switched on; forecasts are model output and derived indices are estimates.

Layers and dates

  • Population density, 2020: Population: CIESIN, Columbia University, Gridded Population of the World v4.11 (2018), NASA SEDAC, CC BY 4.0 · static
  • True colour: VIIRS NOAA-20 corrected reflectance, NASA LANCE · 13 Oct 2026
  • Flood water, 3-day composite: VIIRS Global Flood Product, NASA LANCE · 14 Oct 2026
  • Active fires and thermal anomalies, last day: VIIRS NOAA-20 375 m (FIRMS), NASA LANCE FIRMS · 13 Oct 2026
  • Night-time lights, daily: VIIRS Black Marble (VNP46A2), NASA LAADS DAAC · 12 Oct 2026
  • Land cover type (IGBP), yearly: MODIS Terra and Aqua land cover (MCD12Q1), NASA LP DAAC · 2024

03Console

Recovery and needs tracker, in outline.

The working screen behind this subject: its structure, terms and states. Names are placeholders and values illustrative.

Recovery and needs tracker

Disaster loss accounting · Affected area North · Day 68 after event

Housing sector behind planGCRI · Disaster Resilience and Recovery

Damage and loss by sector

local units, millions, estimated

Housing1104426838
Transport793420465
Water and sanitation24225170
Agriculture254615737
Health20251488

Build back better

Standard
raised floor levels, hazard map zoning
Safeguard
no relocation without consent
Owner
Municipality
Label
ESTIMATED

Sendai targets, national

progress vs baseline, illustrative

E · local DRR strategies55 pct · req 100G · early warning coverage48 pct · req 100F · international cooperation33 index · req 60
Recovery and needs tracker: the screen's structure, terms and states for Disaster loss accounting.Placeholder names and illustrative values; a design, not a record or a live system.
04The question

Disaster loss accounting: how the risk develops.

Direct and indirect loss methods. The dossier below sets out how the risk develops, what is measured, where the data come from, how it is modelled and who decides.

Mechanism

Large events are counted, small ones are not

International databases use thresholds that capture major disasters. Frequent small events, which together cause large losses, appear only in national databases where they exist.

Mechanism

Damage and loss are different

Damage is the destruction of physical assets; loss is the change in economic flows, such as lost production or extra costs. Mixing them or counting one twice distorts totals.

Mechanism

Indirect and slow losses are missed

Deaths from heat, health effects of interrupted care, and losses that unfold over months after drought are hard to attribute, so they are often left out of disaster records.

Mechanism

Records change after the event

Early figures are revised as assessments progress, and methods change over time. Without versioned records, trends reflect changes in counting as well as in disasters.

05Key terms

Terms used on this page.

Each term as this page uses it. Where a standard-setting body defines the term, the wording follows that body.

TermDefinition
Direct economic lossThe monetary value of total or partial destruction of physical assets in the affected area.
Affected peoplePeople who suffered injury, illness or other health effects, were evacuated, displaced or relocated, or lost livelihoods or assets.
Disaster loss databaseA systematic record of disaster events and their impacts kept to agreed definitions.
06Indicators

What is measured, and how well.

Each indicator carries its unit, its cadence, the kind of source behind it and the evidence label a value would carry. No values are shown: a programme supplies them under its own authority.

IndicatorUnitCadenceSource typeLabel
Deaths and missing persons attributed to disasterscount per hundred thousand populationannualSendai Framework Monitor target AOFFICIAL
People directly affectedcount per hundred thousand populationannualSendai Framework Monitor target BOFFICIAL
Direct economic lossshare of gross domestic productannualSendai Framework Monitor target COFFICIAL
Damage to critical infrastructure and disruption of basic servicescount of facilities and service disruptionsannualSendai Framework Monitor target DOFFICIAL
Events recorded below international thresholdscount in national databasesannualNational disaster loss databasesREPORTED
Records disaggregated by sex, age and disabilitypercent of recordsannualNational disaster loss databasesREPORTED
07Canvas

From sources to decisions.

The topic as a computational graph: named sources feed the methods, an evidence review gates the outputs, and the decisions stay with the authorities that hold them.

Pipeline canvas · Disaster loss accounting as a run graphDesign, not a record
Disaster loss accounting: from damage assessment to recoveryDamage and losses are assessed by sector, recovery needs are costed with build-back-better standards, a recovery framework sets priorities and financing, and implementation is monitored with communities. Design of the process, not a record of a run.

Fig. 02Nodes carry their type, two metric rows and a state; connectors show what feeds what; dashed frames name the owners; the timeline is the cadence. Design of the pipeline, not a record of a run.

08Sources

Where the evidence comes from.

Named public datasets and institutional records, each with its licence class. Sources by agreement are used only under their terms and never republished.

SourceWhat it givesLicence class
DesInventar Sendai (UNDRR)National disaster loss databases at local resolutionOpen, terms per national database (to check)
Sendai Framework MonitorOfficial national reporting of losses against targets A to DPublic, UN terms of use
EM-DAT international disaster database (CRED, UCLouvain)Events above thresholds with human and economic impactsFree for non-commercial use with registration
IRDR Peril Classification and Hazard GlossaryStandard hazard classes for loss recordingPublic, IRDR terms (to check)
Post-Disaster Needs Assessment reportsDetailed damage and loss estimates for major eventsPublic, terms per publisher
09Decisions

Who decides, and what the evidence serves.

Disaster Resilience and Recovery prepares evidence. The decisions below are taken by the authorities named, under their own rules, and never by the platform.

Who decidesThe questionEvidence this page serves
National disaster management authorities and statistics officesHow to organize and maintain a national loss databaseQuality reviews; disaggregation guidance
Ministries of financeHow past losses should inform contingency budgets and risk financingLoss series with method changes marked
UNDRR and regional organizationsHow to support consistent reporting across countriesCrosswalks; completeness evidence

Outputs this topic produces

  • Loss database quality reviews covering completeness and thresholds
  • Crosswalks between national databases and international records
  • Guidance on disaggregated loss recording
  • Versioned loss series with method changes marked
10Core questions

What experts ask.

Loss accounting specialists ask what is counted, by whom and with what consistency.

  • How are deaths, injuries, displacement, damage and economic losses defined and recorded?
  • How are indirect losses, such as business interruption and supply-chain effects, estimated?
  • Why are small, frequent disasters and losses to poorer people systematically undercounted?
  • How comparable are loss records across countries, hazards and time?
  • How can loss data be linked to hazard and exposure data to explain what drives losses?
11Mechanisms and drivers

Why losses are hard to count.

Direct losses, the physical damage to buildings, infrastructure, crops and stock, are the most often recorded, usually in replacement or repair terms. Indirect losses arise from disrupted flows: businesses that cannot operate, services that stop, supply chains that break. They can extend far beyond the affected area and last for years, but are harder to attribute to a single event.

Loss records are shaped by who collects them and why. Insured losses are well documented where insurance is common and nearly absent where it is not. Damage to informal housing and livelihoods is easily missed. Small, frequent events rarely make national databases, yet together they can account for a large share of loss to poor households. Without attention to these biases, loss data can understate risk where it is highest.

12Methods and data

How the evidence is built, and where it stops.

  1. 01

    Disaster loss databases

    Event-by-event records of impacts at local level. Coverage and definitions vary between countries and over time.

  2. 02

    Damage and needs assessment

    Structured post-event assessment of damage, losses and recovery needs. Methods are standardised but quality depends on access and time.

  3. 03

    Economic modelling

    Input-output and general equilibrium models for indirect losses, with operations research methods. Results depend on assumptions about substitution and recovery.

  4. 04

    Remote sensing of damage

    Satellite and aerial assessment using geospatial information systems. It shows physical damage, not economic or human loss.

13Methods

How it is studied, and what the methods cannot say.

  1. Social and behavioural scienceWarning response surveys · Participatory risk assessment · Social vulnerability analysisApplied here
  2. Geospatial information systemsExposure mapping · Rapid damage assessment · Common operational dataApplied here
  3. Decision analysis under uncertaintyCost-benefit of risk reduction · Acting on forecasts · Recovery prioritisationApplied here
  4. Forecasting and time-series analysisTrigger verification · Flood forecast lead time · Seasonal outlooks for drought preparednessApplied here
14Questions

Questions and answers.

What is the difference between damage and loss?
Damage is the total or partial destruction of physical assets. Loss is the change in economic flows after a disaster, such as reduced output or higher costs, which can continue for years.
Why do disaster databases disagree?
They use different thresholds, sources, definitions and update practices. National databases include many small events that international databases exclude.
What is DesInventar?
A methodology and software for national disaster loss databases, now maintained by UNDRR as DesInventar Sendai, recording losses at local level.
Why do insured losses not show the full picture?
Because insurance coverage is uneven. Where most losses are uninsured, insured figures show only a small part of the damage and miss most losses to poorer households.
Are losses rising because disasters are worse?
Rising recorded losses reflect more exposure and assets in harm's way, better reporting and changes in hazards. Separating these drivers requires careful normalisation and remains debated.
Does the platform publish loss figures?
It is designed to publish methods and, where reviewed, analyses with their sources and uncertainty. It does not invent or adjust official records.
Disaster Resilience and Recovery

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